Top 50 Books to Help You Get Out of Debt

If you’re facing an ever-growing mountain of debt, you’re not alone. Debt is becoming an increasing concern, especially for Americans. A number of factors have contributed to this concern including an unstable job market and inflated housing costs.

The country’s financial instability has left many Americans struggling to maintain the quality of life they had grown up with.

CBS News released an article reporting that nearly 30% of Americans have more credit card debt than emergency funds in their savings account. Although it can be daunting and difficult, it is possible to get out of debt if you have the proper financial education.

We found 50 of the best books to help you get out of debt, so you can obtain the financial freedom you deserve. The books are in no particular order.

Author: Julianne Peyo This book offers fundamental advice and techniques for balancing your finances. It covers topics such as budgeting and creating a debt-free plan so you can start accumulating wealth.

Author: Michael Mihalik Outlines 10 steps which the author personally used to climb out of debt. This book is recommended for college students and young adults who are beginning to build a financial future.

Author: Jerrold Mundis Details a formula proven to be effective for getting out of debt. This is a good choice for people who feel overwhelmed by debt and would like help beginning the journey to freedom. See The Book

Author: Lynnette Khalfani-Cox Gives expert advice on topics like reducing interest rates and cleaning up a poor credit report. Also gives insider information on your legal rights as a debtor so you stop getting harassed by bill collectors.

Author: Dave Ramsey This is the newest edition of the best-selling book authored by Dave Ramsey. It is designed to help you make a financial plan as well as recognize the 10 most dangerous myths about money.

Author: Pam Young This book offers a humorous spin on debt relief, providing tools and exercises that can easily be applied to your life. This book was written to entertain as well as educate its readers.

Author: Martha Maeda Gives a clear understanding of what to expect when settling debt yourself, and provides useful information on subjects like the Fair Debt Collection Practices Act.

Author: Ken Clark This book is authored by a Certified Financial Planner and outlines strategies to overcome any kind of debt including mortgages and student loans.

Author: Garrett Sutton This book not only provides key strategies for becoming debt-free but also covers topics like the psychological and health effects that can result from debt.

Author: Lisa Desjardins Recommended for anyone who has a hard time reading traditional finance literature. This book compares debt to the zombie apocalypse and teaches you how to create a “basement full of ammunition” by saving money.

Author: Sandee Ferman Provides a step-by-step guide to settling debts yourself, and even explains how to settle debts for less than you originally owed.

Author: Mandy Akridge Includes sample settlement letters while giving detailed instructions on how to settle debt yourself. Also covers important legal information on subjects like the Statute of Limitations and IRS Debt Forgiveness laws.

Author: John Oswald This book explores almost every facet of debt such as bankruptcy, foreclosure, avoiding lawsuits and how to effectively negotiate with the IRS. Also includes sample letters and checklists.

Author: Norman H. Perlmutter Provides the basic groundwork for getting out of debt, and covers issues such as student loan and tax debt. Also contains useful information for business owners who may be facing bankruptcy.

Author: Harvey Warren Focuses specifically on credit card debt and is authored by debt-relief expert Harvey Z. Warren. This book also provides in-depth information about the credit card and collection industries.

Author: Stephen P. Parsons Originally written as a college textbook, this book offers basic paralegal training so you can gain a solid understanding of things such as secured transactions and the law of liens.

Author: Stephen Elias A guide that walks you through the process of filing for Chapter 13 bankruptcy. This book is especially recommended for people who are considering hiring a bankruptcy lawyer.

Author: Reyna Gobel Focuses specifically on student loan debt and provides insight into evaluating your personal situation so you can effectively consolidate student loans.

Author: Robert Bernabé Explains how to intelligently shop for a mortgage, and also teaches you how to quickly pay off your existing mortgage so you can spend your retirement years in peace.

Author: Ted Carroll Includes valuable tips on paying off personal debt, and also provides an appendix of living expenses in 20 different U.S. cities so you can calculate a realistic budget for your situation.

Author: Joanneh Nagler Teaches the Debt-Free Spending Plan which helps you downsize expenses while accruing money in your personal savings. The plan is said to only take about five minutes a day.

Author: David Bach This book teaches you how to pay down debt and gain control of your finances, and also covers essential topics such as home and car loans, credit card debt, and student loans.

Author: Tere Stouffer Focuses on helping you create a “visual portrait” of your finances so you can expertly manage your spending while accumulating money in your savings account.

Author: James P. Christensen This book teaches you how to live a prosperous life while effectively budgeting. It is ideal for people who feel they don’t have enough monthly income to make a realistic budget.

Author: Erik Wecks Teaches you how to create a powerful budgeting plan with your current income. Provides advice on maximizing your income and paying off debts even if you are living paycheck-to-paycheck.

Author: Devin D. Thorpe This book is recommended for people looking for browsing material or a quick read. Contains over 150 personal essays and 925 ideas that can be utilized in everyday life.

Author: Consumer Dummies An easy-to-understand guide for how to manage a household budget and boost your income for increased financial freedom. Also gives financial advice on life necessities such as car expenses and life insurance.

Author: Dave Ramsey Authored by Dave Ramsey, this book outlines a financial regimen for gaining control over your money so you can enjoy peace of mind.

Author: Susan Knox Recommended for college students who wish to balance their finances while attending school. Contains worksheets to help you develop a budget that suits your needs.

Author: Judy Lawrence Provides essential tools which can be used to expertly organize your finances while keeping track of monthly expenses.

Author: Robert M. Goodman Designed as a comprehensive guide for identifying and utilizing real estate opportunities. Teaches you how to turn real estate into a lucrative form of passive income.

Author: Erlend Bakke Provides tips and suggestions for creating a virtual online business and increasing your monthly income. Also teaches you how to automate your business so you have more free time.

Author: Gerry Robert Helps get you out of a “debt” mentality and provides techniques for preparing your mind to actively pursue a lucrative income. Covers topics such as marketing, business development, and goal planning.

Author: David Lindahl Focuses on making a supplemental monthly income using online or virtual business techniques. The methods described are time-effective and can be worked around a day job.

Author: Ross Perry Conveys a clear explanation of passive income and what it means for the average person. Teaches tips and tricks to make money even while you are asleep.

Author: Barb Asselin Reveals 5 valid and realistic ways of making money online. Authored by best-selling author and college professor Barb Asselin.

Author: Jennifer Basye This book is specifically designed for women and explains 101 ideas for turning hobbies or creative talent into a supplemental income stream.

Author: Ben S. Branch Teaches you how to maximize the potential of your existing income by intelligently locating profitable investments. Includes a list of do’s and don’ts, as well as an extensive glossary.

Author: Richard Stim Includes helpful tips, success stories and legal information. This book also contains advice on picking a second-income opportunity that suits your personality.

Author: Lee Finberg Details a systemic procedure designed to bring you a substantial monthly return from investments. Describes the methods used by the author for his personal investments.

Author: Mark Clayborne Recommended for people who have paid their debt but are still dealing with injured credit. Teaches you how to repair credit so you can buy new investments like a home or car.

Author: Farnoosh Torabi Lessons and stories about how to develop the right mindset and attitude to get out of debt and into wealth. She breaks down strategies into simple actions and attitude in manageable actions for both young professionals and the more seasoned alike.

Author: Zac Bissonnette Conveys the author’s personal story of how he succeeded in obtaining a traditional college education without using student loans. Recommended for both aspiring college students and their parents.

Author: Gail Vaz-Oxlade A unique financial guide designed by Gail Vaz-Oxlade. Teaches you how to clear consumer debt in three years or less, and provides tips on preparing for financial emergencies.

Author: Manisha Thakor A financial guide specifically geared towards young women. This book will teach you how to become self-sustaining while avoiding credit card and personal debt.

Author: Suze Orman This book is recommended for young adults who are seeking advice on making wise financial choices and building the foundation for a healthy financial future.

Author: Regina Leeds This is a great book for anyone feeling controlled by their financial situation. Learn how to organize your income and expenses so you can enjoy greater peace and relaxation in regards to finances.

Author: Anthony Manganiello Principles and teachings about how to spend money more wisely, get out of debt and retire rich. It teach about cash-flow management, using your credit wisely winning long-term in the financial game.

Author: Carrie Rocha If you feel thwarted by a negative mental attitude towards money, this book can help you get the motivation and positive thinking required to complete a debt-management plan.

Author: Ken Thomson This book is a great resource for small business owners struggling with debt. Includes step-by-step instruction and personal stories about the author’s battle to rid himself of business debt.

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