Best Debt Companys

159 Companies 3,679 Real Customer Reviews

#25
Coast-One-Financial-Group

Coast One Financial Group Reviews

Reviews of Coast One Financial Group from real customers
(13 verified)

Our Score
4.5
User Score
6.9

See Top Rated

Our Score
4.5
User Score
6.9
Rank this Company

Ratings Breakdown

Price

monthly price range
Undisclosed

Services

Variety of services offered
2/10

CPA

CPA on staff?
Yes

Tax Attorney

Tax Attorney on staff?
Yes

Associations

Professional Association Members
None

Enrolled Agent

Certified by U.S Government
Yes

Refund Policy

Is there a refund policy?
No

Number of Reviews

User reviews here on BDC
13

Overall Score

Based on ranking criteria
4.5 /10

Tax Defense Network

Compared to industry leader
9.4 /10

This Review is maintained by

Review Last Updated: November 15, 2018

Most Helpful Reviews

  1. User Score
    2
    Jaime D Armer
    February 14th, 2018 
    Waste of money and they do not deliver as promised. I had to contact them each and every time. I was told my tax bill was paid in full then received bill from IRS for 1300.00. When I contacted them was initially told don't worry about it everything is paid in full. After receiving the 3rd bill, was told it was penalties. I asked for refund twice , was told no. I asked for a breakdown of services provided and waspromises. Don't waste time or money with these scammers!!!Read More
  2. User Score
    0
    Cynthia Daley
    March 5th, 2017 
    I hired this company over a year ago. They do an excellent job in selling you their services and ask for payment almost immediately. I sent almost $8,000 in to this company and a year later have none of my issues resolved with the IRS. I had been working for 5 years with the IRS trying to get my debt resolved. I felt I was at my wits end and couldn't get anywhere else after audit reconsideration so I went to this company. I wish I would have done my homework and checked into more of these type of companies b/c I am so dissatisfied with Coast One Financial. I was working with an Attorney and after I didn't hear from her for months, I found out she no longer works there. I tried calling another gentleman back that I was working with and he won't return my calls. When he does, it's weeks later. Right now, I am waiting to see what happens with my case but so far, it is not looking very promising. Look into these companies before you hire them. Too much time has gone by and I think something should have been done by now on my case.Read More

The Good

  • Services
  • Staff
  • Set processes
  • Free consultation

Services

The tax professionals that work with Coast One Financial Group help clients see a stoppage of collection efforts, removal of liens the IRS or state has placed, help with back tax reduction, and ultimately, financial freedom.

Staff

Coast One Financial Group employees a skilled team of tax attorneys, enrolled agents, and CPAs in order to give its customers the most complete, comprehensive service possible.

Set Processes

Each customer who works with this company will follow a four-step process that moves them through the resolution process and beyond to continued tax success.

Free Consultation

While most tax relief businesses offer a free consultation during business hours only, Coast One offers this consultation at any time of any day. This gives the customers the freedom to take advantage of a consultation whenever they get the time.

The Bad

  • Minimum required debt
  • No money back guarantee
  • Lack of online information
  • No accreditations

Minimum Required Debt

If a customer wants to use Coast One’s resolution services, they must have at least $10,000 in tax debt. This is a relatively high amount and may exclude several individuals from receiving access to the company’s services.

No Money Back Guarantee

There is no mention of a money back guarantee for customers who are not satisfied with their experience. This means that if an individual is unhappy with the service they receive, they will not be able to get a refund.

Lack of Online Information

Customers who are interested in working with Coast One Financial Group will have to work hard to find out more about the company and its offerings. Coast One Financial Group is not entirely transparent on its corporate website and has not disclosed pricing information.

No Accreditations

Coast One Financial Group is not accredited by any of the major industry organizations, such as the ASTPS, the NATP, or the NAEA, to ensure quality of service.

The Bottom Line

Coast One Financial Group offers free consultations. Consumers who decide to go forward with its services will have access to an experience team of experts and a comprehensive resolution process. However, the company requires that individuals have at least $10,000 in tax debt and does not offer a money back guarantee. Further, Coast One Financial Group has not disclosed prices on its corporate website, making it difficult for potential customers to have an idea of if or how the company’s services will fit into their budget.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

Request Reconsideration

13 Coast One Financial Group Reviews

1. Select Your Rating:

2
1
1
9
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

3. Review Validation*

or

    Sort By:

  1. User Score
    10
    August 24th, 2018 Sparta, TN
    0 people found this review helpful!
    I hired Coast One Financial to resolve a tax issue I had from Tax year 2012. Like most folks in an issue with the IRS my feeling was a “fix it now attitude”. Without giving Coast One Financial the time needed to deal adequately with the IRS, I unfairly wrote a scathing BBB report. For this I am sorry. They not only did a super job in helping me resolve my problems they were in constant follow up. Answering each call and email. A large tax issue that cost me and my husband sleepless nights has come to a close. During this time we had some serious health issues and their compassion was a true inspiration. Thank You Coast One Financial, LUSY and Colin, you have been awesome
    I would recommend this company to solve any tax problems. They are so thorough and truly care about clients. Ruby Baker
    Read More
  2. User Score
    0
    May 10th, 2018 Port Murray, NJ
    1 people found this review helpful!
    This company is a scam. Unless you want to be worse off with the IRS then when you started use this financial group. Their incompetence is truly amazing.
    Read More
  3. User Score
    10
    February 25th, 2018
    2 people found this review helpful!
    I heard about Coast One Financial Group on TV commercial. I decided to give them a call to get some information. They are not local, therefore I hesitated to hire their services. I met with a local attorney and decided to go with him. However, few months later I found out nothing was done and I end up with additional penalties and interest since I stopped my payment agreement with IRS as soon as I retained legal services. Thereafter, I had no other choice then cancel my contract with the local attorney. I called back Coast One Financial Group and explained the situation. They immediately took over my case and got a case attorney assigned in my case. The process took some time since I had to provide many financial information and documents and IRS took months before they reviewed my case. However, end result was amazing. They filed an Offer in Compromise with IRS. My debt got settled down to 1,000 cash offer. At first, I did not have any hope IRS will agree but my case attorney made it happen.
    Read More
  4. User Score
    10
    February 25th, 2018
    1 people found this review helpful!
    I am a business owner for many years. I have never had any problems with IRS. 1 year ago I got a letter from IRS Questioning my business return. I went to see my accountant and found out my business return was selected for a examination. My accountant insured me that everything will be ok and I have nothing to worry, he will go to the audit meeting. Two months later I received a huge bill and immediately realized that something is wrong. I tried to get it fixed with my accountant with no end result. Thereafter, I heard on radio about Coast One. I spoke with one of their agents and he walked me through the initial process. My case got assigned to their resolution team and my tax attorney reopened my audit. The process took some time since IRS appeal department took 4 months to get it assigned to an agent. However, during this time I was always open to speak with my attorney any time for updates and IRS never took any actions against my business and never tried to collect on the bill. My bill got reduced by 70% and they even negotiated my penalties down. I never thought I will ever hire anyone over the phone or authorize to charge for services up front. Now this is the best decision I have ever made. Thank you Coast One Team for everything and thanks to them my business never suffered financially.
    Read More
  5. User Score
    2
    February 14th, 2018
    5 people found this review helpful!
    Waste of money and they do not deliver as promised. I had to contact them each and every time. I was told my tax bill was paid in full then received bill from IRS for 1300.00. When I contacted them was initially told don’t worry about it everything is paid in full. After receiving the 3rd bill, was told it was penalties. I asked for refund twice , was told no. I asked for a breakdown of services provided and waspromises. Don’t waste time or money with these scammers!!!
    Read More
  6. User Score
    10
    February 2nd, 2018 North Hills, CA
    4 people found this review helpful!
    The best company ever. Helped me to be debt free in less than one month. Highly recommend their business. Got audited by IRS and they helped me in no time. Great company. Professional and knowledgeable.
    Read More
  7. User Score
    1
    January 17th, 2018
    5 people found this review helpful!
    We were basically scared into signing on to their services, and they kept our money. Complaining to the IRS about them.
    Read More
  8. User Score
    10
    January 11th, 2018
    3 people found this review helpful!
    I hired Coast One Financial Group for IRS tax debt. They finally helped me to put end to my nightmare. Thank you coast one team and special thanks for resolving and getting my tax lien released.
    Read More
  9. User Score
    10
    January 10th, 2018
    3 people found this review helpful!
    My experience with Coast One Financial Group was exceptionally amazing. The staff was beyond professional and took their time to explain the process and what was going to be needed going forward. The IRS is tough to handle, but Coast One made sure I was debt free! I extremely recommend anyone who owes money to the IRS!
    Read More
  10. User Score
    10
    January 10th, 2018
    3 people found this review helpful!
    I had a tax liability with state of CA and IRS. I was making monthly payments $150. However my payments were not even covering interest and penalties. I was in my car and heard on radio about Coast One Financial Group. I called them, they were very helpful explained the process from start to finish. They amended my return because my disability/retirement income was not suppose to be taxable since i retired due to direct injuries from active service. I stopped my payments and end up getting 3,456 refund. Thank you Coast One, you guys are great. I have already refereed them to one of my friends.
    Read More
  11. User Score
    10
    January 9th, 2018
    4 people found this review helpful!
    I hired Coast One to resolve my back tax liability with IRS and California state. I am very happy with my IRS outcome as I saved over 56k. I will soon be debt free after I pay of my state balance with the affordable payment plan Coast One negotiated with state of CA. I highly recommend Coast One as their staff was always there and worked professionally to resolve my case. The process can sometimes seem to take long but the outcome was amazing. Thank you Coast One
    Read More
  12. User Score
    10
    June 21st, 2017
    9 people found this review helpful!
    When I first hired Coast One I was kind of worried because the process was taking some time. IRS took their own sweet time to review my settelmet case. I was getting worried and impatient but at the end result were great. IRS accepted my case and reduced my balance. My case attorney walked me through the whole process and even made sure I make my offer amount payment to IRS and got lien release documents before closing my case. I will for sure recommend their services to anyone who has been suffering from back tax problem.
    Read More
  13. User Score
    0
    March 5th, 2017
    10 people found this review helpful!
    I hired this company over a year ago. They do an excellent job in selling you their services and ask for payment almost immediately. I sent almost $8,000 in to this company and a year later have none of my issues resolved with the IRS.

    I had been working for 5 years with the IRS trying to get my debt resolved. I felt I was at my wits end and couldn’t get anywhere else after audit reconsideration so I went to this company. I wish I would have done my homework and checked into more of these type of companies b/c I am so dissatisfied with Coast One Financial.

    I was working with an Attorney and after I didn’t hear from her for months, I found out she no longer works there. I tried calling another gentleman back that I was working with and he won’t return my calls. When he does, it’s weeks later.

    Right now, I am waiting to see what happens with my case but so far, it is not looking very promising. Look into these companies before you hire them. Too much time has gone by and I think something should have been done by now on my case.

    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

Recent News:

Want us to review a company?

If there is a debt company that you don't see on our site, and would like us to review, please contact us.

Real Reviews (yes they’re real)

With so many debt relief companies out there, and a lack of sites willing to bring you the HONEST breakdowns of each company, what source can you turn to for the real information you can trust?

We are dedicated to bringing the truth out, and rank debt relief companies as they should be. Through our investigation, and experience with each company, we rank each company, and bring you our honest, unbiased opinion. We also include authentic user reviews by past customers of each company that are moderated and verified.

Like many sites, we are compensated through affiliate relationships with each company we review, however all of our rankings are based on our 11-Point Ranking Criteria.

All reviews are subject to moderation and approval. Any reviews that may resemble false information, or competitors of another company will need to be verified by our staff before being approved and published. We reserve the right to approve or deny any reviews left on this site.
Our Score
4.5
User Score
6.9
Rank this Company

Ratings Breakdown

Price

monthly price range
Undisclosed

Services

Variety of services offered
2/10

CPA

CPA on staff?
Yes

Tax Attorney

Tax Attorney on staff?
Yes

Associations

Professional Association Members
None

Enrolled Agent

Certified by U.S Government
Yes

Refund Policy

Is there a refund policy?
No

Number of Reviews

User reviews here on BDC
13

Overall Score

Based on ranking criteria
4.5 /10

Tax Defense Network

Compared to industry leader
9.4 /10
Our Score
9.4
User Score
8.8
Rank this Company

Ratings Breakdown

Price

flat fee, paid monthly
$2,500-3,000

Services

Variety of services offered
10/10

CPA

CPA on staff?
Yes

Tax Attorney

Tax Attorney on staff?
Yes

Associations

Professional Association Members
Yes

Enrolled Agent

Certified by U.S Government
Yes

Refund Policy

Is there a refund policy?
Yes

Number of Reviews

User reviews here on BDC
215

Overall Score

Based on ranking criteria
4.5 /10