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Navicore Solutions


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Navicore Solutions was founded in 1991 in Freehold, New Jersey.

The company is a national leader in the field of nonprofit financial counseling and offers a debt management program focusing on personal finance, consumer credit, student loans, foreclosure prevention, and housing. The company links more than 100,000 consumers with a certified counselor each year and assists through in-person, telephone, and internet counseling.


Minimal Fees

Navicore Solutions is a non-profit organization. The services customers will receive are made possible through donations and minimal fees paid by those customers who can afford it. The counseling agency offers its services to essentially anyone who is need of debt resolution, debt counseling, and debt repayment plans regardless of their financial situation.

No Customer Restrictions

Navicore Solutions does not have set parameters for the type of customer it will serve. There is no minimum debt amount, no credit score limitation, and no type of debt or any other situational requirements that must be met in order to take advantage of the company’s counseling services.

Several Industry Accreditations

Navicore Solutions is accredited by several major associations in the industry, including the following:
  • Council on Accreditation
  • Executive Office of the US Trustees
  • National Foundation for Credit Counseling
  • US Department of Housing and Urban Development

Ability to Act as a Third Party

Navicore Solutions acts as the third-party when consolidating a customer’s debt or other financial tasks. The company’s customers will have to work with other companies as well for complete debt solutions.

No Cancellation Fee

Navicore Solutions does not charge a cancellation fee, nor is a money-back guarantee necessary for the types of services the company provides.


No Specialization

Navicore Solutions’ wide range of services does not lend itself to very specialized services for intricate cases. In addition, the company does not offer debt resolution services. Navicore Solutions is not a credit card debt resolution company and only offers consumer credit counseling and debt management planning.

Lack of Transparency

Navicore Solutions is not transparent regarding its pricing and fees.

Our Recommendation

Due to its limited transparency and lack of specialization, we do not highly recommend Navicore Solutions at this time. If you are in need of dedicated debt consolidation services, we recommend a company such as Consolidated Credit.

About Navicore Solutions

Free Consultation

Customers can enjoy a free consultation and counseling session from Navicore Solutions, during which they can get a personalized debt management plan to fix financial problems and pay off creditors at no cost. If the client decides to move forward with Navicore Solutions, they can take advantage of credit counseling, housing counseling, student loan counseling, and bankruptcy services.

Available Nationwide

Navicore Solutions provides its financial services to clients in all 50 states.

Time in Business

Navicore Solutions has been in business since 1991, which is a very long tenure in the industry.

How We Rank

We employ a qualified debt companies expert to rank and review debt companies.

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