159
Companies
3,845
Consumer Reviews
See our TOP-RANKED Debt Relief Companies
Settlement
Call Now!
- $0 in Upfront Costs
- Price Lock Guarantee & Lifetime Warranty
- Accredited by AFCC and IAPDA
Our Score
9.1
User Score
9.0
#1 Freedom Debt Relief
- $0 in Upfront Costs
- Price Lock Guarantee & Lifetime Warranty
- Accredited by AFCC and IAPDA
Consolidation
Management
Call Now!
- Reduce monthly payments by 30%-50%
- Low interest rates
- Served over 5 million clients
Our Score
9.3
User Score
9.4
#1 Consolidated Credit
- Reduce monthly payments by 30%-50%
- Low interest rates
- Served over 5 million clients
Settlement
Call Now!
- No credit score required
- Zero upfront costs and money-back guarantee
- Settles millions of dollars in debt each month
Our Score
9.0
User Score
9.6
#2 Pacific Debt Inc.
- No credit score required
- Zero upfront costs and money-back guarantee
- Settles millions of dollars in debt each month
Settlement
Consolidation
Call Now!
- Don't pay until debt is settled
- Money-back guarantee
- Free consultation
Our Score
8.8
User Score
9.7
#3 Accredited Debt Relief
- Don't pay until debt is settled
- Money-back guarantee
- Free consultation
Our Score
8.0
User Score
9.6
Our Score
5.5
User Score
9.5
e.g. Such as CareOne, CuraDebt etc.
- Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
- Negotiates with your creditors on your behalf.
- Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
- Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
- Combines all your debts and creditors into one monthly payment.
- Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
- You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
- Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
- Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
- Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
- Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
- Borrowers can receive funds from their loan within only a few days.
Read full articleRealtime Results:
879,950,996
Dollars of Debt We've Helped!
Recently Reviewed:
