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Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
9.1
User Score
9.7

Call now for your free consultation!  1-(866) 757-7228

Our Score
9.1
User Score
9.7
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Time in Business

total # of years
9 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
222

This Review is maintained by Chase Sagum

Review Last Updated: May 1, 2017

Accredited Debt Relief offers a debt consolidation service to clients in need of managing their credit card debt. They have partnered with premier debt relief companies to better serve their clients. Their team has over twenty collective years of experience in the debt relief and financial services industries. The Accredited debt consolidation negotiators have settled thousands of accounts getting results for businesses, families, and individuals.

The Good

  • Program benefits
  • Free consultation
  • Online management
  • Enrollment

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene interest rates, Accredited typically gets rates down to a manageable 7.9 percent.
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access.
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit reports.

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients will be able to go over their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done on your case. With an online account, clients will be able to see what stage their negotiations are in and start to see the results of the Accredited team. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt consolidation program, the process to get started is relatively simple and fast. Once you sign up, negations begins within one to two weeks. Now, that does not mean debt will be consolidated that quickly, but the program and the work starts within the first five to ten business days.

Get started with Accredited Debt Consolidation

The Bad

  • Debt settlement focus
  • Availability

Debt Settlement Focus

There are a number of debt relief solutions associated with the debt consolidation program. However, Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

The Bottom Line

With Accredited, clients will be able to almost immediately see work being done on their case as they work towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in a state where Accredited debt consolidation operates, it may be worth obtaining a free quote and taking advantage of the free consultation to see if the service fits your specific financial needs.

About Accredited Debt Consolidation Solutions

Accredited Debt Relief works to relieve people of the stress credit card and other forms of debt can cause. The Accredited team will work with creditors on your behalf to consolidate the debt and make it easier to become debt-free.

Price

Monthly prices will vary depending on a number of factors. On average, a person can expect to pay anywhere from $10-$40.

Up-Front Fees

Similar to the monthly costs, up-front fees will vary as well. They can cost anywhere from $0-$100.

Free Consultation

Each prospective client will be able to take advantage of a free consultation. During this consultation, it will be determined exactly what Accredited can do for you.

Time in Business

The debt consolidation portion of the business was launched in 2008.

Debt Education

There are both counseling and education services offered.

Cancellation Policy / Money-Back Guarantee

Unsecured vs. Secured Loans

Accredited Debt Consolidation takes on unsecured loans.

Mobile-Friendly Site

Yes, users can access their account through their mobile device.

Contact Information

Phone Number:

866-731-7070

Address: 

591 Camino De La Reina, Suite #818
San Diego, CA 92108

Business Hours:

Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific

Services Provided

Debt relief options include: bankruptcy, credit counseling, debt consolidation, debt management, and debt settlement.

Minimum Debt Accepted

Contact Accredited for more information.

Online Dashboard

Yes, there is an online dashboard for clients.

CPFC Certified

Not certified.

ISO Certified

Not certified.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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We'll Introduce you!

Call our recommended rep over at Accredited Debt Consolidation below.

1-(866) 757-7228
Or you can visit their site by clicking here.

222 Accredited Debt Consolidation Reviews

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2. Subject For This Review*(Select all that apply)

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  1. User Score
    10
    May 24th, 2017 Plainsboro, NJ
    0 people found this review helpful!
    Karina was excellent and very helpful. She has just relieved a ton of stress from my life and I can’t tell you how much I appreciate it. Thank you. More people need to be as caring as her.
    Read More
  2. User Score
    10
    May 23rd, 2017 Charleston, WV
    0 people found this review helpful!
    Great customer service very knowledgeable and energetic very good experience.
    Read More
  3. User Score
    10
    May 23rd, 2017 Enterprise, AL
    0 people found this review helpful!
    I was skeptical at first but through long process of doing research and customer reviews and some in depth studying found out all I needed to know about the credentials and the true facts of this company. I was very impressed with the thorough process and professionalism of my representative that I had spoke with(Patrick M) that I would recommend to anyone. And just as I was, not for sure of what to do or if this was a good thing or not, can say even if it wasn’t the best way it has been the most pleasurable experience and the most assuring with comfort too of knowing I had legal expertise that would also represent me if I needed to have that, but I do not see it coming to that point. If you have any doubt please feel free to contact me personally for any information that I may be able to provide to help you have some comfort in your decision on what you may need to do in your own situation….
    Read More
  4. User Score
    9
    May 23rd, 2017 Alexandria, MN
    0 people found this review helpful!
    Andy was an excellent counselor and adviser. He had lots of patience with me. However he said he was going to call me back the following day and I did not receive a phone call from him!
    Read More
  5. User Score
    9
    May 23rd, 2017
    0 people found this review helpful!
    Damian did a great job helping us set it all up. We will refer anyone we know who might need this service.
    Read More
  6. User Score
    10
    May 23rd, 2017
    0 people found this review helpful!
    My rep, Mario M was very helpful signing me up for the Debt Resolution program. He is a professional who treated me with respect. After the initial phone call, he got back with me within an hour and once the online process began he reviewed the pertinent material with me. I look forward to our relationship and look forward to being debt free.
    Read More
  7. User Score
    10
    May 23rd, 2017 Washington, DC
    0 people found this review helpful!
    Consolidation of my debt was the best option for me during my financial need and Brian showed me this was best option. He was patient and explained everything to me.
    Read More
  8. User Score
    10
    May 23rd, 2017 Bakersfield, CA
    0 people found this review helpful!
    Jonathan, was very courtious and professional. I have been screwed over so many that it is hard for me to have confidence in most people I talk to. Jonathan was very at ease with his presentation and confident that this program would help my situation. I just hope that your company will not violate my trust. Thank you.
    Jim
    Read More
  9. User Score
    10
    May 23rd, 2017 Leesburg, VA
    0 people found this review helpful!
    Mark was exceptionally tolerant, patient, and understanding regarding every phase of my initial inquiry thru to completing the paperwork for me to secure my personal debt consolidation. There is not one aspect of the process that I think that Mark could have done something different in a way that would improve the interface between Accredited Debt Consolidation and a potential client.
    Read More
  10. User Score
    9
    May 22nd, 2017 Perryton, TX
    0 people found this review helpful!
    Chelsea was very attentive, informative, and helpful. So far, im beyond grateful for the opportunity to work with her.
    Read More
  11. User Score
    10
    May 22nd, 2017
    0 people found this review helpful!
    Matt P was great at helping me understand the program and what to expect. He also helped me make the decision to do something about my debt because of the questions and answers he gave me. I am very pleased so far!
    Read More
  12. User Score
    10
    May 22nd, 2017
    0 people found this review helpful!
    Robert S has to be one of the hardest working and knowledge and friendliest people I have ever had the pleasure to work with,. I would recommend accredited debt relief to anyone I know!!
    Read More
  13. User Score
    7
    May 22nd, 2017
    0 people found this review helpful!
    Mr. Dan B explained the program and plan in thorough detail. He seemed to empathize with me and/or those in my credit situation. Concise in his briefing about the program and how it works and plays. We will see how well the plan works.
    Read More
  14. User Score
    10
    May 22nd, 2017 Fayetteville, AR
    0 people found this review helpful!
    I have just got an answer to prayers. Brian and the rest of the team have helped me so much by consolidating my debt and helping me work toward regaining my credit. I am so grateful for this opportunity to get myself out of this mountain of debt I cannot pay off by myself!!
    Barbara Cothern
    Read More
  15. User Score
    10
    May 22nd, 2017 Middleburg, PA
    0 people found this review helpful!
    Very good service! Everything was explained to me in a positive way
    Read More
  16. User Score
    10
    May 21st, 2017
    0 people found this review helpful!
    Kristin was very professional and friendly.
    Read More
  17. User Score
    10
    May 19th, 2017
    0 people found this review helpful!
    Great service and very patient!
    Read More
  18. User Score
    10
    May 19th, 2017
    0 people found this review helpful!
    David has been really helpful from the very beginning. We approached this process with a certain level of skepticism and loads of questions. He patiently answered all of our concerns and even gave us a historical background to understand where programs like these come from and why they are able to do what hey do. He has been very sharp with scheduled calls and it doesn’t hurt that their rates are fair.
    Read More
  19. User Score
    10
    May 19th, 2017 Salt Lake City, UT
    0 people found this review helpful!
    The representative over my case was very knowledgeable and helpful with all of my questions and concerns. I felt like he understood where I was at and held no judgment towards me.
    Read More
  20. User Score
    10
    May 19th, 2017 Farmington, MI
    0 people found this review helpful!
    MARIO WAS EXTREMELY PROFESSIONAL IN ANSWERING ALL OUR
    FINANCIAL QUESTIONS.I WOULD HIGHLY RECOMMEND SERICES
    TO THIS COMPANY.
    Read More

Poll

  • When looking for a debt settlement company, which of these two aspects is most important to you?
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
9.1
User Score
9.7
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Time in Business

total # of years
9 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
222
Our Score
9.3
User Score
9.5
Rank this Company

Ratings Breakdown

Price

monthly price range
Up to $69

Up-Front Fees

setup & activation fees
Up to $49

Free Consultation

is one included?
Yes

Time in Business

total # of years
24 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
Yes

Number of Reviews

User reviews here on BDC
501