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3,524

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#1
freedom_debt_relief_review
Settlement
754 User Reviews  | 
1-(855) 982-1609
Call Now!
  • Minimum debt: $15,000
  • No fees until settlement is reached
  • ZERO upfront costs
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0+ views this month

Our Score
9.1
User Score
8.8
#1
Consolidated Credit Reviews
Consolidation
Management
501 User Reviews  | 
1-(855) 982-2967
Call Now!
  • No credit score requirement
  • Cancel anytime with no fees
  • Great for credit card debt
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0+ views this month

Our Score
9.3
User Score
9.5
#2
Pacific Debt Relief Inc Reviews
Settlement
292 User Reviews  | 
1-(855) 790-7452
Call Now!
  • ZERO upfront costs
  • Money-back guarantee
  • No credit score required
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0+ views this month

Our Score
8.9
User Score
9.5

Most Searched: Last 30 Days

#3
DebtWave Credit Counseling Reviews
Consolidation
Management
347 User Reviews  | 
1-(888) 526-9597
Call Now!
  • Affordable monthly fees
  • Free consultation & credit counseling
  • Not available in all 50 states
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0+ views this month

Our Score
8.4
User Score
9.7
#3
Accredited Debt Relief Reviews
Settlement
Consolidation
235 User Reviews  | 
1-(866) 819-5224
Call Now!
  • Money-back guarantee
  • No fees until settlement is reached
  • Minimum debt: $7,500
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0+ views this month

Our Score
8.4
User Score
9.7
#5
Superior Debt Relief Services Reviews
Settlement
155 User Reviews  | 
1-(888) 287-2943
Call Now!
  • Free Consultation
  • Money-Back Guarantee
  • 20+ Years in Business
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Our Score
7.3
User Score
9.8

Most Recent User Review: Accredited Debt Consolidation

  1. User Score
    10
    Jody Dorrill
    May 23rd, 2017 at 3:49 pm
    0 people found this review helpful!
    I was skeptical at first but through long process of doing research and customer reviews and some in depth studying found out all I needed to know about the credentials and the true facts of this company. I was very impressed with the thorough process and professionalism of my representative that I had spoke with(Patrick M) that I would recommend to anyone. And just as I was, not for sure of what to do or if this was a good thing or not, can say even if it wasn’t the best way it has been the most pleasurable experience and the most assuring with comfort too of knowing I had legal expertise that would also represent me if I needed to have that, but I do not see it coming to that point. If you have any doubt please feel free to contact me personally for any information that I may be able to provide to help you have some comfort in your decision on what you may need to do in your own situation….

    Read More Accredited Debt Consolidation Reviews

  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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