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Century Support Services

AFCC & IAPDA accredited

Our Score
5.6
User Score
5.0

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Our Score
5.6
User Score
5.0
Rank this Company

Ratings Breakdown

Price

% of total debt enrolled
18-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Unknown

Time in Business

total # of years
>3 years

Min. Debt

Min. debt accepted
$7,000

Guarantee

money back guarantee?
No

Number of Reviews

User reviews here on BDC
1

This Review is maintained by

Review Last Updated: December 21, 2016

Century Support Services, owned and operated by Debt Away  LLC, provides an alternative to bankruptcy or debt consolidation. Specializing in debt negotiation, the have helped thousands of families resolve and settle unwanted debt under financial hardship. They help those in over $7,000 of debt.

Rank Chart
Price (% of debt)
Smallest Debt Accepted
Review

#1

15-25%
$7,500

#2

15-25%
$7,500

#3

15-25%
$7,500

#10
century_support_services logo

18-25%
$7,000

The Good

When potential clients call Century Support Services, they are given a free consultation. A specialist will assess the financial situation of potential applicants to determine qualification and if their services will meet the needs of those under hardship. Clients are required to set up a trust account with an FDIC insured financial institution to accumulate enough funds to begin the negotiation process. Those who qualify for the settlement option will pay about 68 percent of the original debt including all service fees.

The biggest thing that stands out about Century Support Services is their price: 18-25%. While 25% is about the industry average, signing up for debt settlement that only charge 18% of your total debt is a very good deal.

Besides price, there are several other advantages to settling your debt with Century Support Services:

  • No upfront fees
  • One debt consultant will be assigned to you throughout the settlement process
  • AFCC and IAPDA accreditations
  • Only requires $7k of debt to start

The Bad

Risks associated with any settlement process include tax implications for settling your debts, possible litigation, and decreased credit scores. CSS does not provide counseling services or advice on tax laws. There are other relief options that may work better in your situation.

There are several compliances and features that CSS falls short of:

  • No mention of a free consultation on their website
  • Limited industry experience – the company only began in 2012
  • No mention of a money back guarantee found
  • No mention of who the CEO or President is on their site
  • Only available in half of the U.S. states

We’re also concerned about the multiple company names circling this business and their lack of updated and useful educational resources.

The Bottom Line

A debt settlement program can save money and CSS does try to take clients’ monthly income into consideration when creating your payment rate. If the company notices charged-off payday loans, medical bills, or student loans being enrolled, clients may be subject to additional fees.

While CSS provides many good options for those seeking debt settlement, there are companies that offer better services, have more accreditations, and have more experience.

Click Here for Our Top Recommended Debt Settlement Providers.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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1 Century Support Services Reviews

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  1. User Score
    5
    December 20th, 2016 Canton, MI
    0 people found this review helpful!
    Customer service with this company has been great so far. Every time I call, they are polite and pleasant and try to help. For me, I started the program dealing with Accredited Debt Relief, and then Century. They do nothing for your credit score while you are waiting to settle, and the accounts usually go delinquent before they will settle, so your credit is screwed. Then they charge you a fee of 25% of the original amount that was owed in the debt. So if you owed $2,000, the fee would be $500, not including the amount the debt was settled for. I am still not sure if it is worth it for me.
    Read More

Poll

  • When looking for a debt settlement company, which of these two aspects is most important to you?
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Step 1: Introduction

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Our Score
5.6
User Score
5.0
Rank this Company

Ratings Breakdown

Price

% of total debt enrolled
18-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Unknown

Time in Business

total # of years
>3 years

Min. Debt

Min. debt accepted
$7,000

Guarantee

money back guarantee?
No

Number of Reviews

User reviews here on BDC
1
Our Score
9.5
User Score
9.6
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
14 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
284