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#3
Accredited_Debt_Relief

Accredited Debt Relief Reviews

Reviews of Accredited Debt Relief from real customers
(407 verified)

Our Score
8.8
User Score
9.7

Call now for your free consultation   1-(866) 637-9581

Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
407

Overall Score

Based on ranking criteria
8.8 /10

This Review is maintained by

Review Last Updated: November 10, 2018

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Most Helpful Reviews From Accredited Debt Relief Customers

  1. User Score
    1
    Bertha Thomas
    December 13th, 2017 
    This company is terrible. It's been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I'm a single mother of 2, and my payments are over $1000 a month. I try and tell them it's too high and I can't continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It's a joke.Read More
  2. User Score
    10
    lloyd christie
    June 30th, 2015 Brooklyn, NY
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.Read More

407 Accredited Debt Relief Reviews

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  1. User Score
    10
    February 21st, 2019 Hot Springs National Park, AR
    0 people found this review helpful!
    Contacted Accredited out of necessity due to my child support nearly tripling and having a hard time financially at the moment. Dan gave me options and found a plan that will assist me in paying my bills until I can get this problem resolved
    Read More
  2. User Score
    10
    February 9th, 2019
    0 people found this review helpful!
    Karina was very helpful and explained very well I’m very excited to be a part of your family.
    Read More
  3. User Score
    10
    February 8th, 2019
    0 people found this review helpful!
    she was nice and she answered my questions and explain everything so I can understand
    Read More
  4. User Score
    9
    February 7th, 2019
    1 people found this review helpful!
    This is the best debt settlement program I ever had. I have been involved with other programs but this the best ever. So well organized and explained so well.I feel very comfortable in this program.I am so glad I found this program.
    Read More
  5. User Score
    10
    February 4th, 2019
    0 people found this review helpful!
    He put me at ease. I am very upset on the position I have gotten into, he made me feel a way out is possible.
    Read More
  6. User Score
    0
    February 2nd, 2019
    0 people found this review helpful!
    I am looking for a company that will provide a good service to my situation, searching online I did find this company, Oh Lord! I submitted online my initial information with the amount of my debt that I need to work with. I got a phone call back fro a guy who say his name was Sean, and look like was calling local , because of the area code. He asked my question related to my personal information, income, and the amount of debt, after making number I am assuming he told me I will be out of debt in 36 months, paying 200 dollars a month, the result is to be paying just $7,200 for all when my debt is more than $10,000.00 !!! I don’t understand that…Whatsoever, when I asked questions about :when my creditors will be notified, or receiving a portion of the payment, he have NOT a clear answer to me, I say I am asking you because I have been through a situation with another agency who did nothing for me, just taking my MONEY, even after 3 months paying them, my creditors will continues calling me. He became kind irritated at my question, in the way changed his voice tone, I say I am sorry, but I need to ask you questions. He did cut off the conversation, because I can tell when people cut of phone calls, I did wait a few minutes, and he did not call me back. Then I called him, telling him that he was not professional on his manner, and the way he treated my was rude, and poor, and I say I will be reporting you with customer consumer agency, and I will be writing a review online. Then after he listened my message, he called me again, I did not answer, he left a message telling me that he was sorry, because he didn’t know what happen when we were talking on the phone, I sent a text message asking him to stop messaging me. You all be very careful with this people, happened to ma with a similar agency, they made a payments calendar for my debt, but the first 18 payments were just for their agency, and my creditors were scheduled to receive payments after 18th month. I was so disappointed , because I did find out the my creditors were just notified, but not money going to them to reduce my debt. Those agencies NEED to tell to every customer HOW MUCH cost their service, because they are not Mother Theresa of Calcutta doing a merciful deed, they are making money. Any agency who will JUMP into only their interest, and not explaining carefully to you how the plan will work, or the person talking to you will be kind of aggressive when you are asking questions, BE CAREFUL, that is a RED LIGHT.
    Read More
  7. User Score
    10
    February 2nd, 2019 Port Arthur, TX
    0 people found this review helpful!
    He was amazing, best customer service. Explain in detail without missing anything. He did great and I feel so much better now! Thanks to him by life is going to be a lot easier. It’s going to be great I know it. Again he was amazing. Keep having great people like that who actually care about what happening to us, who made bad choices in life when they started with credits cards.
    Read More
  8. User Score
    10
    January 31st, 2019
    0 people found this review helpful!
    my wife and I were looking to consolidate alot of crippling debt, the process was easy and fast, the rep was amazing in explaining the process.
    Read More
  9. User Score
    9
    January 29th, 2019 Lowell, MA
    0 people found this review helpful!
    Sharicka put me at ease and explained the important details in order to help me understand what was available to me to me simple.
    Read More
  10. User Score
    10
    January 29th, 2019
    2 people found this review helpful!
    Anton V was very professional and educational. He was very clear and concise. Anton did not make me feel as if I were a failure because of my debts. On the contrary, he gave me a breath of fresh air.
    Read More
  11. User Score
    10
    January 28th, 2019
    0 people found this review helpful!
    Brad was great!!! He assisted with my debt relief effort and walked me through every step to get enrolled and I feel confident I will be completely out of debt soon. Thank you and I especially thank Brad.
    Read More
  12. User Score
    10
    January 28th, 2019 Northridge, CA
    0 people found this review helpful!
    Explanation of services provided was excellent by Anton. Very professional, thorough and kind.
    Read More
  13. User Score
    10
    January 28th, 2019 Lake Ariel, PA
    0 people found this review helpful!
    Great customer service.
    Was understandably aware of my financial situation . This is a great solution.
    Read More
  14. User Score
    10
    January 28th, 2019 Lake Ariel, PA
    0 people found this review helpful!
    Great service. Very understanding of my situation.
    Read More
  15. User Score
    10
    January 26th, 2019
    0 people found this review helpful!
    Great Customer Service
    Read More
  16. User Score
    10
    January 25th, 2019
    0 people found this review helpful!
    Brad was incredibly helpful and thorough. I was unsure of this process and how it would work, but Brad guided me through the process, answered all my questions, and put my mind at ease. I look forward to getting out from under this unsecured debt once and for all. Brad is a professional in every sense of the word and an asset to your company.
    Read More
  17. User Score
    9
    January 23rd, 2019 Spokane, WA
    0 people found this review helpful!
    HE was very through and answered my questions
    Read More
  18. User Score
    10
    January 22nd, 2019
    1 people found this review helpful!
    Karina R. was extremely helpful, knowledgeable, patient and professional. We look forward to resolving out debt issues. I personally will let anyone in our situation know about your company.
    Read More
  19. User Score
    10
    January 16th, 2019 Goose Creek, SC
    0 people found this review helpful!
    ALTON V HAS BENN AMAIZING PERSON I M GLAD TO HAVE THE OPPORTUNITY TO WORK WITH HIM
    Read More
  20. User Score
    10
    January 15th, 2019
    0 people found this review helpful!
    Dan was very Professional and explained everything completly
    Read More
  21. User Score
    10
    January 15th, 2019
    0 people found this review helpful!
    I was impressed with the knowledge this individual had in helping me get my act together.

    Thank you kindly

    Read More
  22. User Score
    10
    January 14th, 2019
    1 people found this review helpful!
    Thank you Steven C for your help. You were very thorough and explained the process to where I could understand. Your service will enable me to live again and get out of debt. I will recommend your service to anyone who needs it.
    Read More
  23. User Score
    10
    January 9th, 2019 Germantown, MD
    1 people found this review helpful!
    Karina was super helpful and thorough explaining the program to me. Made me feel comfortable while helping me weigh out my options.
    Read More
  24. User Score
    10
    January 8th, 2019 Walnut Creek, CA
    0 people found this review helpful!
    Great customer service from Anton.
    Read More
  25. User Score
    10
    January 6th, 2019
    3 people found this review helpful!
    Dan B was an awesome Senior Account Executive! He was very flexible and help answer all our questions! We couldn’t ask for a better experience!
    Read More
  26. User Score
    10
    January 5th, 2019
    0 people found this review helpful!
    Tom P was very knowledgeable and relatable. I am very satisfied .
    Kimberly Clark
    Read More
  27. User Score
    10
    January 4th, 2019
    0 people found this review helpful!
    SharIcka was very friendly and helpful
    Read More
  28. User Score
    10
    January 2nd, 2019
    0 people found this review helpful!
    Easy, quick and very friendly!
    Read More
  29. User Score
    10
    December 30th, 2018
    0 people found this review helpful!
    SGHE WAS EXCELLENT IN IFO AND IN GIVING OUT RATESAND HOW MUCH I
    Read More
  30. User Score
    10
    December 27th, 2018
    0 people found this review helpful!
    Very helpful and nice. Great experience working with her.
    Read More
  31. User Score
    10
    December 26th, 2018
    0 people found this review helpful!
    Lawrence was very kind and informative and made me feel ok to contact him if I need him.
    Read More
  32. User Score
    10
    December 21st, 2018 Pomona, CA
    0 people found this review helpful!
    The customer service was amazing, and she really helped me out, and took the time to explain everything. I appreciated it so much!!
    Read More
  33. User Score
    10
    December 18th, 2018
    1 people found this review helpful!
    Anton was amazing at talking me through the process. I can see a light at the end of the tunnel finally!
    Read More
  34. User Score
    10
    December 13th, 2018 Weaverville, NC
    1 people found this review helpful!
    Steven was very nice and professional
    Read More
  35. User Score
    10
    December 12th, 2018
    1 people found this review helpful!
    I am grateful for the professional service I received from Accredited and am looking to move forward!
    Read More
  36. User Score
    10
    December 8th, 2018 Las Vegas, NV
    1 people found this review helpful!
    Karina was very informative and clear about financial debt relief offer. She was very friendly and good listener. So glad she was able to find a way of getting my offer approved.
    Read More
  37. User Score
    9
    December 5th, 2018
    1 people found this review helpful!
    Maribel took the time to explain every aspect of my contract .thanks
    Read More
  38. User Score
    10
    December 3rd, 2018
    0 people found this review helpful!
    Nice guy. Very polite, explained everything very well.
    Read More
  39. User Score
    10
    November 30th, 2018 Bethesda, MD
    1 people found this review helpful!
    Maribel was excellent. Courteous, knowledgeable and professional/
    Read More
  40. User Score
    10
    November 29th, 2018
    1 people found this review helpful!
    Customer service was great, informative and quick, the Whole process was easy to navigate through and get set up..
    Read More
  41. User Score
    10
    November 28th, 2018 Lillington, NC
    0 people found this review helpful!
    Dan was very professional, and explained every thing to me. It was a pleasure talking with him. I was really glad he called because I really needed his help. Thank you Dan
    Read More
  42. User Score
    10
    November 27th, 2018
    1 people found this review helpful!
    I had a pleasurable experience speaking with Karina R; we had a lot to go over. She’s extremely interpersonal and courteous, which will undoubtedly make the process more seamless should any questions arise
    Read More
  43. User Score
    10
    November 21st, 2018
    2 people found this review helpful!
    Very thorough with everything and very fast at getting back
    Read More
  44. User Score
    10
    November 21st, 2018
    0 people found this review helpful!
    Lawrence is a professional Account Executive. Extensive experience and great communicator!
    Read More
  45. User Score
    10
    November 20th, 2018
    1 people found this review helpful!
    I had no idea there were different options out there to help me help myself in getting out of debt. Thank you Steven for bringing these to me and assisting me in making the best decision for me and my future.
    Read More
  46. User Score
    10
    November 13th, 2018
    1 people found this review helpful!
    great customer service, rep was awesome explaining in detail and knew what she was talking about, super satisfied with her help
    Read More
  47. User Score
    9
    November 13th, 2018 New York, NY
    0 people found this review helpful!
    Maribel was helpful and patient with me. Willing to work with me and i appreciated that.
    Read More
  48. User Score
    10
    November 13th, 2018
    2 people found this review helpful!
    Everything was explain to my satisfaction
    Read More
  49. User Score
    10
    November 9th, 2018
    1 people found this review helpful!
    I needed help and Maribel C of Accredited came to my Rescue! She was efficient in every possible way! So informative so compassionate! I never felt I was being treated as though I was a failure she made me feel good about myself that I had sought out a solution that was best for me! Your Company will thrive with people like Maribel! Clone her! Thank you
    Read More
  50. User Score
    10
    November 7th, 2018
    1 people found this review helpful!
    I am very please with the information that was told to me about this process ,and looking forward to get my issues resolved
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Real Reviews (yes they’re real)

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Step 1: Introduction

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
407

Overall Score

Based on ranking criteria
8.8 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
1,006

Overall Score

Based on ranking criteria
8.8 /10