Wondering if CuraDebt is the right debt management company for you? Here’s a glance at their debt management program:
|What do they do?||CuraDebt’s primary focus is debt management. They also offer debt consolidation and tax resolution services|
|Who is this program for?||Debt resolution is for people who are falling delinquent on their accounts or can’t make their minimum payments on unsecured debts. Your overall debt must be $5k to enroll.|
|Are they in my state?||Not available in CT, DE, GA, KS, MT, ND, OR, PA, SC, VT, WA, WV, WY.|
|How long will it take?||2-4 years|
|How much will it cost?||20% of the debt you enroll (ex: you enroll $40k, CuraDebt charges $8k). Average savings are not disclosed.|
Easy to Qualify
CuraDebt Consumer Reviews
Not Available in All States
Negative CuraDebt Reviews
There are also a few mentions that the program took longer than the company originally promised.
On paper, CuraDebt appears to have all of the right things: competitive pricing, accreditations, a money back guarantee, and 15 years in the debt resolution business.
However, the debt company’s low number of employees and confusing physical location make us concerned about its legitimacy. At this time, we do not recommend CuraDebt at this time.
Are they accredited?
This is one of the longest-running debt resolution companies in the industry. CuraDebt has been helping people get out of tough financial situations since 2000. The debt resolution company holds certificates with major industry accreditations, including the AFCC and the IAPDA.
What types of debts do CuraDebt work with?
CuraDebt works with unsecured debts. The most common unsecured debts include credit cards, medical bills, business loans, personal loans / lines of credit, and repossessions. CuraDebt says they work with certain secured debts – they are one of the only debt resolution companies who claim this. The company also works with tax debt, lawsuits, and student loans in some cases.
How Much Does CuraDebt cost?
No fees are charged upfront. On average, clients are charged 20% of the total debt enrolled for CuraDebt’s debt management services. No payments are made until the client accepts the resolution. There are no installment or administrative fees.
Are There Any Up-Front Fees?
They currently have no up-front fees.
Can I Get A Free Consultation?
Curadebt offers a free debt consultation over the phone or they can give you basic advice by just filling out the form on their site. If you fill out the form, you’re not committing to anything binding, you’re simply giving them permission to counsel with you about your debt.
Does CuraDebt Offer A Money-Back Guarantee?
The company will refund you if the debt management amount plus fees paid are in excess of the original debt. You can cancel debt services at any time since you aren’t charged until a debt resolution agreement is reached.
How much debt do I need to enroll in this program?
The minimum amount of debt they service is $5,000.