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Superior Debt Relief Reviews

Reviews of Superior Debt Relief from real customers
(116 verified)

Our Score
7.3
User Score
9.8

See Top Rated

Our Score
7.3
User Score
9.8
Rank this Company

Ratings Breakdown

Price

% of total debt
Avg. 19%

Accreditations

AFCC or IAPDA
IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
17 Years

Min. Debt

Min. debt accepted
$5,000

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
116

Overall Score

Based on ranking criteria
7.3 /10

Freedom Debt Relief

Compared to industry leader
9.1 /10

This Review is maintained by

Review Last Updated: January 26, 2019

The Good

Industry Experience

For nearly 20 years now, Superior Debt Relief (SDR) has been providing debt relief and counseling to people who find themselves in over $5,000 of debt. This is one of the longest-running debt settlement companies in the industry, which leads us to believe they know how to work with creditors and quickly settle debts.

Positive Superior Debt Relief Reviews

Reviewers mention that SDR consultants make them feel informed and at ease about their situation. Almost every review mentions excellent customer service at some point, and most seem completely satisfied with their SDR experience, which is why they have an average user score of 9.8/10. Read more Superior Debt Relief reviews below for detailed descriptions.

Money Back Guarantee

On its website, SDR promises a money back guarantee on their service fees. While we are not sure if the guarantee has an expiration date, we are impressed that they publicize this on their website (most companies do not).

Free Debt Analysis

You can call SDR for a free consultation over the phone. You will never be charged upfront fees.

Best Debt Settlement Companies

The Bad

Missing Major Industry Accreditations

Superior Debt Relief is one of the only major debt settlement companies that lack federal and industry accreditations. While they are accredited with IAPDA, they are not accredited by the AFCC. This lack of accreditation means they are not held to higher industry standards, and that they are not working with debt settlement organizations to better the industry.

Not Available in All States

SDR is only available 28 U.S. states. States not serviced are CT, GA, HI, IL, ID, KS, KY, LA, ME, MT, ND, NH, NJ, OR, RI, SC, TN, UT, VT, WA, WI, WV, and Washington D.C.

Minimum Debt Requirement

You must have over $5,000 in debt to work with Superior Debt. If you have less debt, you should be able to find another settlement company to work with.

Negative Reviews

There are not very many complaints about SDR. One reviewer mentioned she thought debt settlement companies, in general, were too expensive. Some reviews said they wished they had seen results sooner.

Compare to Top-Ranked Companies

The Bottom Line

Not everyone can work with SDR. First of all, they are only available in 29 states. On top of that, you must have at least $5k in debt to even be approved. While SDR has some of the most experience in the debt settlement industry, they are missing key accreditations.

View Top-Rated Companies

Contact Information

Website: superiordebtrelief.com
Email: [email protected]
Hours:
Monday-Thursday 8 AM – 5 PM MST
Friday 8 AM – 4 PM MST
Address:
2625 Redwing Dr. Suite 140
Fort Collins, CO 80526

Most Helpful Reviews From Superior Debt Relief Customers

  1. User Score
    9
    Dwight Ruud
    December 10th, 2014 Elk Grove Village, IL
    Superior went above what they promised to achieve. I believe the results I got were only because I went through a debt relief company. I tried on my own to talk to my creditors but they would not even discuss lowering my debt. I would recommend Superior to people like myself that would have been paying the minimum payments for the next 20 years or more. The only other advise is to remain patient. This doesn't happen overnight, but it does happen.Read More
  2. User Score
    10
    Jeff
    December 2nd, 2014 Hampton, VA
    I was very hesitant in the beginning about doing debt settlement. I thought it would never work for me. I am very glad I chose Superior over all the other companies. Superior gave it to me straight and at an amount I could afford. Marie C. is the best!! Very professional and was always there to answer any questions I had. 10 accounts totaling over $28,000 and 3 years later I am debt free and looking forward to moving on. I would recommend Superior to anyone in need of help in becoming debt free. Thanks Superior!!Read More

116 Superior Debt Relief Reviews

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  1. User Score
    9
    November 20th, 2014 Denton, TX
    0 people found this review helpful!
    Kind and understanding in every way. All the personnel with whom I worked were knowledgeable and customer service experts. I would highly recommend their services to those in need.
    Read More
  2. User Score
    10
    November 20th, 2014 New Port Richey, FL
    0 people found this review helpful!
    When I first found out about this company I was a little hesitant and skeptical of what could happen, and we should be for protecting ourselves. After having a free interview and consultation everything was completed by the interent with privacy. The results I had throughout the few years it took were superior and the finalization of all the business was completed by this company. I did not have to do anything but read some emails and approve a few things sent to me. Success to me is the understanding ability to succeed with the determination of never procrastinating and never accepting failure as an option. These people are very successful.
    When my agreement was completed, it was such a relief knowing my debt is no longer. It helped to come back to realization of life and I have learned to never put myself into that debt position again.
    I hope all that read this leaves with an understanding these people are here to help you. Such a small price for comfort and peace of mind. Sincerely to all–Bob.
    Read More
  3. User Score
    10
    November 19th, 2014 Corpus Christi, TX
    0 people found this review helpful!
    Three years ago I was swimming in credit card debt that totaled over $17,000 dollars. I was hesitant at first to sign up for any debt programs, but began to feel better as my conversation with the representative from Superior continued. Handing over my debt to this company and letting them take the burden and fear I had on my shoulders away was the best decision I could have made. Time flew by and I was able to make an affordable monthly payment over the span of three years. Now I am finished with the program and it feels great to have all of my accounts settled! Everyone I dealt with was friendly and knowledgeable. I am thankful that I found Superior Debt Relief!
    Read More
  4. User Score
    9
    November 19th, 2014 Atlanta, GA
    0 people found this review helpful!
    Working with the professional people at Superior Debt was a very easy journey. They kept me informed and up to date on my account, and were always happy to answer any questions I had. Amy Hill was my account representative. The terms I was given were affordable, even when I went thru a cancer crisis, they understood and were able to help. I just finished my contract today, and it feels wonderful to be debt free!
    Read More
  5. User Score
    10
    November 19th, 2014 TX
    0 people found this review helpful!
    Trust worthy and very professional People. Initially I was doubtful until they started settling the debts. I’m free of credit cards debt, almost 30 k.they were there for me every.
    Read More
  6. User Score
    10
    November 19th, 2014 Medina, OH
    1 people found this review helpful!
    This was a wonderful company to work with. They went above and beyond to help me get out of debt. the whole staff was very knowledgeable esp. Marie Chamberlain who was there every step of the way . Whenever I need anything she was always there to help and advise me as to what needed to be done. They really care about trying and doing their best to help you get out of debt. I would highly recommend this company to anyone who is struggleing with debt. You will be glad you did. I am now paid off and what a relief it is not to have creditors calling and harrassing you. Thank you Superior and all the caring people that they employ
    Read More
  7. User Score
    10
    November 17th, 2014 Naples, FL
    1 people found this review helpful!
    Two and half years ago I had $16,000 in credit card debt with no releif in sight. although I realized that I had gotten myself into debt I also realized that some of it happened because of the promotions and false opportunities that I taken with the credti card companies.
    I had no hope of ever paying back the debt because all I could afford to pay were the minimum payments and the interest just kept mounting. I heard about Superior Debt and after much deliberation decided to give it a try.
    At first i could not sleep at night worrying what would happen if I did not pay my monthly payments as I had always done in the past. I did exactly what they told me to do but mentaly it was not easy.
    After the first account was settled I began to feel some relief.
    Through the whole process of paying off 4 major credit cards Amy Hill was by my side every step of the way, always helpful & understanding that this was not easy but can be done.
    In January 2015 I will be credit card debt free, 6 months ahead of schedule. As I get closer to my retirement age, and a set income, this is beyond belief that I will not have to worry about having credit card payments.
    Thank you to evryone at Superior and especially Amy for helping me all along the wa! You really are Superior!.
    Cathy Orban
    Read More
  8. User Score
    10
    November 14th, 2014 Middletown, CT
    0 people found this review helpful!
    I think this company and the person I dealt with was awesome. I called them regarding my debt and needed help to get out of it. Paying the same amount each month, keeping in touch the whole time going back and forth with emails or an occasional phone call my bills are gone. That wouldn’t have happened without the help of this one special person.
    Read More
  9. User Score
    10
    November 13th, 2014 Steubenville, OH
    0 people found this review helpful!
    I cannot say enough good things about the service provided to me by Superior Debt Services. Dee Galla was my case rep and she was extremely professional in every aspect. She gave me advice, kept me informed, and was tough in me when I needed it. If you need help with debt settlements, I higly recommend signing up with Superior Debt services.
    Read More
  10. User Score
    10
    November 13th, 2014 Cape Coral, FL
    0 people found this review helpful!
    I was one of the many who lost their job when the company I worked for closed during the economy crash. Trying to deal with the stress of the relentless calls from debt collectors while trying to find work along came Superior Debt Relief. From my first phone conversation they made me feel like there was hope and a light at the end of the tunnel. Working with Dee is without a doubt when of the best experiences I have had with any company. She always communicated kept me updated, and was alway positive with every situation. I could not imagine where I would be now without Dee and Superior Debt, I am now debt free and for the first time in a while, feel good about my future. I could go on and on about how good my experience was, but will end with I highly recommend Superior Debt. They may tell you things that sound to good to be true, but it is true.
    Read More
  11. User Score
    10
    November 12th, 2014 China Grove, NC
    0 people found this review helpful!
    After my wife left me for her co-worker and I was stuck with all of the credit card debt, I needed help. In my 3 years with this company, they went above and beyond to make my horrible financial ordeal as comfortable and easy as possible. Tonya and Dee were alway available either by phone or email.
    These are real people working your case. You can talk to them as a friend. They are NOT workers in a call center somewhere answering your questions from a rolodex of answers.
    I don’t say this often but I trust this company and would recommend them to anyone needing financial help.
    THANK YOU for all of your work in helping me regain my financial independence!
    Read More
  12. User Score
    10
    November 12th, 2014 Little Rock, AR
    0 people found this review helpful!
    I am so glad that I went with Superior Debt Services, they really did a good job getting me out of debt, I had several credit cards for years. I was with them for 2 years, and now I am debt free. Thank You Dee!!!!

    Thank You!!!!!! So So Very Much!!!!!!!!

    Tena Jackson

    Read More
  13. User Score
    10
    November 11th, 2014 Edison, NJ
    0 people found this review helpful!
    My representative Amy Hill has been a great asset in helping through the debt settlement process…
    She has gone above and beyond, keeping me well-informed as has even gone as far as advancing funds to my account so that a favorable debt settlement could be reached. Superior Debt Relief has been excellent and has delivered on the promised settlement amounts. I recommend them to anyone.
    Read More
  14. User Score
    10
    November 11th, 2014 New York, NY
    0 people found this review helpful!
    The Rep assigned to my Case Amy Hill was great she was extremely supportive always very responsive and always kept me in the loop in what was going on with my account. I successfully finished the program with success and would definitely recommend the company and Amy services.
    Read More
  15. User Score
    9
    September 1st, 2014 Durham, NC
    0 people found this review helpful!
    Excellent! Really helped bring some calm and peace after a rough period. There has been helpful follow up even after I completed the program for no additional cost when I have had questions. Marie is great.
    Read More
  16. User Score
    10
    May 15th, 2014 Pine Island, MN
    0 people found this review helpful!
    I took a cut in pay several years ago during the economic crisis. At the same time, the promotion period introductory rates on several of my credit cards ended, and to add insult to injury, credit card rates skyrocketed in general. Prior to this, I had never been late on a payment and I paid more than the minimum due. I could not keep up with even the minimum payments now. I spoke with someone at Superior Debt who reassured me that all was not lost. More importantly, he was understanding, sensitive, and not demoralizing. And that was my experience throughout the entire process, which went smoothly and exactly they way they told me it would. I am now in a place where my finances are manageable thanks to their help.
    Read More
  17. User Score
    10
    April 22nd, 2014 La Crosse, WI
    0 people found this review helpful!
    When the credit card companies raised their interest rates to almost 30%, we thought we were never going to get out of hock. We had some friends tell us about Superior Debt Services, we were skeptical at first, but glad we did. So with help of Janet Harper for getting us setup, then with the help from Miguel Garcia, and Pattie Benson, and with Marie Chamberlain we were able to get debt free In 3 1/2 years. We would highly recommend Superior Debt Services.
    Read More
  18. User Score
    10
    April 11th, 2014 Warrenton, VA
    0 people found this review helpful!
    When we needed help paying off debt, I was skeptical of any third party organization – I didn’t want a situation where we were charged hefty fees for a consolidation program. When I contacted Superior, I was immediately impressed by how customer focused they are, will work with a plan that was acceptable with our financial situation. In 3 years, we finally paid off our debt. Superior did an amazing job at negotiating for us. Amy was superb in her customer service skills…she really goes the extra mile for her clients. I highly recommend this company for anyone who feels overwhelmed by debt…there is hope, and Superior is an honest company that will help you get debt free. Thanks to all the staff, but especially to Amy.
    Read More
  19. User Score
    10
    April 9th, 2014 Meriden, CT
    0 people found this review helpful!
    I was not sure what to expect, but I knew needed help in a hurry. Superior offed to clear my 40k in debt in 3ys. I figured I made this mess and here’s a chance to get out of it. I loved that Marie C. and the Superior staff just took over the reigns on all negotiations. I had affordable payments, but the kicker was the skip payment option when something unexpected comes up. I just refinanced my house and bought a new car, thanks for giving me a fresh start Superior.
    Read More
  20. User Score
    10
    April 7th, 2014 Waianae, HI
    0 people found this review helpful!
    After months of trying to resolve debt problems, I finally found the website for Superior Debt Co. I had visited other debt websites but found them to “stiff” and telling me why I would not qualify.
    Amy was the second counselor at Superior who came to my rescue. Amy was attentive, caring and top notch when it came to helping me. I received numerous calls from her checking on me and supporting me. She kept me up to date on my balances and who was willing to relieve me of my debt.
    If she were in the State of Hawaii at the time of my final debt payment, we would have had a “burning of the documents” party.
    Amy was always courteous and supportive. She knows what the word “aloha” means.
    Mahalo piha Amy, and Aloha Ke Akua.
    Read More
  21. User Score
    10
    April 6th, 2014 Harrisburg, PA
    1 people found this review helpful!
    Having Superior Debt settle my accounts is the best decision I could have made. They didn’t do debt consolidation. They do debt settlement which has saved me thousands of dollars. The counselors are very professional and patient. They respect me and are very serious about negotiating and getting a very good settlement payoff.. I appreciate everything they do for me.
    Read More
  22. User Score
    10
    April 2nd, 2014 Mundelein, IL
    0 people found this review helpful!
    I hardly know how to express how wonderful Marie Chamberlain was to us. She was always available to help. When Wayne was told he had a very aggressive form of cancer in May 2013, she was so very compassionate. After Wayne’s death in August 2013, Marie was so helpful to me in clarifying our situation. We truly felt very blessed to have been able to work with her on our account. I feel like I know her!!
    Beverly
    Read More
  23. User Score
    10
    April 2nd, 2014 Lehighton, PA
    0 people found this review helpful!
    I was very grateful for all the help Superior Debt. Amy was very helpful in giving us all the answers to our questions. This is the way to gol
    Read More
  24. User Score
    10
    April 1st, 2014 Reynoldsville, PA
    0 people found this review helpful!
    I was very please to get the help I received from Superior Debt. I have all the extra debt out of my life, I am able to breath a sign of relief. The staff were helpful and no question was inconvenient for them to answer. They made me part of the team and I will always be grateful to them. Their the Best!
    Read More
  25. User Score
    10
    March 30th, 2014 Tulsa, OK
    0 people found this review helpful!
    I was drowning in debt from my credit cards. I stumbled onto Superior Debt and very glad I did .
    I am now out of debt and very thankful to the whole crew at Superior. Miguel was my first contact and then Amy took over, both were very helpful and worked with me for 3 years. I would recommend Superior Debt Relief for anyone deep in debt. They will work with you and put you in a better situation.. I am very glad that I used them.
    THANK YOU SUPERIOR DEBT RELIEF.
    Read More
  26. User Score
    10
    March 28th, 2014 Pineville, LA
    0 people found this review helpful!
    A weight was lifted off my shoulders the day I enrolled in the Superior Debt Relief program. This is an “AWESOME” company that helped me become debt free from overwhelming credit card debt. My advisor, Marie Chamberlain, is a very professional and caring person. Everything happened exactly how she said it would and there were never any hidden surprises. Her phone calls were sometimes just to check on me and my family. That really meant alot to me that I was more than just a client to her. Being in financial debt was very stressful, but Superior Debt helped me get my life back on track. Thank you, from the bottom of my heart, for all your hard work and dedication. I urge anyone struggling with debt to make the call to this company. You’ll be glad you did.
    Read More
  27. User Score
    10
    March 27th, 2014 Bismarck, ND
    1 people found this review helpful!
    I worked with Dee Galla thru my whole process. This lady was always there for me to answer any questions I had. She made the process so much easier. She is a helluva asset to your company, Hang on to this person,and because of her I will suggest this company to anyone! Thank you Dee,and thank you Superior Debt for all that you have done for myself and Geraldine, it was a pleasure!
    Read More
  28. User Score
    10
    March 25th, 2014 Summerville, SC
    0 people found this review helpful!
    over three years ago, we were in financial ruins due to the economy and my brother had experience with Superior and suggested we give it a try. We are now debt free thanks to the hard work from Superior. Marie Chamberlain provided me with superior customer service and did it with professionalism. I received personal attention whenever I called and she was on top of everything involved in my case. I cannot thank her enough for making this whole difficult endeavor painless. She is great at her job and I am so happy I went with superior. Thank you from the bottom of my heart. I recommend this company to anyone. I can tell you that my friend decided to go with another company due to bad advice and she does not receive the personal attention or expertise that I received from Superior and Marie chamberlain….thank you ..I highly recommend Superior to anyone. I am in the process of having my credit report reviews and receiving assistance in fixing my credit. Good lessons have been learned from this experience. Thanks
    Read More
  29. User Score
    10
    March 25th, 2014 Milton, FL
    0 people found this review helpful!
    Well, I followed the American dream and got into debt up to my eyeballs. After failed attempts to try and negotiate the debt myself with no avail, I had a friend recommend Superior to me. I was a little reluctant but decided to give it a try. After 2 1/2 years we are debt free. The communication with Superior was excellent and honest. Marie C. actually was a lot of fun to work with and a pleasure to work with. Thank you Superior for making a bad situation, I put my self in, a much better situation with a great outcome. Thank you Marie. I know you’ll miss me. Ha!
    Read More
  30. User Score
    10
    March 24th, 2014 Salamanca, NY
    0 people found this review helpful!
    I found Superior Debt great to work with. They are knowledgeable, will answer any and all questjions you may have. They check in with you to see if all is
    going well. I would highly recommend them to anyone who has need of their services. So glad I had contacted them.
    Read More
  31. User Score
    10
    March 23rd, 2014 Manitowoc, WI
    0 people found this review helpful!
    I had credit card debt that i just couldn’t get myself out of so I called Superior Debt , I was a little leary at first and when they explained to me about their company I went ahead and filled all the necessary paper work to get me out of debt.
    Glad that they could help me in 2 and a half years get my debt paid. The person (Amy) helping me was always helpful and willing to do what I asked. I was very pleased with this company, in getting my debt paid off.
    I would recommend this company to anyone that would ask me for a debt relief company.
    My credit score is slowly coming up, and i have to owe that to Superior Debt.
    Thank you to Superior Debt for helping me.

    Sincerely Shelly from Wisconsin

    Read More
  32. User Score
    10
    March 20th, 2014 Cedarburg, WI
    1 people found this review helpful!
    My wife & I were in credit card debt in the amount in excess of $40,000. We had a bad experience with another debt solution company a few years earlier so we were hesitant to get into another one. My son had had gone thru a debt solution with a lawyer located in Colorado. We contacted him to see if he would handle our situation. We had 22 accounts that totaled our amount. He said that he thought that the accounts would not wait as long as it would take to settle them so he advised us that bankruptcy would be our only option. My wife and I were in our 60’s and to us this was not an option. I came across Superior Debt’s website and realized that they were located in the same state that he was. I called him and asked him to check Superior out. He did and said that they checked out fine. We contacted them and after much discussion back & forth finally decided to let them handle our situation. It has now been 2-1/2 years and we are happy to say the Superior debt has made us DEBT FREE. They did everything they said they would and settled most of our accounts at 35%-45% of each debt. We highly recommend Superior Debt to anyone seeking to become debt free. Sincerely R&J from Wisconsin
    Read More
  33. User Score
    10
    March 19th, 2014 Orange Park, FL
    0 people found this review helpful!
    My family was drowning in cc debt when my wife found Superior’s site. We were uncertain about trying any kind of debt relief company. But after working with Priscilla and Amy the only thing I’m uncertain about now is why more people don’t take advantage of this amazing company.
    Their counselors, negotiators, and financial people really have the best interest of the client at heart and they fight for the best deal possible. These people know the industry. They take the time to discuss the process with you as you go through everything. Nothing is done behind closed doors as you are in the know the whole time which makes dealing with these big bad credit card companies so much easier. Also, they don’t have you front money like some companies do but they actually use your money to help you get out of debt and they only take a fee when the debt is settled. Also as part of the service, after the accounts have been taken care of, Superior will work with you to clean up your credit rating.
    Bottom line is…when the debts become too much don’t give up …give Superior a call.
    Simply the Best.
    Read More
  34. User Score
    9
    March 17th, 2014 Kill Devil Hills, NC
    0 people found this review helpful!
    The people I have worked with at Superior have been nothing less than professional and extremely proficient in helping me reduce my debt. I couldn’t have been as successful without them.
    Read More
  35. User Score
    10
    March 13th, 2014 Herndon, VA
    0 people found this review helpful!
    I have worked with Superior for 3 1/2 years. I am now out of debt. They were able to stop harassing phone calls and due to their help I was able to get off the consolidation merry-go-round. I will be forever thankful for their help. Many thanks to Marie Chamberlain and the rest of the team who worked on my case. This is such a relief not to have this burden.
    Read More
  36. User Score
    10
    March 13th, 2014 Milwaukee, WI
    0 people found this review helpful!
    Two and a half years ago i was in deep debt. Thanks to Superior Debt Relief. I am 17 months away from being debt free. My credit ratings have already improved nicely. And my personal finances are back in order again.

    Sometimes life throws you a nasty curve ball, and you miss, of course. But the people Superior Debt Relief, are a real blessing. No if and or buts about it.

    They took a very potentially bad situation, and helped me through it. Taking all the heat and frustration away from my daily life. Not once did i get a letter or a phone call from the creditor or the debt collectors.

    Amy Hill and her colleagues deserve a huge thank you from all of us clients….

    Read More
  37. User Score
    10
    March 12th, 2014 South Bend, IN
    0 people found this review helpful!
    I’ve worked with the company for three years and they have been wonderful. Les Brittingham has always been helpful, at times going above and beyond. They worked with me when I had a rough stretch making payments. Great company.
    Read More
  38. User Score
    10
    March 12th, 2014 Renton, WA
    0 people found this review helpful!
    I was ready to file for bankruptcy when I found Superior Debt. Their staff was very friendly and supportive and was greatly appreciated as I was going through a very difficult divorce. I had been left with a large credit card debt from my exwife additionally complicated with many legal fees and was under a great deal of stress. Even with my less than good humor, Amy Hill at Superior Debt continued to help me. Thank you Amy for taking the extra effort, I have started over now free and clear, have refinanced my house all due to Superior Debt negotiating my credit card debt for me. Thomas V. Hiddleson.
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  39. User Score
    10
    March 11th, 2014 Portsmouth, RI
    0 people found this review helpful!
    I was really skeptical about trying a debt relief company. Superior Debt really changed my mind immensely! From the very beginning when I called to my last contact, I was treated with respect and I was helped every single time I had contact.
    Marie Chamberlain helped me through every step of the way and was very courteous and kind to me. She had patience with all the questions I posed to her and never once did she make me feel badly about having to take this step in my life.
    I would rate the Superior Debt company and all of their employees with a 5-star rating.
    They told me it would take approximately 24-36 months to resolve my CC debt and it took less than that.
    I certainly am VERY THANKFUL to Superior Debt for helping me through this rough patch in my life. It is a huge burden lifted off of my shoulders.
    So again thank you Marie from the bottom of my heart and also all of the Superior Debt employees.
    Read More
  40. User Score
    10
    March 10th, 2014 Denver, CO
    0 people found this review helpful!
    Kudos to Superior Debt! I was buried in credit card bills and inundated with harassing phone calls before signing up for their service. Their system allowed me to honestly and swiftly settle my debt and return my credit score to normal…
    I was given an honest appraisal of my situation, was provided expert advice and received superlative customer service from both Dee and Dan. The best part is that I a now debt free, and have been for years!
    It is a fast and efficient service that has provided me the opportunity to properly monitor and maintain my finances. Thanks guys!
    Read More
  41. User Score
    10
    March 10th, 2014 Pensacola, FL
    0 people found this review helpful!
    I have been working wit Superior Debt for almost 3 years. They are great! Have helped me tremendously. Everyone I’ve dealt with is extremely nice and helpful.
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  42. User Score
    10
    March 8th, 2014 Suwanee, GA
    0 people found this review helpful!
    Working with Superior Debt has been great. I worked with Les Britingham who was assigned to my account. He called at least once a month, kept me posted on what was going on with the banks and what I could expect going forward. They worked with me every step of the way, no matter what I needed. I will recommend them to anyone needing debt relief.
    Read More
  43. User Score
    10
    March 8th, 2014 Aliso Viejo, CA
    0 people found this review helpful!
    Superior Debt save me from having to declare bankruptcy. They continued to keep me up to date on the progress of negotiations. They were also understanding when I could bot afford a payment at times. Through it all, Superior Debt saved me thousands of dollars. They have given me the opportunity for a fresh start.
    Read More
  44. User Score
    10
    March 7th, 2014 Denver, CO
    1 people found this review helpful!
    Choosing to work with Superior Debt Relief is the best decision I have ever made for my financial future.

    They truly do take care of everything for you, from the negotiations with banks to the handling of letters and phone calls so you don’t have to fend off the creditors yourself. I feel 100% confident they’re handling everything for me and looking out for my best interest (which is way more than I can say about the banks). I look forward to opening emails and answering calls from Superior, because it’s almost always great news!

    They’ve given me the opportunity to be charge debt free, a possibility I wouldn’t have imagined before a close friend recommended I call Superior Debt Relief … it’s been a real blessing, and I’m so grateful to everyone there who has worked tirelessly to get me here.

    Read More
  45. User Score
    10
    March 6th, 2014 Riverview, FL
    2 people found this review helpful!
    Superior Debt Relief is hands down THE BEST! If I could give them a score of 100 on a scale of 1 to 10 I would… When the real estate market tanked in 2008, I was in financial ruin. I did considerable research and chose Superior Debt.

    Not only did Superior Debt devise a great plan to get me out of debt in 3 years, but they advised and counseled me through the entire process. When I got in a jam with one CC company, they even LOANED ME MONEY to avoid a lawsuit! Now that I have made it through the entire process and am charge debt free, they even offer a CREDIT REPAIR service that has my credit score looking about 80 points better already!

    I can’t say enough about the kind, courteous, and professionalism that was extended to me by the fine employees of this company…

    Read More
  46. User Score
    10
    March 4th, 2014 Newnan, GA
    0 people found this review helpful!
    Can’t say enough. This is a great service and the company and staff is very professional. Choosing Superior Debt Relief was the best decision we made. Superior Debt takes away all the stress. We couldn’t have done it without them.
    Thank you.
    Read More
  47. User Score
    10
    March 3rd, 2014 Pleasant Grove, UT
    1 people found this review helpful!
    I’ve had to go through this process twice once with another company years ago due to a divorce and this most recent money short fall due to paying my mothers bills and her nursing home expenses but I have to say this time it`s been a much less painful process due to having such a professional, caring , and all around polite people person as yourself. I have never dealt with a more upbeat , positive and all around nice person and your the pinnacle of what people need when they are experiencing financial difficulties which are most of the time coupled with emotional downfalls in there lives. You and your company turned things around for me and I have learned not to get my self in this predicament again. Your publications are very helpful and insightful and you guys really lift the sprits of people like my self that needed respect and the help to get them back on track. I would recommend Superior Debt to anyone needing the help to turn there finances and late debts around. In closing I have to thank you again for all the help and courtesy you have exhibited and frankly I don’t no how I can show my gratitude but I will never forget the kindness you and your company gave me.
    Read More
  48. User Score
    10
    March 2nd, 2014 Woburn, MA
    0 people found this review helpful!
    I found the staff at Superior to be very supportive and encouraging through the whole process. Let’s face it bill collectors and debt cause you a lot of stress. The Superior staff take all that away for you. I finished my program and can honestly say I am feeling in control of my financial situation and now have the ability to move on. Thank you so much for guiding me through such a difficult experience with knowledge, support and a way out! ! !
    Read More
  49. User Score
    10
    March 1st, 2014 Madison, MS
    1 people found this review helpful!
    Superior Debt saved our lives! We were so deep in debt we didn’t think we would ever recover. We were very skeptical about debt consolidation companies after hearing so many horror stories. We decided to go with Superior and it was the best decision we’ve ever made! They walked us through the process, every step of the way. It wasn’t easy and we didn’t think we would make it but because of their caring and professionalism they helped us tremendously and saved us thousands of dollars. We will be forever grateful to such a wonderful company in our desperate time of need. If you are serious about getting out of debt, this is the company for you.
    Read More
  50. User Score
    10
    February 27th, 2014 Sunnyvale, CA
    0 people found this review helpful!
    Les (and Priscilla) were very helpful in getting the debts from my divorce cleared up very quickly.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
7.3
User Score
9.8
Rank this Company

Ratings Breakdown

Price

% of total debt
Avg. 19%

Accreditations

AFCC or IAPDA
IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
17 Years

Min. Debt

Min. debt accepted
$5,000

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
116

Overall Score

Based on ranking criteria
7.3 /10

Freedom Debt Relief

Compared to industry leader
9.1 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
1,059

Overall Score

Based on ranking criteria
7.3 /10