Accredited Debt Relief Reviews
Reviews of Accredited Debt Relief from real customers
(407 verified)
Call now for your free consultation 1-(866) 637-9581
The Good
Accredited Debt Relief Highlights
- Excellent national accreditations
- Debt settlement firm that has been in business since 2004
- Overwhelmingly positive user reviews
Excellent National Accreditations
ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.
Free Consultation Offered
Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.
Positive User Reviews
In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.
Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.
The Bad
Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.
We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.
- Service not available in all states
- Must have over $7.5k in unsecured debt to qualify
- Company has only in business since 2008
The Bottom Line
Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.
Contact Information
Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108
-
User Score100 people found this review helpful!Contacted Accredited out of necessity due to my child support nearly tripling and having a hard time financially at the moment. Dan gave me options and found a plan that will assist me in paying my bills until I can get this problem resolvedWas this review helpful? YesRead More
-
User Score10
-
User Score10
-
User Score91 people found this review helpful!This is the best debt settlement program I ever had. I have been involved with other programs but this the best ever. So well organized and explained so well.I feel very comfortable in this program.I am so glad I found this program.Was this review helpful? YesRead More
-
User Score10
-
User Score00 people found this review helpful!I am looking for a company that will provide a good service to my situation, searching online I did find this company, Oh Lord! I submitted online my initial information with the amount of my debt that I need to work with. I got a phone call back fro a guy who say his name was Sean, and look like was calling local , because of the area code. He asked my question related to my personal information, income, and the amount of debt, after making number I am assuming he told me I will be out of debt in 36 months, paying 200 dollars a month, the result is to be paying just $7,200 for all when my debt is more than $10,000.00 !!! I don’t understand that…Whatsoever, when I asked questions about :when my creditors will be notified, or receiving a portion of the payment, he have NOT a clear answer to me, I say I am asking you because I have been through a situation with another agency who did nothing for me, just taking my MONEY, even after 3 months paying them, my creditors will continues calling me. He became kind irritated at my question, in the way changed his voice tone, I say I am sorry, but I need to ask you questions. He did cut off the conversation, because I can tell when people cut of phone calls, I did wait a few minutes, and he did not call me back. Then I called him, telling him that he was not professional on his manner, and the way he treated my was rude, and poor, and I say I will be reporting you with customer consumer agency, and I will be writing a review online. Then after he listened my message, he called me again, I did not answer, he left a message telling me that he was sorry, because he didn’t know what happen when we were talking on the phone, I sent a text message asking him to stop messaging me. You all be very careful with this people, happened to ma with a similar agency, they made a payments calendar for my debt, but the first 18 payments were just for their agency, and my creditors were scheduled to receive payments after 18th month. I was so disappointed , because I did find out the my creditors were just notified, but not money going to them to reduce my debt. Those agencies NEED to tell to every customer HOW MUCH cost their service, because they are not Mother Theresa of Calcutta doing a merciful deed, they are making money. Any agency who will JUMP into only their interest, and not explaining carefully to you how the plan will work, or the person talking to you will be kind of aggressive when you are asking questions, BE CAREFUL, that is a RED LIGHT.Was this review helpful? YesRead More
-
User Score100 people found this review helpful!He was amazing, best customer service. Explain in detail without missing anything. He did great and I feel so much better now! Thanks to him by life is going to be a lot easier. It’s going to be great I know it. Again he was amazing. Keep having great people like that who actually care about what happening to us, who made bad choices in life when they started with credits cards.Was this review helpful? YesRead More
-
User Score10
-
User Score9
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score100 people found this review helpful!Brad was incredibly helpful and thorough. I was unsure of this process and how it would work, but Brad guided me through the process, answered all my questions, and put my mind at ease. I look forward to getting out from under this unsecured debt once and for all. Brad is a professional in every sense of the word and an asset to your company.Was this review helpful? YesRead More
-
User Score9
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score101 people found this review helpful!Thank you Steven C for your help. You were very thorough and explained the process to where I could understand. Your service will enable me to live again and get out of debt. I will recommend your service to anyone who needs it.Was this review helpful? YesRead More
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score9
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score9
-
User Score10
-
User Score101 people found this review helpful!I needed help and Maribel C of Accredited came to my Rescue! She was efficient in every possible way! So informative so compassionate! I never felt I was being treated as though I was a failure she made me feel good about myself that I had sought out a solution that was best for me! Your Company will thrive with people like Maribel! Clone her! Thank youWas this review helpful? YesRead More
-
User Score10
- Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
- Negotiates with your creditors on your behalf.
- Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
- Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
- Combines all your debts and creditors into one monthly payment.
- Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
- You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
- Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
- Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
- Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
- Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
- Borrowers can receive funds from their loan within only a few days.
Read full articleRecent News:
Step 1: Introduction
We'll get you set up with Accredited Debt Relief
By submitting this form, I consent to receive calls using automated technology from Accredited Debt Relief at the number provided and understand this is not a condition of purchase.
Most Helpful Reviews From Accredited Debt Relief Customers