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162

Companies

4,141

Consumer Reviews

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Settlement
Call Now!
  • $0 Fees Until Settlement is Reached
  • 15+ Years in Business
  • ZERO upfront costs
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Our Score
9.1
User Score
8.9
Consolidated Credit Reviews
Consolidation
Management
Call Now!
  • No credit score requirement
  • Cancel anytime with no fees
  • Great for credit card debt
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Our Score
9.4
User Score
9.6
Pacific Debt Relief Inc Reviews
Settlement
Call Now!
  • ZERO upfront costs
  • Money-back guarantee
  • No credit score required
Read Reviews >>
Our Score
8.9
User Score
9.5

Most Searched: Last 30 Days

Accredited Debt Relief Reviews
Settlement
Consolidation
Call Now!
  • Money-back guarantee
  • No fees until settlement is reached
  • Minimum debt: $7,500
Read Reviews >>
Our Score
8.8
User Score
9.6
DebtWave Credit Counseling Reviews
Consolidation
Management
Call Now!
  • Affordable monthly fees
  • Free consultation & credit counseling
  • Not available in all 50 states
Read Reviews >>
Our Score
8.4
User Score
9.7
Superior Debt Relief Services Reviews
Settlement
Call Now!
  • Free Consultation
  • Money-Back Guarantee
  • 20+ Years in Business
Read Reviews >>
Our Score
7.3
User Score
9.8

Most Recent User Review: OneMain Financial

  1. User Score
    0
    renee crews
    November 15th, 2017 at 7:16 am
    0 people found this review helpful!
    I filled out the credit application they approved the loan for 3100 without any collateral, an agent called and demanded title to my car for collateral. I did not apply for a collateral loan and was approved- THIS COMPANY IS A WAIST OF TIME- PLEASE CONSUMERS DO NOT DO BUSINESS WITH THIS COMPANY- THEY ADVERTISING HAS SO MANY LOOP HOLES- YOU DEFINITELY NEED TO AVOID THIS COMPANY!

    Read More OneMain Financial Reviews

  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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