Best Debt Companys

162 Companies 3,172 Real Customer Reviews

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162

Companies

3,172

Consumer Reviews

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Pacific Debt Relief Inc Reviews
Settlement
Visit Site  | 
1-(855) 790-7452
Call Now!
  • ZERO Upfront Costs
  • $7,500 Minimun Debt
  • No Credit Score Requirement
369 Real Reviews >>
Our Score
9.2
User Score
9.7
Consolidated Credit Reviews
Consolidation
Management
Visit Site  | 
1-(855) 982-2967
Call Now!
  • Nonprofit, A+ BBB rating
  • Over 5 Million People Helped
  • No Credit Score Requirement
258 Real Reviews >>
Our Score
8.8
User Score
9.4
freedom_debt_relief_review
Settlement
Visit Site  | 
1-(855) 982-1609
Call Now!
  • Required: $7.5k+ in Debt
  • Zero Upfront Costs
  • A BBB Rating
715 Real Reviews >>
Our Score
8.8
User Score
8.6

Most Searched: Last 30 Days

DebtWave Credit Counseling Reviews
Consolidation
Management
Visit Site  | 
1-(888) 526-9597
Call Now!
  • A+ BBB Rating
  • Less than 3 months behind on debt payments
  • No Credit Score Requirement
380 Real Reviews >>
Our Score
8.1
User Score
9.6
National Debt Relief Reviews
Settlement
  • Requires $7.5k in Debt
  • Price: 18-25% of Total Debt
  • AFCC & IAPDA Accredited
12 Real Reviews >>
Our Score
7.8
User Score
3.8
Rescue One Financial
Settlement
  • Requires $7.5k in Debt
  • Price: 7% Annually
  • AFCC Accredited
5 Real Reviews >>
Our Score
3.7
User Score
4.0

Most Recent User Review: Consolidated Credit

  1. User Score
    10
    LG
    July 29th, 2016 at 9:17 am
    0 people found this review helpful!
    The best decision I made! Always helpful and supportive. Friendly staff. I am not debt free! Thank you!

    Read More Consolidated Credit Reviews

  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Real Reviews (yes they’re real)

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