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#31
Creative_Tax_Solutions

Creative Tax Solutions

Our Score
3.9
User Score
--

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Our Score
3.9
User Score
--
Rank this Company

Ratings Breakdown

Price

monthly price range
Varies

Time in Business

total # of years
1996

NR

Services

Variety of services offered
7/10

CPA

CPA on staff?
Yes

Tax Attorney

Tax Attorney on staff?
Yes

Associations

Professional Association Members
No

Enrolled Agent

Certified by U.S Government
Yes

Refund Policy

Is there a refund policy?
Yes

Number of Reviews

User reviews here on BDC
0

This Review is maintained by

Review Last Updated: October 25, 2016

Creative Tax Solutions Overview

For the past 20 years, Creative Tax Solutions has been helping its customers resolve their tax debt issues. The company has saved its customers up to 90% of their debts, which is a huge amount of savings. Each of Creative Tax Solution’s tax experts is handpicked based on their education, skills, and experience to provide the best quality of service to their clients. This expert team serves a small area in South Florida providing tax relief services to anyone in need, regardless of circumstance and situation. Creative Tax Solutions prides itself on being upfront with its customers and providing honest communication throughout the whole process. This promise is important for customers to feel confident moving forward with their tax resolution.

Rank Chart
Price (flat-fee)
Time in Business
Our Score

#1

$2,500-3,000
1997
9.4

#2

$2,000-5,000
2010
8.9

#3

$1,500-2,500+
2001
8.4

#31
Creative_Tax_Solutions

Varies
1996
3.9

The Good

The Creative Tax Solutions team helps their clients with tax resolutions, audit defense, and even with accounting services. Their tax resolutions system can help hold off tax levies and liens, wage garnishment, the reduction or elimination of penalties, and negotiations with the IRS. Other benefits of Creative Tax Solutions includes:

Two-Phase System:

Tax debt resolution comes in two phases through Creative Tax Solutions; the first for the most immediate needs and the second for the long-term solutions to help set the client up for the most success.

Specialty:

The tax experts of Creative Tax Solutions work only on tax debt resolution, so they know this part of the industry inside and out.

Any Tax Debt Serviced:

Customers may have debt from the IRS but that is not the only type of tax debt that they may have. Some customers will have state tax debt and Creative Tax Solutions can help with both types.

Free Consultation:

Like many of the other tax debt resolution companies in the industry, Creative Tax Solutions offers a free consultation for customers to get an idea of what is possible.

Flat Fee Pricing:

During the account consultation, the customer will get a quote on their flat rate price for service. That price is guaranteed, regardless of how things change throughout the process.

Payment Plans:

Along with having their price guaranteed after consultation, customers have the option to create a payment plan as well, which will help keep the stress levels down.

The Bad

The unique approach of removing expensive up-front fees and case “add-on” fees does set Creative Tax Solutions apart from the rest of the tax relief industry. That being said, there are also limitations to the service that need to be considered. These drawbacks include the following items:

Availability:

Creative Tax Solutions leaves many customers across the country out of their service area by only serving the south Florida area.

Money-Back Guarantee Restrictions:

If customers are not satisfied with the service that they experienced they have a 100% money-back guarantee. But they have to make that decision within 15 days of beginning their resolution, which is a short time period.

No Upfront Price:

While the customer has great options for a flat rate that will not change as the process continues, they will not get that quote until they have their free consultation, which can take some time.

Lack of Accreditation:

Creative Tax Solutions is not accredited by any of the other major accreditation organizations.

The Bottom Line

There seems to be a few issues with Creative Tax Solutions that might cause customers to lose some confidence in its services–particularly as it relates to the company’s lack of accreditations; however, Creative Tax Solutions offers very specified services at guaranteed prices. The process is simple, requiring only two steps that focus on the success of not only the customer’s current situation, but also the future. If a customer doesn’t mind too much about the accreditations, Creative Tax Solutions will get the job done.

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  • When looking for a debt settlement company, which of these two aspects is most important to you?
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
3.9
User Score
--
Rank this Company

Ratings Breakdown

Price

monthly price range
Varies

Time in Business

total # of years
1996

NR

Services

Variety of services offered
7/10

CPA

CPA on staff?
Yes

Tax Attorney

Tax Attorney on staff?
Yes

Associations

Professional Association Members
No

Enrolled Agent

Certified by U.S Government
Yes

Refund Policy

Is there a refund policy?
Yes

Number of Reviews

User reviews here on BDC
0
Our Score
9.4
User Score
8.9
Rank this Company

Ratings Breakdown

Price

flat fee, paid monthly
$2,500-3,000

Time in Business

total # of years
1997

A+

Services

Variety of services offered
10/10

CPA

CPA on staff?
Yes

Tax Attorney

Tax Attorney on staff?
Yes

Associations

Professional Association Members
Yes

Enrolled Agent

Certified by U.S Government
Yes

Refund Policy

Is there a refund policy?
Yes

Number of Reviews

User reviews here on BDC
257