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Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
9.1
User Score
9.6

Call now for your free consultation!  1-(866) 757-7228

Our Score
9.1
User Score
9.6
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Time in Business

total # of years
9 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
473

This Review is maintained by Chase Sagum

Review Last Updated: May 1, 2017

Accredited Debt Relief offers a debt consolidation service to clients in need of managing their credit card debt. They have partnered with premier debt relief companies to better serve their clients. Their team has over twenty collective years of experience in the debt relief and financial services industries. The Accredited debt consolidation negotiators have settled thousands of accounts getting results for businesses, families, and individuals.

The Good

  • Program benefits
  • Free consultation
  • Online management
  • Enrollment

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene interest rates, Accredited typically gets rates down to a manageable 7.9 percent.
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access.
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit reports.

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients will be able to go over their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done on your case. With an online account, clients will be able to see what stage their negotiations are in and start to see the results of the Accredited team. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt consolidation program, the process to get started is relatively simple and fast. Once you sign up, negations begins within one to two weeks. Now, that does not mean debt will be consolidated that quickly, but the program and the work starts within the first five to ten business days.

Get started with Accredited Debt Consolidation

The Bad

  • Debt settlement focus
  • Availability

Debt Settlement Focus

There are a number of debt relief solutions associated with the debt consolidation program. However, Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

The Bottom Line

With Accredited, clients will be able to almost immediately see work being done on their case as they work towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in a state where Accredited debt consolidation operates, it may be worth obtaining a free quote and taking advantage of the free consultation to see if the service fits your specific financial needs.

About Accredited Debt Consolidation Solutions

Accredited Debt Relief works to relieve people of the stress credit card and other forms of debt can cause. The Accredited team will work with creditors on your behalf to consolidate the debt and make it easier to become debt-free.

Price

Monthly prices will vary depending on a number of factors. On average, a person can expect to pay anywhere from $10-$40.

Up-Front Fees

Similar to the monthly costs, up-front fees will vary as well. They can cost anywhere from $0-$100.

Free Consultation

Each prospective client will be able to take advantage of a free consultation. During this consultation, it will be determined exactly what Accredited can do for you.

Time in Business

The debt consolidation portion of the business was launched in 2008.

Debt Education

There are both counseling and education services offered.

Cancellation Policy / Money-Back Guarantee

Unsecured vs. Secured Loans

Accredited Debt Consolidation takes on unsecured loans.

Mobile-Friendly Site

Yes, users can access their account through their mobile device.

Contact Information

Phone Number:

866-731-7070

Address: 

591 Camino De La Reina, Suite #818
San Diego, CA 92108

Business Hours:

Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific

Services Provided

Debt relief options include: bankruptcy, credit counseling, debt consolidation, debt management, and debt settlement.

Minimum Debt Accepted

Contact Accredited for more information.

Online Dashboard

Yes, there is an online dashboard for clients.

CPFC Certified

Not certified.

ISO Certified

Not certified.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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We'll Introduce you!

Call our recommended rep over at Accredited Debt Consolidation below.

1-(866) 757-7228
Or you can visit their site by clicking here.

473 Accredited Debt Consolidation Reviews

1. Select Your Rating:

5
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2. Subject For This Review*(Select all that apply)

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    Sort By:

  1. User Score
    0
    August 10th, 2017
    1 people found this review helpful!
    My husband and I signed the paperwork that was required of us and money is being taken from our account but our creditors are calling and sending texts. One creditor I spoke with said her company has not heard from any one asking to negotiate the payment. Where is our money going? I would certainly like to know. I am very unhappy and afraid we were ripped off.
    Read More
  2. User Score
    8
    August 1st, 2017
    0 people found this review helpful!
    Thanks to Brandon and the help he extended to me I can now breath a little easier. I want to get into the program and see how all this works out. Finally I have found a resolution and financial freedom is in sight. Thanks for your help!
    Read More
  3. User Score
    10
    July 29th, 2017
    0 people found this review helpful!
    Mr L was very professional and knowledgable…
    Read More
  4. User Score
    10
    July 26th, 2017
    2 people found this review helpful!
    Jordon was very informative, helpful and personable which made me feel comfortable speaking with her about my debt situation.

    Speaking openly about my debts is not easy but her personal touch made it much easier for me to discuss such private matters.

    Read More
  5. User Score
    10
    July 26th, 2017
    0 people found this review helpful!
    I have no idea what prometed me to answer the phone this time, because I do not answer calls that is not in my call list. But I did this time and it was Patrick, and he was the answer to my prayers.

    God Bless,
    Don Clyde

    Read More
  6. User Score
    10
    July 25th, 2017 Perry, AR
    0 people found this review helpful!
    Brian explained the program to me in great detail, answering my many, many questions.
    He was thorough, professional and patient. This was an extremely difficult and painful
    decision for me and he helped ease my concerns and anxiety.
    Read More
  7. User Score
    10
    July 25th, 2017
    0 people found this review helpful!
    Many thanks to Andie S for speaking to me about my options for debt consolidation. Andie made the process easy to understand and answered all my questions to my satisfaction making me comfortable throughout the process. Being in debt is a humbling and embarrassing experience, but I now feel confident that with Andie’s help, my situation can be resolved, and I will have the opportunity to live debt free
    Read More
  8. User Score
    10
    July 25th, 2017 Fairfax, VA
    0 people found this review helpful!
    Mr. Fred P was extremely patience with me explaining the product and how the product was going to be executed. I loved the way he presented the information to me. Thanks Bellatrix
    Read More
  9. User Score
    10
    July 24th, 2017
    0 people found this review helpful!
    Everyone we talked to was fantastic
    Read More
  10. User Score
    10
    July 24th, 2017
    0 people found this review helpful!
    The agent that assisted me was knowledgeable and explained all details of the program thoroughly. My mind is at ease knowing I was assisted by such and individual and I am confident I will be satisfied with the program I have enrolled in.
    Read More
  11. User Score
    9
    July 23rd, 2017
    0 people found this review helpful!
    Jordan made me feel very comfortable with choosing this path to improving my financial freedom and credit score. It has eased my mind considerably.
    Read More
  12. User Score
    10
    July 23rd, 2017
    0 people found this review helpful!
    Great experience so far. Everyone I’ve talked to has been very helpful and professional!
    Read More
  13. User Score
    10
    July 22nd, 2017 Hendersonville, NC
    0 people found this review helpful!
    Chelsi G was incredibly helpdul and knowledgeable about this program. She explained everything clearly and really made sure I understood what was going on. She made the entire process easy and stress-free.
    Read More
  14. User Score
    9
    July 22nd, 2017
    0 people found this review helpful!
    Geoff was very knowledgeable about the process to consolidate my many debts. He put me at ease and assured me of the company and it’s record for getting positive results. I believe him. I am truly looking forward to doing business with the company and to eliminate all debt from my life in a timely fashion.
    Read More
  15. User Score
    10
    July 21st, 2017
    0 people found this review helpful!
    This service is outstanding. Made easy by Mr. P. Very good start.
    Read More
  16. User Score
    10
    July 21st, 2017 Cleveland, OH
    0 people found this review helpful!
    Karina could not have been more patient and understanding while hand-holding me through this process. She is outstanding as a customer service representative and most certainly an asset to your company. I slept very well last night for the first time in a long time because of her diligence in getting me through this process. Well done, Karina. I cannot thank you enough!
    Read More
  17. User Score
    9
    July 21st, 2017 Arlington, VA
    0 people found this review helpful!
    Jonathan was very reassuring and provided all of the information that I need and then some. He seemed to want to help me and mede me feel confident in my choice to go with Accredited for my debt help.
    Read More
  18. User Score
    10
    July 20th, 2017
    0 people found this review helpful!
    James eased my mind and helped me see that I have the power to change my financial situation. Thank you James Jones!
    Read More
  19. User Score
    10
    July 20th, 2017 Flagstaff, AZ
    0 people found this review helpful!
    After surveying and interacting with several Debt Management firms, was pleasantly surprised and delighted with the quality and efficiency of the Freedom Debt Relief management service at much lower cost than other firms surveyed. A class operation in a field of predators, with real interest in helping those afflicted with debt problems, often generated by circumstances beyond their control. It was assuring to find a principled Debt Management firm focused on real debt relief for those afflicted.
    Read More
  20. User Score
    10
    July 20th, 2017
    0 people found this review helpful!
    I was very well please with my telephone interview over the phone I felt that I had someone who really cared about my credit card debts and went out of her way far and beyond to explain the program and how each details worked I finally had peace of mind and I give her performance of reaching out to her clients so that they know every thing about how she would help me all the I fill she definitely deserves 100%
    Read More

Poll

  • When looking for a debt settlement company, which of these two aspects is most important to you?
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
9.1
User Score
9.6
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Time in Business

total # of years
9 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
473
Our Score
9.4
User Score
9.6
Rank this Company

Ratings Breakdown

Price

monthly price range
Up to $69

Up-Front Fees

setup & activation fees
Up to $49

Free Consultation

is one included?
Yes

Time in Business

total # of years
24 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
Yes

Number of Reviews

User reviews here on BDC
618