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#5
SuperiorDebtRelief

Superior Debt Relief Reviews

Reviews of Superior Debt Relief from real customers
(116 verified)

Our Score
7.3
User Score
9.8

See Top Rated

Our Score
7.3
User Score
9.8
Rank this Company

Ratings Breakdown

Price

% of total debt
Avg. 19%

Accreditations

AFCC or IAPDA
IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
17 Years

Min. Debt

Min. debt accepted
$5,000

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
116

Overall Score

Based on ranking criteria
7.3 /10

Freedom Debt Relief

Compared to industry leader
9.1 /10

This Review is maintained by

Review Last Updated: November 15, 2018

The Good

Industry Experience

For nearly 20 years now, Superior Debt Relief (SDR) has been providing debt relief and counseling to people who find themselves in over $5,000 of debt. This is one of the longest-running debt settlement companies in the industry, which leads us to believe they know how to work with creditors and quickly settle debts.

Positive Superior Debt Relief Reviews

Reviewers mention that SDR consultants make them feel informed and at ease about their situation. Almost every review mentions excellent customer service at some point, and most seem completely satisfied with their SDR experience, which is why they have an average user score of 9.8/10. Read more Superior Debt Relief reviews below for detailed descriptions.

Money Back Guarantee

On its website, SDR promises a money back guarantee on their service fees. While we are not sure if the guarantee has an expiration date, we are impressed that they publicize this on their website (most companies do not).

Free Debt Analysis

You can call SDRĀ for a free consultation over the phone. You will never be charged upfront fees.

Best Debt Settlement Companies

The Bad

Missing Major Industry Accreditations

Superior Debt Relief is one of the only major debt settlement companies that lack federal and industry accreditations. While they are accredited with IAPDA, they are not accredited by the AFCC. This lack of accreditation means they are not held to higher industry standards, and that they are not working with debt settlement organizations to better the industry.

Not Available in All States

SDR is only available 28 U.S. states. States not serviced are CT, GA, HI, IL, ID, KS, KY, LA, ME, MT, ND, NH, NJ, OR, RI, SC, TN, UT, VT, WA, WI, WV, and Washington D.C.

Minimum Debt Requirement

You must have over $5,000 in debt to work with Superior Debt. If you have less debt, you should be able to find another settlement company to work with.

Negative Reviews

There are not very many complaints about SDR. One reviewer mentioned she thought debt settlement companies, in general, were too expensive. Some reviews said they wished they had seen results sooner.

Compare to Top-Ranked Companies

The Bottom Line

Not everyone can work with SDR. First of all, they are only available in 29 states. On top of that, you must have at least $5k in debt to even be approved. While SDR has some of the most experience in the debt settlement industry, they are missing key accreditations.

View Top-Rated Companies

Contact Information

Website: superiordebtrelief.com
Email: [email protected]
Hours:
Monday-Thursday 8 AM – 5 PM MST
Friday 8 AM – 4 PM MST
Address:
2625 Redwing Dr. Suite 140
Fort Collins, CO 80526

Most Helpful Reviews From Superior Debt Relief Customers

  1. User Score
    9
    Dwight Ruud
    December 10th, 2014 Elk Grove Village, IL
    Superior went above what they promised to achieve. I believe the results I got were only because I went through a debt relief company. I tried on my own to talk to my creditors but they would not even discuss lowering my debt. I would recommend Superior to people like myself that would have been paying the minimum payments for the next 20 years or more. The only other advise is to remain patient. This doesn't happen overnight, but it does happen.Read More
  2. User Score
    10
    Jeff
    December 2nd, 2014 Hampton, VA
    I was very hesitant in the beginning about doing debt settlement. I thought it would never work for me. I am very glad I chose Superior over all the other companies. Superior gave it to me straight and at an amount I could afford. Marie C. is the best!! Very professional and was always there to answer any questions I had. 10 accounts totaling over $28,000 and 3 years later I am debt free and looking forward to moving on. I would recommend Superior to anyone in need of help in becoming debt free. Thanks Superior!!Read More

116 Superior Debt Relief Reviews

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  1. User Score
    10
    February 21st, 2014
    0 people found this review helpful!
    Amy Hill and her team at Superior Debt Services are an A-One group. They have went over and above helping us to accomplish the goals in managing out debt.

    We would recommend them highly if you need the help. They are understanding of your needs and will do whatever it takes to improve your financial situation.

    Thanks Superior Debt Services

    Read More
  2. User Score
    10
    February 20th, 2014 Chicago, IL
    0 people found this review helpful!
    Superior is one of the best companies I have ever dealt with. They handled everything for me.
    I was in a horrible place at the time I started with Superior…scared and alone. They helped me so much.
    Once, I had a medical emergency and had to call Superior to beg them not to take a payment that month. To my surprise and relief, they were understanding.
    Now that all my debt has been settled, I am in a much better place and that Superior is a big reason why I can breathe again.
    Thanks Superior, you are the best. A special shout-out to Marie. You are the best!
    God bless you all for the work you do.
    Read More
  3. User Score
    10
    February 20th, 2014 Adrian, MI
    1 people found this review helpful!
    I was all for working with this program but my wife was hesitant about it. Experiencing what Superior Debt Relief has done for us we are so excited that we are debt fee and on an easier road to financial freedom. I have to admit I was really skeptical about joining this program too but with all of the hardship we were facing in our life it was time for a change. It was simple and we had to do nothing but stay committed to paying our monthly payment. Superior handled everything and if they had a deal that was to good to pass up they found ways to clinch the deal. We are very grateful for what Superior and what Les has done for us! I try to get people that I am close with to give it a try but they have the same reaction we did. If they only knew!
    THANKS SUPERIOR DEBT RELIEF!!
    Read More
  4. User Score
    10
    February 17th, 2014 Rocky Mount, NC
    0 people found this review helpful!
    Vanessa

    I’ve only been with superior debt for about (9) months, and i have no regrets, just wished i’d gotten with them sooner. Great service, nice, inteligent people. Pleasure doing business with them.

    Read More
  5. User Score
    10
    February 12th, 2014 Memphis, TN
    0 people found this review helpful!
    This was my 1st time needing this type of service and I have to admit i was a little skeptical but I check them out with the BBB and there rating A+ so I decided to give them a try. It was the best decision I could have made. They explained everything clearly and walked me through every step. I was and am very pleased with their services.
    Read More
  6. User Score
    10
    February 11th, 2014 Langhorne, PA
    0 people found this review helpful!
    My girlfriend and I used Superior Debt Relief and were very please with the results. They negotiated our debts down 50% or better! Amy Hill was instrumental in getting this done. We highly recommend Superior Debt Relief!
    Read More
  7. User Score
    10
    February 10th, 2014 Keauhou, HI
    0 people found this review helpful!
    What a pleasure having Superior Debt Relief on my side when dealing with the Credit Card Sharks. The Superior team was great. Monthly they let me know how things were progressing and the checked in regularly to see if they could be of further help. I highly recommend Superior Debt Relief and you will have experts on YOUR side. I have no problem giving them 100% kudos for their help.
    Read More
  8. User Score
    10
    February 6th, 2014 Chatsworth, GA
    0 people found this review helpful!
    The team at Superior Debt are just what the name implies…they are Superior. Every single person I’ve had the pleasure of talking to while wading through my debt stress has been beyond phenomenal. Not only have they treated me with compassion and professional courtesy, but have kept me in the loop as each of my creditors are settled. I continue to tell my friends about my positive experience and highly recommend them to anyone who is struggling with stressful debt situations.
    Read More
  9. User Score
    10
    February 5th, 2014 Austin, TX
    0 people found this review helpful!
    I am so grateful for Superior Debt Relief! Their service is exceptional & you quickly get a sense that they truly care about you. I would particularly like to thank Les. I greatly appreciate his compassionate demeanor and professionalism. You and your company have turned my life around and I am so very grateful. Thank you for all that you do.
    Read More
  10. User Score
    10
    February 2nd, 2014 Loveland, CO
    1 people found this review helpful!
    Superior was able to save me and my wife a lot of time and money by working my accounts. I would have been paying on my debts for years with no end in sight if they hadn’t helped me find the light at the end of the tunnel. I’m so thankful for their help and I can now move on without the financial burdens I once had. Thank you Superior!
    Read More
  11. User Score
    10
    February 2nd, 2014 La Quinta, CA
    0 people found this review helpful!
    There I sat, lost my job, partially disabled, divorcing and a hand full of debt. I figured I would be paying the debt for the next 25 years and have little money to live on. Wrong!
    Through research I found Superior Debt Relief, became their client and thanks to Superior I became debt free in less time than I thought possible.
    Because of Superior’s help I was able to avoid Bankruptcy, constant collection calls and the stigma of being financially irresponsible. Soon I will begin to let Superior begin my Credit repair and my financial problems will be over.
    Thank you superior.
    Read More
  12. User Score
    10
    January 31st, 2014 Hudson, FL
    0 people found this review helpful!
    The people here have been very helpful and very pleasant. The amount of time they gave me and also the amount they quoted to me were exactly to the amount of money and the time for my debts to be paid. The most interesting thing of all is their honesty and helpfulness. My time is almost up to be out of debt and what a great feeling it is becoming to be like Atlas standing straight up and the weight of the world falling off my shoulders. So I must say keep up the great work for helping others in need. You sure have brought happiness to my life.
    Bob.
    Read More
  13. User Score
    10
    January 29th, 2014 Long Beach, CA
    1 people found this review helpful!
    Superior was wonderful from start to finish. Started with Milt, who assessed our situation and gave tons of free advice with no pressure. Worked with Priscilla L on the actual settlements. Also spoke with Miguel and Marie on occasion. Everyone was courteous, responses were timely, and we are now DEBT-FREE.

    The program works. We got into trouble, and Superior helped us through it.

    CAUTION: It is stressful sometimes, and you may get a court summons. Call, fax, and email Superior and keep them informed. They will do the same for you. Also, getting 1099’s may spill over into the next year, at least that is what we found. Unexpected but true. Individual mileage may vary!

    Read More
  14. User Score
    10
    January 26th, 2014 Hazleton, PA
    1 people found this review helpful!
    They really take of everything, and when you have questions about certain things or even how things are going with your debt settlements, there’s always someone there to answer your questions. Also, even when you have a settlement, they will contact you that day or the day after to tell you about the settlement. They helped us so much through these difficult times and it feels good to know soon we will be debt free. Thank You For All You Done For Us.
    Read More
  15. User Score
    10
    January 19th, 2014 Evanston, WY
    0 people found this review helpful!
    THE RELIEF IS SO AMAZING WHEN YOU FINALLY GET TO THE END OF THE PROGRAM AND REALIZE, IT REALLY DID WORK, YOU’VE REALLY BEEN ABLE TO GET YOUR LIFE BACK. WE WERE DOING GOOD, HAD JUST BOUGHT A SMALL AMOUNT OF PROPERTY AND WERE IN THE PROCESS OF BUILD A SMALL FAMILY FARM, WHEN MY ELDERLY MOTHER NEEDED TO COME LIVE WITH US. THE EXTRA FAMILY BURDEN AND THEN THE CHANGES IN THE CREDIT COMPANIES HAD US SINKING FAST. OUR INTEREST RATES FLEW THREW THE ROOF AND THEY WOULDN’T EVEN TALK TO US ABOUT LOWERING THEM. THEY JUST SAID THAT WAS THE WAY IT WAS. AFTER SUPERIOR DEBT STARTED HELPING US, THEY CHANGED THEIR TUNE AND THEN WANTED TO TALK. IT’S TO LATE THEN, AND IT REALLY WASN’T ENOUGH TO HELP US, JUST KEEP US DRAGGING ALONG IN DEBT THAT WAS NEVER GOING AWAY. NOW WE HAVE A FREEDOM I HAVE ONLY DREAMED OF. I WAS ALSO SUPRISED THAT OUR CREDIT WASN’T AS BAD AS I THOUGHT IT WOULD BE, AND YOU CAN ALSO GET ASSISTANCE IF YOU NEED AT THE END OF THE PROGRAM. I HAVE RECOMENDED THE PROGRAM TO OTHERS WHO HAVE BEEN IN NEED. MARIE AND THE OTHERS AT SUPERIOR ARE KIND AND UNDERSTANDING AND PUT YOU BACK ON TRACK. THANK YOU SO MUCH SUPERIOR DEBT AND MARIE C.
    Read More
  16. User Score
    10
    January 17th, 2014 Gillette, WY
    1 people found this review helpful!
    I feel like a huge weight has been lifted off my shoulders! Two years ago we turned to Superior Debt to help us deal over $70,000 in credit card debt. I was very leary of turning to a debt relief company because I didn’t want to find myself in a bigger mess then I was already in. The people at Superior have been exceptional. Every step of the way, we have been led through the process by educated professionals. Les Britingham provided valuable insight into working our way through this process. He was always available to answer any question or concern I had. I highly recommend Superior Debt Relief to anyone who needs help with their debt. Thank you very much!
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
7.3
User Score
9.8
Rank this Company

Ratings Breakdown

Price

% of total debt
Avg. 19%

Accreditations

AFCC or IAPDA
IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
17 Years

Min. Debt

Min. debt accepted
$5,000

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
116

Overall Score

Based on ranking criteria
7.3 /10

Freedom Debt Relief

Compared to industry leader
9.1 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
992

Overall Score

Based on ranking criteria
7.3 /10