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Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
9.0
User Score
9.3

Call now for your free consultation!  1-(866) 757-7228

Our Score
9.0
User Score
9.3
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Time in Business

total # of years
9 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
28

This Review is maintained by Chase Sagum

Review Last Updated: February 16, 2017

Accredited Debt Relief offers a debt consolidation service to clients in need of managing their credit card debt. They have partnered with premier debt relief companies to better serve their clients. Their team has over twenty collective years of experience in the debt relief and financial services industries. The Accredited debt consolidation negotiators have settled thousands of accounts getting results for businesses, families, and individuals.

The Good

  • Program benefits
  • Free consultation
  • Online management
  • Enrollment

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene interest rates, Accredited typically gets rates down to a manageable 7.9 percent.
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access.
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit reports.

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients will be able to go over their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done on your case. With an online account, clients will be able to see what stage their negotiations are in and start to see the results of the Accredited team. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt consolidation program, the process to get started is relatively simple and fast. Once you sign up, negations begins within one to two weeks. Now, that does not mean debt will be consolidated that quickly, but the program and the work starts within the first five to ten business days.

Get started with Accredited Debt Consolidation

The Bad

  • Debt settlement focus
  • Availability

Debt Settlement Focus

There are a number of debt relief solutions associated with the debt consolidation program. However, Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

The Bottom Line

With Accredited, clients will be able to almost immediately see work being done on their case as they work towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in a state where Accredited debt consolidation operates, it may be worth obtaining a free quote and taking advantage of the free consultation to see if the service fits your specific financial needs.

About Accredited Debt Consolidation Solutions

Accredited Debt Relief works to relieve people of the stress credit card and other forms of debt can cause. The Accredited team will work with creditors on your behalf to consolidate the debt and make it easier to become debt-free.

Price

Monthly prices will vary depending on a number of factors. On average, a person can expect to pay anywhere from $10-$40.

Up-Front Fees

Similar to the monthly costs, up-front fees will vary as well. They can cost anywhere from $0-$100.

Free Consultation

Each prospective client will be able to take advantage of a free consultation. During this consultation, it will be determined exactly what Accredited can do for you.

Time in Business

The debt consolidation portion of the business was launched in 2008.

Debt Education

There are both counseling and education services offered.

Cancellation Policy / Money-Back Guarantee

Unsecured vs. Secured Loans

Accredited Debt Consolidation takes on unsecured loans.

Mobile-Friendly Site

Yes, users can access their account through their mobile device.

Contact Information

Phone Number:

866-731-7070

Address: 

591 Camino De La Reina, Suite #818
San Diego, CA 92108

Business Hours:

Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific

Services Provided

Debt relief options include: bankruptcy, credit counseling, debt consolidation, debt management, and debt settlement.

Minimum Debt Accepted

Contact Accredited for more information.

Online Dashboard

Yes, there is an online dashboard for clients.

CPFC Certified

Not certified.

ISO Certified

Not certified.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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We'll Introduce you!

Call our recommended rep over at Accredited Debt Consolidation below.

1-(866) 757-7228
Or you can visit their site by clicking here.

28 Accredited Debt Consolidation Reviews

1. Select Your Rating:

1
1
7
19
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

3. Review Validation*

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  1. User Score
    10
    February 16th, 2017 Fairmont, WV
    0 people found this review helpful!
    Mr. F was more than helpful and explained all the necessary steps taken to help me get debit free and bring my credit score back to what it was.
    Read More
  2. User Score
    10
    February 16th, 2017
    0 people found this review helpful!
    Debt consolidation
    A real professional a pleasure to have working in my corner.
    Definitely a great asset to your company.
    Thanks A.J.

    Chris Jones

    Read More
  3. User Score
    10
    February 16th, 2017 Albuquerque, NM
    0 people found this review helpful!
    Very professional and courteous!
    Read More
  4. User Score
    10
    February 16th, 2017 New York, NY
    0 people found this review helpful!
    James was patient, professional as he walked me through the process. I always felt there was someone at my back.
    Read More
  5. User Score
    10
    February 15th, 2017 Tampa, FL
    0 people found this review helpful!
    My csr was accommodating , friendly and efficient. I was quite pleased with the entire
    process and Damian Hill was outstanding and totally professional as well.

    If I find other people who are searching for a debt counseling service , I will definitely
    recommend Accredited Debt Relief.

    Read More
  6. User Score
    9
    February 15th, 2017
    0 people found this review helpful!
    Excellent explanation of the terms and conditions of the game plan Dan is the man
    Read More
  7. User Score
    10
    February 15th, 2017
    0 people found this review helpful!
    Hey Jordan,
    You are amazing! Thank you so much for your help and understanding attitude during the times we have talked. I have to admit that when I initially decided to give this program a try, I was a bit skeptical and somewhat fearful. There is SO much fake and scam out there, that it’s frankly scary to give out all my personal information to a perfect stranger. But you immediately put all my fears to rest with your patience, concern and understanding. You never once made me feel uncomfortable about having found myself in this position. As a matter of fact, you sited instances, without using names of course, of individuals such as doctors and lawyers and so forth that have unfortunately found themselves in the place! I first heard about you through Andrew Wilkow’s radio program on the Patriot station and, quite frankly, this also alleviated much of my concern. The man has the ear of many conservatives and has proven journalism and would be a complete fool to promote anything that’s not completely above board. He has too much to lose! So congrats to the company for your choices on where to spend your advertising dollars. I’m so thankful to know there is an option for those of us who have undergone unexpected hardships to be able to take care of our mounting debt – an option that I can feel good about that does not rob my creditors like bankruptcy would do – after all, I DID incur the debt with every intention of taking care of it in full and am not interested in defaulting on it.
    Again, thank you so much! I’m looking forward to a new beginning with a clean slate with my honor intact!
    Lord bless,
    Jackie J
    Texas
    Read More
  8. User Score
    10
    February 15th, 2017 Fort Worth, TX
    0 people found this review helpful!
    This was something I have no experience with at all. Marlon N and the nice people at Accredited Debt Relief led me through this almost painlessly. I have worked in customer service and it can be a thankless job. When you find somebody that can help you in a bad situation and not make you feel worse, that’s a well trained group that know what they are doing.
    Read More
  9. User Score
    0
    February 14th, 2017
    0 people found this review helpful!
    Kimberly was excellent and very professional.
    Read More
  10. User Score
    10
    February 14th, 2017 Salisbury, NC
    0 people found this review helpful!
    Although this program doesn’t fit everyone I elected to move forward. With the new laws whatever debt is settled you can still be held accountable for,the balance on future taxes. Just save money and pay when due.
    Read More
  11. User Score
    9
    February 14th, 2017 Brooklyn, NY
    0 people found this review helpful!
    Jeremy was extremely supportive, he showed excellent knowledge about the program. He was very patient and understanding when i shated my fears and concerns. Jeremy’s customer service exemplifies professionalism and good communication, job well done.
    Read More
  12. User Score
    10
    February 14th, 2017
    0 people found this review helpful!
    Sam H made us feel comfortable with what we were doing, no pressure. He worked for and reassured that everything would be ok. And that he would be our representative throughout the whole process. I REALLY LIKE THAT!
    Read More
  13. User Score
    9
    February 14th, 2017
    0 people found this review helpful!
    My initial experience with ADC thus far has been exceptional. Paul was professional in his explanation of your company benefits, and he made me feel quite at ease with this entire initial process. I’m looking forward to continued satisfaction with ADC. Thank You
    Read More
  14. User Score
    10
    February 13th, 2017
    0 people found this review helpful!
    Mr. G was very knowledgeable and very pleasant to visit with. There was no problem with Brad, he was great, we just sat down and looked at our finances and have an alternate plan for eliminating our debt. We appreciate Brad’s patience with us. Thank You
    Read More
  15. User Score
    10
    February 13th, 2017
    0 people found this review helpful!
    Everything was covered very well and in a understanding manner for the consumer. I have no complaints
    Read More
  16. User Score
    10
    February 9th, 2017 Peoria, AZ
    0 people found this review helpful!
    AFTER DOING SOME RESEARCH ON THIS JOURNEY I’M ON…I FELT THIS WAS THE BEST COMPANY TO PROCESS ME THRU…I’M STILL IN THE EARLY STAGES OF THIS PROCESS BUT WITH THEIR HELP AND SUPPORT I FEEL I WILL BE GETTING MY LIFE BACK AFTER ALL THESE YEARS OF STRESS AND WORRY OF HOW I WILL BE ABLE TO CONTROL MY SPENDING AND MANAGE MY LIFE BETTER…I WANT TO BE ABLE TO TRULY ENJOY MY RETIREMENT NOT TO FAR AWAY IN THE DISTANT FUTURE…RHE
    Read More
  17. User Score
    9
    February 9th, 2017 Saint Augustine, FL
    0 people found this review helpful!
    Mario was wonderful and patient…
    Read More
  18. User Score
    9
    February 9th, 2017 Kissimmee, FL
    0 people found this review helpful!
    This has been a excellent experience , thank you!
    Read More
  19. User Score
    7
    February 9th, 2017 Salinas, CA
    0 people found this review helpful!
    So far everything is good.
    Read More
  20. User Score
    9
    February 9th, 2017 Newburgh, NY
    0 people found this review helpful!
    my agent Anton knew the answers to all my questions and concerns….he was professional and got everything done in a timely manner…nice working with someone who can get things done right
    Read More

Poll

  • When looking for a debt settlement company, which of these two aspects is most important to you?
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
9.0
User Score
9.3
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Time in Business

total # of years
9 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
28
Our Score
9.3
User Score
9.5
Rank this Company

Ratings Breakdown

Price

monthly price range
Up to $69

Up-Front Fees

setup & activation fees
Up to $49

Free Consultation

is one included?
Yes

Time in Business

total # of years
24 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
Yes

Number of Reviews

User reviews here on BDC
416