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#3
Accredited_Debt_Relief

Accredited Debt Relief Reviews

Reviews of Accredited Debt Relief from real customers
(407 verified)

Our Score
8.8
User Score
9.7

Call now for your free consultation   1-(866) 637-9581

Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
407

Overall Score

Based on ranking criteria
8.8 /10

This Review is maintained by

Review Last Updated: November 10, 2018

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Most Helpful Reviews From Accredited Debt Relief Customers

  1. User Score
    1
    Bertha Thomas
    December 13th, 2017 
    This company is terrible. It's been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I'm a single mother of 2, and my payments are over $1000 a month. I try and tell them it's too high and I can't continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It's a joke.Read More
  2. User Score
    10
    lloyd christie
    June 30th, 2015 Brooklyn, NY
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.Read More

407 Accredited Debt Relief Reviews

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  1. User Score
    10
    March 6th, 2015 Riverside, CA
    0 people found this review helpful!
    Great friendly service. Awesome job
    Read More
  2. User Score
    5
    March 6th, 2015 Carmel, NY
    15 people found this review helpful!
    RATING BASED ON REPRESENTATIVE- This company asks for a review before any action is made with creditors. So being they ask for a review only after consultation and all I have done is given them my checking account # and got an estimated monthly consolidation, I’m not sure how I should rate this… Of course all people are nice and tell you what you want to hear in the beginning. I would rather wait until some action is made before I rate this company. So far my representative has been great and informative but like I said nothing has happened yet. I don’t think this is the right time to ask for a review. I will rate this 10 BASED ON REPRESENTATIVE not productivity. They have not gotten there yet. Pretty witty of the company to ask for review after they just told you they are going to help consolidate bills and make it sound so easy. (I hope they are right) Maybe a review in a few months would be more accurate…. Just saying.
    Read More
  3. User Score
    10
    March 4th, 2015 Phoenix, AZ
    1 people found this review helpful!
    Michael West was very polite, helpful, and professional. He made sense of everything. I look forward to working with him and your company to clear my debt. Thank you
    Read More
  4. User Score
    9
    March 3rd, 2015 Los Angeles, CA
    1 people found this review helpful!
    Carly Hoeim was excellent and expedient on her response to my inquiries !
    Read More
  5. User Score
    10
    March 2nd, 2015 La Porte, IN
    0 people found this review helpful!
    Carly was amazing to work with! I so appreciated her kindness and support. From the first day to enrolling today,Carly has shown above and beyond customer care. You’re very lucky to have her on your team, Thank you Carly.
    Read More
  6. User Score
    8
    March 2nd, 2015 Gretna, LA
    0 people found this review helpful!
    I received great service, and is on my way to be dedt free Thanks to Mr. West
    Read More
  7. User Score
    10
    March 2nd, 2015
    0 people found this review helpful!
    Shawn was great. I just hope I asked enough questions as this went pretty fast. Shawn was always courteous, and was very knowable in his presentation.
    Read More
  8. User Score
    10
    February 26th, 2015 Chesapeake, VA
    0 people found this review helpful!
    I am very impressed with my experience with Shawn. He is quite the business man. Making one feel at ease and answering questions as the pro that he is. I look forward to our endeavor to cleaning up the mess we’ve made of our financial situation and I am grateful.
    Read More
  9. User Score
    10
    February 25th, 2015 Sahuarita, AZ
    0 people found this review helpful!
    Robert Scott was extremely knowledeable and thorough. I appreciated his straight forward approach to our debt problem and solution. It was overall a very pleasant experience.
    Read More
  10. User Score
    10
    February 25th, 2015 Dewitt, MI
    0 people found this review helpful!
    Great product, but even better… AMAZING customer service! Robert deserves a huge shout out for being excellent and personable from the very first call!
    Read More
  11. User Score
    10
    February 25th, 2015 Pittsburgh, PA
    1 people found this review helpful!
    Very helpful with everything!
    Read More
  12. User Score
    10
    February 25th, 2015 Gwynn Oak, MD
    0 people found this review helpful!
    Michael West was great!! Extremely nice and helpful through the whole enrollment process. He was also able to give a very detailed explanation of everything and helped me to choose my best option.
    Read More
  13. User Score
    10
    February 20th, 2015 Richmond, VA
    0 people found this review helpful!
    I was very pleased and satisfied in the way my account was set up ,discussedand explainedto me by Robert ,Thanks .
    Read More
  14. User Score
    10
    February 20th, 2015 Bethesda, MD
    0 people found this review helpful!
    My experience was great
    Read More
  15. User Score
    10
    February 19th, 2015 Thurmont, MD
    0 people found this review helpful!
    Marcus was very helpful and made the process a positive experience…very knowledgeable and educated to speak with confidence which made me feel very relaxed about the process thank you
    Read More
  16. User Score
    10
    February 17th, 2015 San Diego, CA
    1 people found this review helpful!
    Although I can’t speak to the results of the program yet, setting up my account was easy. Robert Scott was courteous, professional and thorough. He answered all of my many questions (even those I asked more than once!) and was very patient with my lack of knowledge in this area.
    Read More
  17. User Score
    9
    February 16th, 2015 Kansas City, MO
    1 people found this review helpful!
    Marcus has been great with all my questions. He calls me to check to make sure I understand all the process. I couldn’t have ask for a better support person,
    Read More
  18. User Score
    10
    February 16th, 2015 Wake Forest, NC
    0 people found this review helpful!
    I reached a point were my credit card payments were overwhelming and getting nowhere in terms of paying them off. Michael West has been incredibly knowledgable, understanding, patient and willing to help me through the entire process of finding the best solution to my debt relief. I recommend this company and especially Michael West to anyone in need of financial advice and help. Thank you Michael!
    Read More
  19. User Score
    10
    February 16th, 2015 Elkton, MD
    0 people found this review helpful!
    Marcus,explained everything to me in great detail,and he answered all my questions. He made me feel very comfortable during the whole process.He is a class act.
    Read More
  20. User Score
    10
    February 12th, 2015 Rochester, MN
    0 people found this review helpful!
    I worked with Robert Scott. He was very helpful and explained everything to my understanding.
    Read More
  21. User Score
    10
    February 11th, 2015 Garden Grove, CA
    0 people found this review helpful!
    My husband and I had a great experience with your agent Marcus La Salle. He was very polite and patient with us. He explained everything to our understanding.
    We hope to have a great experience with your company. Thank you Marcus
    Read More
  22. User Score
    10
    February 10th, 2015 Lodi, CA
    0 people found this review helpful!
    marcus did a great job.explaining the program, and show concern on my status. thank you marcus!!!
    Read More
  23. User Score
    10
    February 9th, 2015 Cheyenne, OK
    0 people found this review helpful!
    The team of personnel did an exceptional job of handling our issues.
    Read More
  24. User Score
    10
    February 7th, 2015 Columbia, SC
    0 people found this review helpful!
    Marcus made it so easy and explained everything very well and slowly it was a pleasure working with him and he made it very clear if I had any questions all I had to do was call and I know he will be there when I do Thanks Marcus talk to you Monday
    Read More
  25. User Score
    10
    February 5th, 2015 Buffalo, NY
    0 people found this review helpful!
    Marcus Lasalle has been wonderful. Although I have decide to go in another direction … I would highly recommend him as a debt settlement professional.
    Read More
  26. User Score
    7
    February 4th, 2015 Whitehall, PA
    1 people found this review helpful!
    I was absolutely please with Marcus, he was very professional, very prompt with returning information, confident that my credit issues could be resolved in a timely fashion and above all extremely patient, he gets an awesome. The 7 rating is because all of this is new for me I still have a little apprehension. If everything works well you get the awesome all around.
    Read More
  27. User Score
    10
    February 3rd, 2015 Mountain View, CA
    1 people found this review helpful!
    Ok, I just started my process so I can’t give an accurate rating at the moment. But so for my experience with Mr. Scott and his team has been great! When I get a little further into to the program I will update my experience .

    Thank you Accredited Debt Relief.

    Read More
  28. User Score
    10
    February 3rd, 2015 Palm Harbor, FL
    0 people found this review helpful!
    good and comprehensive so far
    Read More
  29. User Score
    9
    February 2nd, 2015 Coppell, TX
    1 people found this review helpful!
    So far, I have only gone through the qualification process, so I am not able to comment on the actual program in terms of results, etc. What I have experienced so far has been a very professional and service-based interaction.
    Read More
  30. User Score
    10
    February 2nd, 2015 Coudersport, PA
    0 people found this review helpful!
    Marcus LaSalle is a wonderful gentleman to work with and so very understanding/helpful/etc. Thanks Marcus for all of your help!
    Read More
  31. User Score
    10
    February 2nd, 2015 Blue Springs, MO
    0 people found this review helpful!
    Marcus answered all of my questions thoroughly. Appreciated receiving all the details of your program, and the ease at setting up our account. Looking forward to working with your team. Thank you!
    Read More
  32. User Score
    10
    January 29th, 2015 Manteca, CA
    0 people found this review helpful!
    Jessica was actually outstanding. She was professional yet friendly and funny. We will highly recommend her and your program to anyone that might need help.
    Read More
  33. User Score
    10
    January 27th, 2015 Pinellas Park, FL
    0 people found this review helpful!
    I requested a quote online and within 30 minutes, I was contacted by Accredited Debt Relief, spoke to Robert Scott, who explained the program thoroughly and had us signed up and functioning within a few hours. What a relief! I couldn’t have asked for nicer more comprehensive service! Robert provided caring expertise and helped us right away! Thank you so much!
    Read More
  34. User Score
    10
    January 26th, 2015 Garden City, NY
    0 people found this review helpful!
    Jessica Serrato, Senior Debt Consultant for Accredited Debt, provided me with outstanding services in helping me with debt consolidation solution. I am happy to have her as my representative.
    Regards,
    Jean Zephirin
    Read More
  35. User Score
    9
    January 26th, 2015 New Hyde Park, NY
    0 people found this review helpful!
    awesome
    Read More
  36. User Score
    10
    January 24th, 2015 Arlington, TX
    1 people found this review helpful!
    i owed a tax debt and had a hard time finding the right company to help me till a co worker told me bout these guys they got my tax debt reduced and got me out of debt really fast i recommend them to anyone
    Read More
  37. User Score
    10
    January 22nd, 2015 Beverly Hills, FL
    2 people found this review helpful!
    I have been talking with debt companies, attorneys, and other credit help organizations for the last year and a half. I have not felt “right” about any of them. I stumbled across Accredited Debt Relief on Steve Rhodes’ website and immediately called. From the start, Shawn Murphy was extremely knowledgeable, kind, and compassionate to our situation. I felt a real sense of peace in moving forward with ADR to fix our debt situation. He guided me through the whole process and answered every question. I can’t explain the huge weight I feel lifted off of me!
    Read More
  38. User Score
    10
    January 21st, 2015 Millbrook, AL
    0 people found this review helpful!
    Robert has stayed in touch with me during this enrollment and has been able to answer all of my questions. This is an anxious time for me and I am hoping and praying this will be behind us in the near future. So far I can say my experience has been very good.
    Read More
  39. User Score
    10
    January 20th, 2015 Creston, CA
    2 people found this review helpful!
    I had no idea that Companies such as yours existed, I was up against the wall with my debts and thought I could handle them until the tide of bad luck turned to no luck. Situations change in a persons life that for the most part are hidden from us until it happens which could be good or bad, positive or negative, in my case it was bad. Then I surfed the Internet trying to figure out what my next move was going to be or even if I had a choice. That’s when I found your website. When I tried to investigate a little bit to see if you all were the bonafide deal, all I came up with was a lot of Good Vibes. So I filled out the little Intro and within 30 minutes or so I got a call from one of your Reps. Everything we talked about made me feel ALOT BETTER. It was a AWESOME EXPERIENCE. Afterwards, I waited for about 5 days for the Package Deal to come (which is one of things we talked about). While waiting for it I had questioned myself on whether I had done the right thing or not, yes I had some doubts but when the package came and I opened it up and reviewed it, my doubts were unfounded. This is the REAL DEAL. It’s kind of like a big weight has been lifted off of me. Ofcourse I know there’s obstacles down the road and for 3 to 4 years I’m going to bite the bullet but after it’s all done, I’ll be a much Happier Person. I am TRULY HAPPY I found You and the Rep or the Counselor (I don’t know the term) was a EXCEEDINGLY Nice Guy, Super Knowlegeable, Helping Me in every way, courteous, polite but still down to earth. Thankyou So Much !!!
    Read More
  40. User Score
    10
    January 20th, 2015 Daytona Beach, FL
    2 people found this review helpful!
    shawn was excellent with me he did an outstanding job for us. thank you james
    Read More
  41. User Score
    9
    January 20th, 2015 Houston, TX
    0 people found this review helpful!
    Michael was great, patient and very helpful. He took extra time to walk thru all the explanitons and regulations., very knowledgeable. Was glad I called!
    Read More
  42. User Score
    10
    January 20th, 2015 El Centro, CA
    0 people found this review helpful!
    Great customer service, the best one
    Read More
  43. User Score
    10
    January 17th, 2015 Farmington, MI
    0 people found this review helpful!
    Jessica was very informative and professional throughout our signup process. She was sensitive to our situation and made sure we had reasonable expectations of the program. We look forward to working with her.
    Read More
  44. User Score
    9
    January 17th, 2015 Charlotte, NC
    0 people found this review helpful!
    unfortunately i got myself into this situation. However after checking with many other companies and talk with their representatives, I found talking with Jessica from made me feel comfortable sharing and hopeful that my situation is fixable. She was friendly and professional. Thank You Accredited Debt Relief.
    [email protected]
    Read More
  45. User Score
    10
    January 11th, 2015 Galveston, TX
    0 people found this review helpful!
    Very satisfied.
    Read More
  46. User Score
    10
    January 9th, 2015 San Rafael, CA
    0 people found this review helpful!
    I am much more confident that I made the right choice after I spoke with Jessica, my new debt consultant. Reconciling outrageous debt issues when we are already going through hard times at home is not easy to do. Having found a real human to speak with who has a genuine concern for my well-being and successful financial recovery, was truly a blessing to experience.
    Read More
  47. User Score
    10
    November 11th, 2014 Lawndale, CA
    0 people found this review helpful!
    Andrew over at accredited is wonderful to work with . He made what could have been a very uncomfortable conversation into a conversation of relief and thankfullness. I’m glad I made the call and thanks again for your help and support.
    Read More
  48. User Score
    10
    November 11th, 2014 San Diego, CA
    0 people found this review helpful!
    The company has been great at helping answer all of my questions . I feel. Very comfortable and happy to be working with them.
    Read More
  49. User Score
    9
    November 6th, 2014 Mountain View, CA
    0 people found this review helpful!
    I spoke with the representative at Accredited and they were very easy to talk to. I explained my situation, and my rep listened to my concerns and was able to lay out a clear plan. After speaking with other companies, it’s clear the customer service here is head and shoulders above the rest, and I’m very happy with my decision to go with Accredited Debt Relief.
    Read More
  50. User Score
    10
    November 5th, 2014 Sutherland, IA
    1 people found this review helpful!
    We just started to speak and work with them. We had spoke to a few other companies before and they seem to be the most knowledgeable. Their price and payment was also the best.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
407

Overall Score

Based on ranking criteria
8.8 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
1,006

Overall Score

Based on ranking criteria
8.8 /10