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#1
SoFi_badge
52 User Reviews  | 
(877) 779-4153
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  • Fixed Interest Rate: 3.50-7.49%
  • Variable Interest Rate: 2.14-5.69%
  • For Federal & Private Student Debt
  • Unemployment Protection
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Our Score
8.3
User Score
7.9
#2
LendKey Reviews
Read Review  |   |  Visit Site
  • Fixed Interest Rate: 3.25-5.50%
  • Variable Interest Rate: 1.93-6.83%
  • For Federal & Private Student Debt
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Our Score
7.8
User Score
9.0
#3
Credible Reviews
  • Fixed Interest Rate: 3.50-7.49%
  • Variable Interest Rate: 2.14-5.69%
  • For Federal & Private Student Debt
Flame

0+ views this month

Our Score
7.4
User Score
8.8

Most Searched: Last 30 Days

#4
CommonBond Reviews
  • Fixed Interest Rate: 3.5-7.74%
  • Variable Interest Rate: 2.14-5.94%
  • For Federal & Private Student Debt
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0+ views this month

Our Score
7.3
User Score
2.7
#5
DRB Student Loan Logo
  • Fixed Interest Rate: 4.7 - 7.0%
  • Variable Interset Rate: 4.17 - 5.77%
  • For Federal & Private Student Debt
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0+ views this month

Our Score
7.2
User Score
4.5
#28
cedar_education_lending_130
Read Review  |   |  Visit Site
  • Fixed Interest Rate: None
  • Variable Interest Rate: 1.92-7.19%
  • For Private Student Debt Only
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Our Score
3.1
User Score
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  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.
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Student Debt