Accredited Debt Relief Reviews
Reviews of Accredited Debt Relief from real customers
(371 verified)
The Good
Accredited Debt Relief Highlights
- Excellent national accreditations
- Debt settlement firm that has been in business since 2004
- Overwhelmingly positive user reviews
Excellent National Accreditations
ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.
Free Consultation Offered
Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.
Positive User Reviews
In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.
Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.
The Bad
Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.
We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.
- Service not available in all states
- Must have over $7.5k in unsecured debt to qualify
- Company has only in business since 2008
The Bottom Line
Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.
Contact Information
Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108
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User Score101 people found this review helpful!I needed help and Maribel C of Accredited came to my Rescue! She was efficient in every possible way! So informative so compassionate! I never felt I was being treated as though I was a failure she made me feel good about myself that I had sought out a solution that was best for me! Your Company will thrive with people like Maribel! Clone her! Thank youWas this review helpful? YesRead More
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User Score100 people found this review helpful!I kind of stumbled on this company looking through all the other companies that offer debt relief. From the very beginning I have been treated fairly and very professional. Brad G has been very honest and straight forward and throughout the process explained and made sure I understood everything I was doing. Fate brought me here and I thank GOD I am able to work with Brad.Was this review helpful? YesRead More
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User Score100 people found this review helpful!I was pleasantly suprised to find the person I spoke with was so very helpful to my needs. Steven was able to answer my concerns prior to my asking even one question.
This type of Customer service is very rare today. Excellent service! Thanks!
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User Score100 people found this review helpful!I was looking at a very difficult time trying to get my debt under control after making some bad decisions. Brad was AWESOME and very up front about what your company could help me with, and what it would take to get my finances straight. I appreciate his honesty, his integrity and his attitude and I am happy with the agreement.Was this review helpful? YesRead More
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User Score100 people found this review helpful!Given the circumstance that have warranted our decision to avail ourselves of your services being stressful enough, your excellent agent, Brad G, was able to walk us through the process in a healthy and cohesive manner. Not an easy feat I have no doubt. We’re feeling a lot better and more in control and in fact we are. Thank you for your clearly professional acumen as well as for those brilliant dignitaries at Customer Service who have been supportive as well. Respectfully, Tiffany MoultonWas this review helpful? YesRead More
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User Score101 people found this review helpful!Jeremy was very good at explaining everything, and making me feel relax. I was very upset because this is not what I wanted to do but need to do to relieve some of the stress that I am
going through. I am looking forward to having a debt free life.Was this review helpful? YesRead More -
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User Score101 people found this review helpful!Karina is officially a part of my family! She has shown me more care and compassion than anyone has in years. Her knowledge of the program is fantastic and when she could tell just by my voice that I was nervous she spent time not with the program but with ME! She has gone over and above helping me take the necessary steps to begin getting my life back and I can not begin to thank her enough!!Was this review helpful? YesRead More
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User Score100 people found this review helpful!Carina is beyond amazing. I was not sure how I was going to handle my overwhelming dept and with Carina’s help and clear concern she came up with a solution that suits my needs. Amazing person!!!!!! Be proud she represents your company!!!!!!Was this review helpful? YesRead More
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- Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
- Negotiates with your creditors on your behalf.
- Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
- Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
- Combines all your debts and creditors into one monthly payment.
- Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
- You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
- Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
- Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
- Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
- Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
- Borrowers can receive funds from their loan within only a few days.
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