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#2

Accredited Debt Consolidation Reviews

Reviews of Accredited Debt Consolidation from real customers
(294 verified)

Our Score
8.6
User Score
9.6

Call now for your free consultation!  1-(855) 281-6216

Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Credit Counseling

do they offer credit counseling services?
Yes

Certified Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
294

Overall Score

Based on ranking criteria
8.6 /10

This Review is maintained by Chase Sagum

Review Last Updated: November 10, 2018

The Good

  • Program benefits
  • Free consultation
  • Online management
  • Enrollment

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best debt consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors to get your monthly payments to a lower, more manageable amount
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene credit card debt interest rates, Accredited typically gets rates down to a manageable 7.9 percent
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit score

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time-consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients will be able to go over their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done with your case. With an online account, clients will be able to see what stage their negotiations are in and start to see the results of the Accredited team. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt management program, the process to get started is relatively simple and fast. Once you sign up, negotiations begin within one to two weeks. Now, that does not mean your debt will be consolidated that quickly, but the program and the work start within the first five to ten business days.

Get started with Accredited Debt Consolidation

The Bad

  • Debt settlement focus
  • Availability

Debt Settlement Focus

There are a number of debt relief solutions associated with the debt consolidation program and debt consolidation loans. However, Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options including debt consolidation. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

The Bottom Line

With Accredited, clients will be able to almost immediately see work being done on their case as they work towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in a state where Accredited debt consolidation operates, it may be worth obtaining a free quote and taking advantage of the free consultation to see if the service fits your specific financial needs.

About Accredited Debt Consolidation Solutions

Accredited Debt Relief works to relieve people of the stress credit card debt and other forms of unsecured debt can cause. The Accredited Debt Relief team will work with creditors on your behalf to consolidate the debt and make it easier to become debt free.

Most Helpful Reviews From Accredited Debt Consolidation Customers

  1. User Score
    10
    Brenda Reed
    July 13th, 2017 Benton, AR
    I am very pleased with the service I have received!! It's a huge burden lifted off of my shoulders.Ben was extremely thorough, professional and personable. I highly recommend using this company to consolidate your debts and regain control of your finances!Read More
  2. User Score
    10
    Jessica Richter
    June 19th, 2017 
    I haven't been this hopeful for my financial situation in a very long time. Kirtis D is my debt consultant and he could not have been more courteous, informative, and helpful. 5 star service. Prepared me for every step of the process, answering every question with confidence that instilled a confidence in me about my approved program. I feel like there is a light at the end of the tunnel and simply cannot wait to start improving my potential for the future.Read More

294 Accredited Debt Consolidation Reviews

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  1. User Score
    10
    July 26th, 2017
    2 people found this review helpful!
    Jordon was very informative, helpful and personable which made me feel comfortable speaking with her about my debt situation.

    Speaking openly about my debts is not easy but her personal touch made it much easier for me to discuss such private matters.

    Read More
  2. User Score
    10
    July 26th, 2017
    0 people found this review helpful!
    I have no idea what prometed me to answer the phone this time, because I do not answer calls that is not in my call list. But I did this time and it was Patrick, and he was the answer to my prayers.

    God Bless,
    Don Clyde

    Read More
  3. User Score
    10
    July 25th, 2017
    1 people found this review helpful!
    Many thanks to Andie S for speaking to me about my options for debt consolidation. Andie made the process easy to understand and answered all my questions to my satisfaction making me comfortable throughout the process. Being in debt is a humbling and embarrassing experience, but I now feel confident that with Andie’s help, my situation can be resolved, and I will have the opportunity to live debt free
    Read More
  4. User Score
    10
    July 25th, 2017 Fairfax, VA
    1 people found this review helpful!
    Mr. Fred P was extremely patience with me explaining the product and how the product was going to be executed. I loved the way he presented the information to me. Thanks Bellatrix
    Read More
  5. User Score
    9
    July 23rd, 2017
    0 people found this review helpful!
    Jordan made me feel very comfortable with choosing this path to improving my financial freedom and credit score. It has eased my mind considerably.
    Read More
  6. User Score
    10
    July 23rd, 2017
    0 people found this review helpful!
    Great experience so far. Everyone I’ve talked to has been very helpful and professional!
    Read More
  7. User Score
    10
    July 21st, 2017
    1 people found this review helpful!
    This service is outstanding. Made easy by Mr. P. Very good start.
    Read More
  8. User Score
    10
    July 21st, 2017 Cleveland, OH
    0 people found this review helpful!
    Karina could not have been more patient and understanding while hand-holding me through this process. She is outstanding as a customer service representative and most certainly an asset to your company. I slept very well last night for the first time in a long time because of her diligence in getting me through this process. Well done, Karina. I cannot thank you enough!
    Read More
  9. User Score
    9
    July 21st, 2017 Arlington, VA
    0 people found this review helpful!
    Jonathan was very reassuring and provided all of the information that I need and then some. He seemed to want to help me and mede me feel confident in my choice to go with Accredited for my debt help.
    Read More
  10. User Score
    10
    July 20th, 2017 Flagstaff, AZ
    1 people found this review helpful!
    After surveying and interacting with several Debt Management firms, was pleasantly surprised and delighted with the quality and efficiency of the Freedom Debt Relief management service at much lower cost than other firms surveyed. A class operation in a field of predators, with real interest in helping those afflicted with debt problems, often generated by circumstances beyond their control. It was assuring to find a principled Debt Management firm focused on real debt relief for those afflicted.
    Read More
  11. User Score
    10
    July 20th, 2017
    0 people found this review helpful!
    I was very well please with my telephone interview over the phone I felt that I had someone who really cared about my credit card debts and went out of her way far and beyond to explain the program and how each details worked I finally had peace of mind and I give her performance of reaching out to her clients so that they know every thing about how she would help me all the I fill she definitely deserves 100%
    Read More
  12. User Score
    10
    July 20th, 2017 Conway, AR
    0 people found this review helpful!
    I appreciate the thoroughness and apparent concern that was shown.
    Read More
  13. User Score
    10
    July 20th, 2017 Bronx, NY
    0 people found this review helpful!
    Kirtis D, has a very reassuring voice and has a slight sense of humor..the way he broke things down, was completely understandable to me. I look forward to building a rapport with him for the next four years..
    Thank you, so much for hiring him…
    Read More
  14. User Score
    10
    July 20th, 2017
    0 people found this review helpful!
    James was great at making me feel comfortable throughout the process of offering me their debt relief services. He explained all the details to my satisfaction and I feel better about the process.
    Read More
  15. User Score
    10
    July 20th, 2017
    0 people found this review helpful!
    John A was very helpful and continued to call and make sure we understand everything. I am very happy with the attention he has given us he has great customer service skills.
    Read More
  16. User Score
    10
    July 19th, 2017 Watsonville, CA
    0 people found this review helpful!
    Benjamin R was very knowledgeable and patient with me while explaining what the debt resolution process would be. He answered all my questions and concerns and was very understanding with me. I really appreciate that he follows up through phone calls and e-mails and most importantly that he cares and truly wants to help me out during this very difficult financial hardship.
    Read More
  17. User Score
    10
    July 19th, 2017 Sidney, OH
    0 people found this review helpful!
    I was treated respectfully and everyone I spoke with was very helpful
    Read More
  18. User Score
    8
    July 19th, 2017 Watertown, NY
    0 people found this review helpful!
    Just started with the company so I hoping I can get back on track with my money.
    Read More
  19. User Score
    10
    July 19th, 2017
    0 people found this review helpful!
    I am very happy with Robert I could understand everything he told me and just a very nice person I would rate 100%if I could
    Read More
  20. User Score
    9
    July 19th, 2017 Tustin, CA
    0 people found this review helpful!
    Tom P is extremely pleasant, confident, super personable and quick to respond and follow up.
    Read More
  21. User Score
    10
    July 19th, 2017 Arlington, TX
    0 people found this review helpful!
    Brandon was very nice and pleasant . He was very informative and explained the process clearly.

    Thank You,

    Shirley Smith

    Read More
  22. User Score
    10
    July 19th, 2017 Katy, TX
    0 people found this review helpful!
    I am very happy to be a part of a great company! Mark T really made me feel at ease about the process!
    Read More
  23. User Score
    10
    July 18th, 2017 Ashburn, VA
    0 people found this review helpful!
    Mr Daniel T was incredibly helpful and was quite knowledgeable, he made it easy for us to understand and walked us through the process, he is also very courteous and patient. A much appreciated Thanks to him. Respectfully; Shaikh and Rosina Abdullah.
    Read More
  24. User Score
    10
    July 18th, 2017 Dover, NJ
    0 people found this review helpful!
    Awesome service, very informative representative, Very happy with the program she found for me. Thank You Karina !!!!
    Read More
  25. User Score
    8
    July 17th, 2017 Bronx, NY
    0 people found this review helpful!
    Chelsi from Accredited Debt Associates did a great job helping walk us through a potentially difficult process. She was professional, warm and knowledable and really seemed to care about our well being. The other people we dealt with were also warm and professional. I would highly recommend them.
    Read More
  26. User Score
    10
    July 17th, 2017 Syracuse, NY
    0 people found this review helpful!
    Joe was great and very thorough. Highly recommended!
    Read More
  27. User Score
    10
    July 17th, 2017 Austin, TX
    0 people found this review helpful!
    Christopher K has provided excellent service. Has has answered all my questions and walked me through the entire process.
    Read More
  28. User Score
    9
    July 14th, 2017 Brooklyn, NY
    1 people found this review helpful!
    Elijah W is hands down the best man for this job. When he called me initially I was very guarded and couldn’t hear anything that he had to say. He patiently talked me down off the ledge, sent links via email to me so that I could physically see what the better business and other agencies are saying about the company, then he carefully re-explained the offer to me. Additionally he informed me about why I would benefit from the offered debt savings plan that was prescribed for me. I would absolutely encourage anyone and everyone to have a talk, sit down with this beautiful gentleman so that he might assist them with clearing up outstanding debt.
    Read More
  29. User Score
    10
    July 14th, 2017
    1 people found this review helpful!
    Jeremy was great he gave me all my options and never pressured me and ended up coming back and am doing the program now.
    Read More
  30. User Score
    10
    July 14th, 2017
    0 people found this review helpful!
    he was great explained everything wonderfully.
    Read More
  31. User Score
    10
    July 14th, 2017 New Orleans, LA
    0 people found this review helpful!
    Very professional
    Read More
  32. User Score
    10
    July 14th, 2017 Fairbanks, AK
    0 people found this review helpful!
    Very helpful in dealing with your credit and working on a solution.
    Read More
  33. User Score
    10
    July 14th, 2017
    0 people found this review helpful!
    Nick is a very friendly and helpful person. He answered all my questions and reassured us that things would be done in a professional manner.
    Read More
  34. User Score
    10
    July 13th, 2017 Council Bluffs, IA
    0 people found this review helpful!
    Made the process pleasant & easy
    Read More
  35. User Score
    10
    July 13th, 2017 Albuquerque, NM
    0 people found this review helpful!
    The agent explained everything so that I could understand.
    Read More
  36. User Score
    10
    July 13th, 2017 Benton, AR
    1 people found this review helpful!
    I am very pleased with the service I have received!! It’s a huge burden lifted off of my shoulders.Ben was extremely thorough, professional and personable. I highly recommend using this company to consolidate your debts and regain control of your finances!
    Read More
  37. User Score
    10
    July 13th, 2017
    0 people found this review helpful!
    Great customer service. Kristin was knowledgeable and helpful.
    Read More
  38. User Score
    9
    July 13th, 2017
    0 people found this review helpful!
    Magnum was very professional and helpful. He explained and made sure to answer any questions or concerns I had.
    Read More
  39. User Score
    10
    July 12th, 2017 New Iberia, LA
    0 people found this review helpful!
    Very informative .. could of had an better experience.. Aaron was very sweet and helpful
    Read More
  40. User Score
    10
    July 12th, 2017 Palm City, FL
    0 people found this review helpful!
    Excellent. Very professional. Answered all of my questions. Enrollment was quick & easy
    Read More
  41. User Score
    10
    July 12th, 2017 Hoboken, NJ
    0 people found this review helpful!
    Alfredo was very professional and insightful. He was very patient in answering questions, and explaining the program.
    Read More
  42. User Score
    10
    July 12th, 2017
    0 people found this review helpful!
    My experience with Kenneth W was very good. He explained my options clearly & gave me hopes that this matter will be solved & my expectations will be met in a timely matter with little pain.
    Read More
  43. User Score
    10
    July 12th, 2017
    0 people found this review helpful!
    I liked Drew because he was very easy to talk to and he was very very patient with me,in explaining questions that iasked.
    Read More
  44. User Score
    10
    July 12th, 2017
    0 people found this review helpful!
    It was fast to do no Drama
    Read More
  45. User Score
    10
    July 11th, 2017 Huntington, WV
    0 people found this review helpful!
    Magnum was great explain everthing and lots of help
    Read More
  46. User Score
    9
    July 11th, 2017 Tucson, AZ
    0 people found this review helpful!
    Kimberly was extremely helpful in discussing and detailing all our options and resulting decision.
    Read More
  47. User Score
    10
    July 11th, 2017
    0 people found this review helpful!
    Exactly what I was looking for. Recently was forced to retire early, income cut in half this program is God sent.
    Read More
  48. User Score
    10
    July 11th, 2017 Bakersfield, CA
    0 people found this review helpful!
    Todd M did an excellent job keeping in contact with me and guiding me through the process while answering all my questions to put me at ease. Couldn’t have asked for a better experience.
    Read More
  49. User Score
    10
    July 10th, 2017 Springville, UT
    0 people found this review helpful!
    Very helpful and understanding of the situation.
    Read More
  50. User Score
    10
    July 10th, 2017
    0 people found this review helpful!
    Great service very calming to my nerves.
    Thank you for your professionalism
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Price

monthly service fee
$10-$40

Up-Front Fees

setup & activation fees
$0-$100

Free Consultation

is one included?
Yes

Credit Counseling

do they offer credit counseling services?
Yes

Certified Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
294

Overall Score

Based on ranking criteria
8.6 /10
Our Score
9.3
User Score
9.4
Rank this Company

Ratings Breakdown

Price

monthly price range
Up to $69

Up-Front Fees

setup & activation fees
Up to $49

Free Consultation

is one included?
Yes

Credit Counseling

do they offer credit counseling services?
Yes

Certified Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
Yes

Number of Reviews

User reviews here on BDC
425

Overall Score

Based on ranking criteria
9.3 /10