See our TOP-RANKED Home Security Companies
e.g. Such as ADT, Protect America etc. | Browse by Company | Browse by State
Most Searched: Last 30 Days
#23
- Undiscosed Fees
- In Business Since 1994
- Offers Credit Counseling
Our Score
3.2
User Score
1.0
#24
- $75 Setup Fee
- Undisclosed Monthly Fees
- No Industry Accreditations
Our Score
3.0
User Score
1.8
#5
- $25 Monthly Fee
- $40 Up-front Fee
- Reduce Interest Rates to 5-35%
Our Score
6.7
User Score
8.4
View More Companies
Most Recent User Review: OneMain Financial
-
User Score00 people found this review helpful!This company is a fraud. during the government shut down I was supposed to be deferred which they did not honor and charged me interest. In the month of March 19 I made 3 payments of 897.00 and they charged me 1974.00 in interest. I sold my car to get from under these crooks. I’ve this great nation for over 35 years to preserve our way of life. This company is worst than the terrorist I’ve fought abroad. NEVER AGAIN.Was this review helpful? Yes
Read More OneMain Financial Reviews
- Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
- Negotiates with your creditors on your behalf.
- Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
- Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
- Combines all your debts and creditors into one monthly payment.
- Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
- You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
- Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
- Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
- Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
- Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
- Borrowers can receive funds from their loan within only a few days.
Read full articleRealtime Results:
879,950,996
Dollars of Debt We've Helped!
Recently Reviewed:
