See our TOP-RANKED Home Security Companies
e.g. Such as ADT, Protect America etc. | Browse by Company | Browse by State
Most Searched: Last 30 Days
#26
- Monthly Fee: Undisclosed
- Enrollment Fee: Undisclosed
- Offers Credit Counseling
0+ people researching this month
Our Score
3.0
User Score
--
#22
- Monthly Fee: Undisclosed
- Enrollment Fee: Undisclosed
- Offers Credit Counseling
0+ people researching this month
Our Score
3.0
User Score
1.6
#5
- Monthly Fee: Up to $75
- Up-front Fee: Up to $55
- Offers Credit Counseling
0+ people researching this month
Our Score
6.2
User Score
9.8
View More Companies
Most Recent User Review: InCharge Debt Solutions
-
User Score90 people found this review helpful!My initial consultation was excellent. The counselor helped me through every step and patiently spent hours working with me. I now will work with another counselor next week to take some action.Was this review helpful? Yes
Read More InCharge Debt Solutions Reviews
- Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
- Negotiates with your creditors on your behalf.
- Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
- Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
- Combines all your debts and creditors into one monthly payment.
- Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
- You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
- Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
- Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
- Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
- Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
- Borrowers can receive funds from their loan within only a few days.
Read full articleRealtime Results:
879,950,996
Dollars of Debt We've Helped!
Recently Reviewed:
