Best Debt Companys

159 Companies 3,701 Real Customer Reviews

Debt Consolidation Companies (Full List)

Ranked by experts. Reviewed by customers.TM

#1
Consolidated Credit Reviews
Consolidation
Management
Call Now!
  • Reduce monthly payments by 30%-50%
  • Low interest rates
  • Served over 5 million clients
Our Score
9.3
User Score
9.4

#1 Consolidated Credit

Consolidation
Management
  • Reduce monthly payments by 30%-50%
  • Low interest rates
  • Served over 5 million clients
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#2
Consolidation
Management
Call Now!
  • Free consultation
  • AFCC and IAPDA accredited
  • Qualify with $7,500 in unsecured debt
Our Score
8.6
User Score
9.6

#2 Accredited Debt Consolidation

Consolidation
Management
  • Free consultation
  • AFCC and IAPDA accredited
  • Qualify with $7,500 in unsecured debt
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#3
DebtWave Credit Counseling Reviews
Consolidation
Management
Get Started!
  • Low interest rates
  • Low monthly payments
  • Over 13,000 clients' cases settled
Our Score
8.4
User Score
9.6

#3 DebtWave Credit Counseling

Consolidation
Management
  • Low interest rates
  • Low monthly payments
  • Over 13,000 clients' cases settled
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#4
delray_credit_counseling_review
Consolidation
Management
  • Monthly fee: $39
  • Up-front fee: up to $0
  • Offers credit counseling
Our Score
6.8
User Score
10.0

#4 Delray Credit Counseling

Consolidation
Management
  • Monthly fee: $39
  • Up-front fee: up to $0
  • Offers credit counseling
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#5
incharge_debt_solutions_review
Consolidation
Management
  • Monthly Fee: Up to $75
  • Up-front Fee: Up to $50
  • Offers Credit Counseling
Our Score
6.2
User Score
9.8

#5 InCharge Debt Solutions

Consolidation
Management
  • Monthly Fee: Up to $75
  • Up-front Fee: Up to $50
  • Offers Credit Counseling
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#6
green path debt solutions logo
Consolidation
  • Monthly Fee: Up to $75
  • Enrollment Fee: Up to $50
  • Offers Credit Counseling
Our Score
6.0
User Score
2.0

#6 GreenPath Debt Solutions

Consolidation
  • Monthly Fee: Up to $75
  • Enrollment Fee: Up to $50
  • Offers Credit Counseling
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#7
credit org logo
Consolidation
  • Monthly Fee: $20
  • Up-front Fee: Up to $35
  • Offers Credit Counseling
Our Score
6.0
User Score
0.0

#7 Credit.org

Consolidation
  • Monthly Fee: $20
  • Up-front Fee: Up to $35
  • Offers Credit Counseling
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#8
take charge america logo
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Up to $25
  • Offers Credit Counseling
Our Score
5.8
User Score
10.0

#8 Take Charge America

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Up to $25
  • Offers Credit Counseling
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#9
Consolidation
  • Monthly Fee: $0
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
5.5
User Score
--

#9 DebtGuru

Consolidation
  • Monthly Fee: $0
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
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#10
logo
Consolidation
Management
  • Monthly Fee: Up to $75
  • Enrollment Fee: Up to $100
  • Offers Credit Counseling
Our Score
5.3
User Score
--

#10 Christian Credit Counselors Inc

Consolidation
Management
  • Monthly Fee: Up to $75
  • Enrollment Fee: Up to $100
  • Offers Credit Counseling
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#11
Advantage Credit Counseling Services logo
Consolidation
Management
  • Excellent Customer Service
  • Thorough Accreditation
Our Score
5.1
User Score
9.6
#12
Solid Ground Financial
Consolidation
Management
  • Monthly Fee: Unknown
  • Enrollment Fee: Unknown
  • Not ISO Certified
Our Score
4.3
User Score
9.9

#12 Solid Ground Financial

Consolidation
Management
  • Monthly Fee: Unknown
  • Enrollment Fee: Unknown
  • Not ISO Certified
Visit Site Read Review
#13
Family Credit Management Reviews
Consolidation
Management
  • Over 20 years in business
  • ISO certified
  • Free consultation with certified counselors
Our Score
4.2
User Score
10.0

#13 Family Credit Management

Consolidation
Management
  • Over 20 years in business
  • ISO certified
  • Free consultation with certified counselors
Visit Site Read Review
#14
Navicore Solutions Reviews | BestDebtCompanys.com
Consolidation
Management
  • Free consultation with certified counselors
  • Not ISO certified
  • Time in business: 26 years
Our Score
3.8
User Score
6.6

#14 Navicore Solutions

Consolidation
Management
  • Free consultation with certified counselors
  • Not ISO certified
  • Time in business: 26 years
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#15
Money management International reviews
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Up to $50
  • Offers Credit Counseling
Our Score
3.8
User Score
--

#15 Money Management International

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Up to $50
  • Offers Credit Counseling
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#16
clarifi logo
Consolidation
  • Monthly Fee: Up to $50
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
3.7
User Score
--

#16 Clarifi

Consolidation
  • Monthly Fee: Up to $50
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
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#17
cesi_solutions
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
3.5
User Score
3.1

#17 CESI

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
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#18
Debt Consolidation Care Reviews | BestDebtCompanys.com
Consolidation
Management
  • Monthly fees: Undisclosed
  • Up-front fees: Undisclosed
  • Offers credit counseling
Our Score
3.4
User Score
10.0

#18 Debt Consolidation Care

Consolidation
Management
  • Monthly fees: Undisclosed
  • Up-front fees: Undisclosed
  • Offers credit counseling
Visit Site Read Review
#19
one_main_financial
Consolidation
  • Monthly Fee: Unknown
  • Enrollment Fee: Unknown
  • Does Not Offer Credit Counseling
Our Score
3.3
User Score
0.6

#19 OneMain Financial

Consolidation
  • Monthly Fee: Unknown
  • Enrollment Fee: Unknown
  • Does Not Offer Credit Counseling
Visit Site Read Review
#20
First Choice Debt Relief Reviews | BestDebtCompanys.com
Consolidation
Management
  • Monthly fees: Undisclosed
  • Up-front fees: None
Our Score
3.3
User Score
--

#20 First Choice Debt Relief

Consolidation
Management
  • Monthly fees: Undisclosed
  • Up-front fees: None
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#21
american_financial_solutions
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
3.2
User Score
--

#21 American Financial Solutions

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Visit Site Read Review
#22
CreditGuard of America Reviews
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
3.0
User Score
1.6

#22 CreditGuard of America

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Visit Site Read Review
#23
debt-reduction-services-review
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
3.0
User Score
--

#23 Debt Reduction Services

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Visit Site Read Review
#24
consumer_credit_130
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
2.8
User Score
--

#24 Consumer Credit

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Visit Site Read Review
#25
Progressive Debt Relief Reviews | BestDebtCompanys.com
Consolidation
Management
  • Monthly Fees: Undisclosed
  • Upfront Fees: None
  • Offers credit counseling
Our Score
2.8
User Score
--

#25 Progressive Debt Relief

Consolidation
Management
  • Monthly Fees: Undisclosed
  • Upfront Fees: None
  • Offers credit counseling
Visit Site Read Review
#26
Trinity
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Our Score
1.9
User Score
--

#26 Trinity Debt Management

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Visit Site Read Review
#27
prosper_review
Consolidation
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Does Not Offer Credit Counseling
Our Score
1.6
User Score
--

#27 Prosper Debt Consolidation

Consolidation
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Does Not Offer Credit Counseling
Visit Site Read Review
#28
best egg logo
Consolidation
  • Monthly Fee: 5.99-29.99%
  • Enrollment Fee: 0.99-4.99%
  • Does Not Offer Credit Counseling
Our Score
1.4
User Score
1.0

#28 Best Egg

Consolidation
  • Monthly Fee: 5.99-29.99%
  • Enrollment Fee: 0.99-4.99%
  • Does Not Offer Credit Counseling
Visit Site Read Review
#30
armada_debt_solutions
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Does Not Offer Credit Counseling
Our Score
0.9
User Score
--

#30 Armada Debt Solutions

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Does Not Offer Credit Counseling
Visit Site Read Review
#31
Debt_Consolidation_Group
Consolidation
Management
  • Out of Business
  • Out of Business
  • Out of Business
Our Score
0.0
User Score
--

#31 The Debt Consolidation Group

Consolidation
Management
  • Out of Business
  • Out of Business
  • Out of Business
Visit Site Read Review
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

Realtime Results:

879,950,996

Dollars of Debt We've Helped!

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