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#3
Accredited_Debt_Relief

Accredited Debt Relief Reviews

Reviews of Accredited Debt Relief from real customers
(371 verified)

Our Score
8.8
User Score
9.7
Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10

This Review is maintained by

Review Last Updated: November 10, 2018

Most Helpful Reviews

  1. User Score
    1
    Bertha Thomas
    December 13th, 2017 
    This company is terrible. It's been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I'm a single mother of 2, and my payments are over $1000 a month. I try and tell them it's too high and I can't continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It's a joke.Read More
  2. User Score
    10
    lloyd christie
    June 30th, 2015 Brooklyn, NY
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.Read More

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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371 Accredited Debt Relief Reviews

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    Sort By:

  1. User Score
    9
    December 5th, 2018
    0 people found this review helpful!
    Maribel took the time to explain every aspect of my contract .thanks
    Read More
  2. User Score
    10
    December 3rd, 2018
    0 people found this review helpful!
    Nice guy. Very polite, explained everything very well.
    Read More
  3. User Score
    10
    November 30th, 2018 Bethesda, MD
    0 people found this review helpful!
    Maribel was excellent. Courteous, knowledgeable and professional/
    Read More
  4. User Score
    10
    November 29th, 2018
    0 people found this review helpful!
    Customer service was great, informative and quick, the Whole process was easy to navigate through and get set up..
    Read More
  5. User Score
    10
    November 28th, 2018 Lillington, NC
    0 people found this review helpful!
    Dan was very professional, and explained every thing to me. It was a pleasure talking with him. I was really glad he called because I really needed his help. Thank you Dan
    Read More
  6. User Score
    10
    November 27th, 2018
    0 people found this review helpful!
    I had a pleasurable experience speaking with Karina R; we had a lot to go over. She’s extremely interpersonal and courteous, which will undoubtedly make the process more seamless should any questions arise
    Read More
  7. User Score
    10
    November 21st, 2018
    0 people found this review helpful!
    Very thorough with everything and very fast at getting back
    Read More
  8. User Score
    10
    November 21st, 2018
    0 people found this review helpful!
    Lawrence is a professional Account Executive. Extensive experience and great communicator!
    Read More
  9. User Score
    10
    November 20th, 2018
    0 people found this review helpful!
    I had no idea there were different options out there to help me help myself in getting out of debt. Thank you Steven for bringing these to me and assisting me in making the best decision for me and my future.
    Read More
  10. User Score
    10
    November 13th, 2018
    0 people found this review helpful!
    great customer service, rep was awesome explaining in detail and knew what she was talking about, super satisfied with her help
    Read More
  11. User Score
    9
    November 13th, 2018 New York, NY
    0 people found this review helpful!
    Maribel was helpful and patient with me. Willing to work with me and i appreciated that.
    Read More
  12. User Score
    10
    November 13th, 2018
    0 people found this review helpful!
    Everything was explain to my satisfaction
    Read More
  13. User Score
    10
    November 9th, 2018
    1 people found this review helpful!
    I needed help and Maribel C of Accredited came to my Rescue! She was efficient in every possible way! So informative so compassionate! I never felt I was being treated as though I was a failure she made me feel good about myself that I had sought out a solution that was best for me! Your Company will thrive with people like Maribel! Clone her! Thank you
    Read More
  14. User Score
    10
    November 7th, 2018
    0 people found this review helpful!
    I am very please with the information that was told to me about this process ,and looking forward to get my issues resolved
    Read More
  15. User Score
    10
    November 6th, 2018
    0 people found this review helpful!
    My case was handled with utmost attention.I felt valued!!!
    Read More
  16. User Score
    10
    November 6th, 2018 Melbourne, FL
    0 people found this review helpful!
    Very explaining, took step by step
    Read More
  17. User Score
    10
    November 5th, 2018 Fayetteville, NC
    0 people found this review helpful!
    I kind of stumbled on this company looking through all the other companies that offer debt relief. From the very beginning I have been treated fairly and very professional. Brad G has been very honest and straight forward and throughout the process explained and made sure I understood everything I was doing. Fate brought me here and I thank GOD I am able to work with Brad.
    Read More
  18. User Score
    10
    November 2nd, 2018 Santa Ana, CA
    0 people found this review helpful!
    I loved the customer service she provided. Sharicka B helped me a lot gave more than I needed, solved my problems. I Swear best customer service she provided to me.
    Read More
  19. User Score
    10
    November 1st, 2018
    0 people found this review helpful!
    I was pleasantly suprised to find the person I spoke with was so very helpful to my needs. Steven was able to answer my concerns prior to my asking even one question.

    This type of Customer service is very rare today. Excellent service! Thanks!

    Read More
  20. User Score
    9
    October 30th, 2018 Elmhurst, IL
    0 people found this review helpful!
    Dan was great to work with.
    Read More
  21. User Score
    10
    October 25th, 2018 Birmingham, AL
    0 people found this review helpful!
    I was looking at a very difficult time trying to get my debt under control after making some bad decisions. Brad was AWESOME and very up front about what your company could help me with, and what it would take to get my finances straight. I appreciate his honesty, his integrity and his attitude and I am happy with the agreement.
    Read More
  22. User Score
    10
    October 25th, 2018 Kissimmee, FL
    1 people found this review helpful!
    So far this has been an learning challenge and STEVEN WAS VERY KNOWLEDGEABLE and easy to follow. THANK YOU DANNY
    Read More
  23. User Score
    10
    October 19th, 2018 Ripley, TN
    0 people found this review helpful!
    Agent was friendly & very helpful! I feel there is a bright light at the end of my tunnel
    Read More
  24. User Score
    10
    October 11th, 2018 Brooklyn, NY
    0 people found this review helpful!
    Approval for debt relief program – Tom P was excellent very personable (a Libra like me) and supportive and explained everything clearly. Great experience!
    Read More
  25. User Score
    10
    October 9th, 2018
    0 people found this review helpful!
    So very satisfied with everyone I got to work with so far. all have been very helpful and knowledgeable.
    Read More
  26. User Score
    10
    October 8th, 2018
    0 people found this review helpful!
    Sharicka B,was very courteous,kind,patient and knows her job very well. She’s a great asset to your company.
    Read More
  27. User Score
    9
    October 8th, 2018 Milwaukee, WI
    1 people found this review helpful!
    tom was very informative
    Read More
  28. User Score
    5
    October 4th, 2018
    1 people found this review helpful!
    Nardia G

    I’ve had the pleasure to work with Ms. G. I commend her and her coworkers for the tireless effort she has made in achieving their goals to complete a very difficult task in my behalf. In all honesty…..Thank you

    Read More
  29. User Score
    10
    October 3rd, 2018 San Diego, CA
    0 people found this review helpful!
    Anton V has excellent customer service. I am glad he guided me to this process. Keep up the good work.
    Read More
  30. User Score
    10
    October 3rd, 2018
    0 people found this review helpful!
    Given the circumstance that have warranted our decision to avail ourselves of your services being stressful enough, your excellent agent, Brad G, was able to walk us through the process in a healthy and cohesive manner. Not an easy feat I have no doubt. We’re feeling a lot better and more in control and in fact we are. Thank you for your clearly professional acumen as well as for those brilliant dignitaries at Customer Service who have been supportive as well. Respectfully, Tiffany Moulton
    Read More
  31. User Score
    10
    October 1st, 2018
    1 people found this review helpful!
    Jeremy was very good at explaining everything, and making me feel relax. I was very upset because this is not what I wanted to do but need to do to relieve some of the stress that I am
    going through. I am looking forward to having a debt free life.
    Read More
  32. User Score
    9
    October 1st, 2018
    0 people found this review helpful!
    Justin is a big help! Liked how he was willing to explain everything, even when I asked twice. Gave me some needed peace of mind.
    Read More
  33. User Score
    10
    September 24th, 2018 Pinola, MS
    1 people found this review helpful!
    Jeremy explained everything and answered all the questions we had. I feel at ease knowing that we are on track to a better future for our family.
    Read More
  34. User Score
    10
    September 22nd, 2018
    1 people found this review helpful!
    Karina is officially a part of my family! She has shown me more care and compassion than anyone has in years. Her knowledge of the program is fantastic and when she could tell just by my voice that I was nervous she spent time not with the program but with ME! She has gone over and above helping me take the necessary steps to begin getting my life back and I can not begin to thank her enough!!
    Read More
  35. User Score
    10
    September 21st, 2018 Yulee, FL
    0 people found this review helpful!
    Everything was explained to me so I could understand it.
    Read More
  36. User Score
    10
    September 18th, 2018
    0 people found this review helpful!
    Justin was really great on answering all of my questions since this is my first time reaching out about my debts!
    Read More
  37. User Score
    10
    September 18th, 2018
    1 people found this review helpful!
    The young man who assisted me today was very patient and he explained everything to me where I understood it better
    Read More
  38. User Score
    10
    September 18th, 2018
    1 people found this review helpful!
    The consultant I spoke with Sharicka was simply excellent, she really spoke to me in detail explaining the process and helping me along the way..superb service!!!!
    Read More
  39. User Score
    10
    September 17th, 2018
    1 people found this review helpful!
    My representative was very informative and understanding.
    Read More
  40. User Score
    10
    September 17th, 2018
    0 people found this review helpful!
    Very professional of him and his job
    Read More
  41. User Score
    10
    September 15th, 2018
    2 people found this review helpful!
    Service was explained very well and all questions were welcomed and answered
    Read More
  42. User Score
    10
    September 14th, 2018 Oxnard, CA
    1 people found this review helpful!
    Maribel C was very professional, she answered all my questions. Very impressive employee for your company. I will be sending friends and family to her should they need financial relief.
    Read More
  43. User Score
    10
    September 11th, 2018
    0 people found this review helpful!
    Carina is beyond amazing. I was not sure how I was going to handle my overwhelming dept and with Carina’s help and clear concern she came up with a solution that suits my needs. Amazing person!!!!!! Be proud she represents your company!!!!!!
    Read More
  44. User Score
    8
    September 7th, 2018 Ann Arbor, MI
    0 people found this review helpful!
    Very helpful and provided much need information promptly.
    Read More
  45. User Score
    10
    September 3rd, 2018
    0 people found this review helpful!
    Anton was clear, concise, and thorough. He was able to present the information in such a wonderful manner I know I was able to make the best educated decision.
    Read More
  46. User Score
    10
    August 30th, 2018 Salisbury, MD
    0 people found this review helpful!
    Anton was very helpful and explained everything so that I could understand
    Read More
  47. User Score
    10
    August 30th, 2018
    0 people found this review helpful!
    Very knowledgeable rep very friendly very helpful
    Read More
  48. User Score
    10
    August 29th, 2018 Pembroke, MA
    0 people found this review helpful!
    It was very impressive talking to Anton and I look forward to more chats as the need arises. Wayne F. Frese
    Read More
  49. User Score
    10
    August 27th, 2018
    0 people found this review helpful!
    Explained the program and answered all my questions.
    Read More
  50. User Score
    9
    August 27th, 2018 FL
    0 people found this review helpful!
    Kirk is very calming and appreciated Kirks candor.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Step 1: Introduction

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
955

Overall Score

Based on ranking criteria
8.8 /10