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#3
Accredited_Debt_Relief

Accredited Debt Relief Reviews

Reviews of Accredited Debt Relief from real customers
(371 verified)

Our Score
8.8
User Score
9.7
Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10

This Review is maintained by

Review Last Updated: November 10, 2018

Most Helpful Reviews

  1. User Score
    1
    Bertha Thomas
    December 13th, 2017 
    This company is terrible. It's been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I'm a single mother of 2, and my payments are over $1000 a month. I try and tell them it's too high and I can't continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It's a joke.Read More
  2. User Score
    10
    lloyd christie
    June 30th, 2015 Brooklyn, NY
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.Read More

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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371 Accredited Debt Relief Reviews

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    Sort By:

  1. User Score
    10
    June 29th, 2017
    2 people found this review helpful!
    Joe H helped me thru the process he was excellent made me feel confident
    Read More
  2. User Score
    10
    June 20th, 2017
    2 people found this review helpful!
    Mark T was very explicit and made me feel comfortable giving him my information. Great customer service!
    Read More
  3. User Score
    10
    June 19th, 2017 Jamestown, NY
    2 people found this review helpful!
    good program was able to help me. Mark was wonderful and answered all my questions.
    Read More
  4. User Score
    10
    June 13th, 2017
    3 people found this review helpful!
    It has been a great experience with starting debt relief. My agent was very informative and helpful with all my questions. I would highly recommend this company to anyone looking to get out of debt the best way. Thank you for all or your help.
    Read More
  5. User Score
    10
    August 27th, 2015 Folsom, CA
    1 people found this review helpful!
    All my questions, comments and doubts were clearly explained; Shawn was absolutely courteous and patient with me
    Read More
  6. User Score
    9
    August 26th, 2015 Glendale, CA
    1 people found this review helpful!
    I spoke with a very knowledgeable Debt Counselor who was able to provide me with great service and the best solution for my financial needs in minimal time.
    Thank you Sam for your hard work!
    Read More
  7. User Score
    10
    August 25th, 2015 Glen Allen, VA
    2 people found this review helpful!
    Kristin was great. She was able to answer any questions and concerns I have and she’s also has advised me to contact her in the future if I have any issues. Thank you for all your help!
    Read More
  8. User Score
    10
    August 25th, 2015 Lowell, MA
    1 people found this review helpful!
    I was very satisfied with my experience. Ryan was very informative and understanding and helped me with my questions and doubts.
    I am looking forward to becoming debt free and to never again get myself in the same position again.
    Thank you
    Read More
  9. User Score
    10
    August 19th, 2015 Anchorage, AK
    3 people found this review helpful!
    I am so happy with the service and with my helper SAm! He was kind did not judge and helped me to help myself without making me feel like I was a child! Sam is thye best and I look forward to our goal of making sure I clear up my credit.
    Thank you,
    Ruth
    Read More
  10. User Score
    10
    August 14th, 2015 Austin, TX
    1 people found this review helpful!
    My representative was so awesome and so helpful the whole experience was stress free . I felt very satisfied with the experience
    Read More
  11. User Score
    10
    August 13th, 2015 Candler, NC
    0 people found this review helpful!
    very friendly and helpful
    Read More
  12. User Score
    9
    August 11th, 2015 Leland, NC
    0 people found this review helpful!
    Wonderful service and very polite.
    Read More
  13. User Score
    9
    August 11th, 2015 Philadelphia, PA
    0 people found this review helpful!
    Explained everything very helpful
    Read More
  14. User Score
    10
    July 30th, 2015 Cleveland, OH
    0 people found this review helpful!
    As with any debt consolidation I was sceptical. Shawn made me feel very informative and confidant that I made the right choice. He walked me through it and we were finished very quickly. He was pleasant and I was at ease. Nicole the welcome reprisentative also very pleasant. They made this process comfortable for me and I did not feel at all embarrassed of my debt.
    Thank you
    I can finally sleep at night.
    Read More
  15. User Score
    10
    July 30th, 2015 Calexico, CA
    2 people found this review helpful!
    Thank you Sean!
    Sean explained the Debit Relief process clearly and informed me what to expect. His positive attitude and professionalism clearly reflects the integrity of this company and that this company really cares about their clients.

    I am now hopeful for a better financial future. I will be referring my family and friends to this company and especially to Sean. Thank you so much Sean!

    Read More
  16. User Score
    10
    July 28th, 2015 Bullhead City, AZ
    0 people found this review helpful!
    Kristin was AWESOME! She explained everything to me in detail, answered all my questions and made this not scary at all I am not sure I could have done it with out her……SHE ROCKS!
    Read More
  17. User Score
    10
    July 14th, 2015 San Mateo, CA
    0 people found this review helpful!
    Sam was so helpful! He made me feel at ease with the whole process. I am going through a lot and he understood. I was very hesitant to take this step, but Sam made me see that I could have a better future.
    Read More
  18. User Score
    10
    July 14th, 2015 Bokeelia, FL
    0 people found this review helpful!
    My credit consultant, Marcus La Salle, provided clear and concise information which has made what I consider a very stressful situation more bearable.
    Read More
  19. User Score
    8
    July 13th, 2015 Watertown, MA
    0 people found this review helpful!
    Robert put me at ease and worked with what’s best for me. I felt he was honest about all the goods and all the bads. Can’t really give a rating based on what will happen because I just started. Hoping for the best!
    Read More
  20. User Score
    9
    July 13th, 2015 Saint Ignatius, MT
    0 people found this review helpful!
    The agent Ryan Rambeau was understanding, and intelligently explained the program in a thorough and methodical manner. Thank you
    Read More
  21. User Score
    10
    July 10th, 2015 Pinellas Park, FL
    0 people found this review helpful!
    very polite also very helpful a pleasant person
    Read More
  22. User Score
    10
    July 9th, 2015 Tucson, AZ
    0 people found this review helpful!
    Amazing customer service. Jessica put me at ease and just an amazing person with genuine customer service.
    Read More
  23. User Score
    10
    July 9th, 2015 Benson, NC
    1 people found this review helpful!
    I was very pleased with the program and your pleasant demeanor.Also your professionalism.
    Read More
  24. User Score
    10
    July 8th, 2015 Greensboro, NC
    0 people found this review helpful!
    Sam was a very nice and likeable man.. He made me glad I called and I was very pleased with how knowledgeable he was and how helpful he was.. I will definitely refer my family and friends to talk with him.. Thank you Sam
    Read More
  25. User Score
    10
    July 8th, 2015 Ankeny, IA
    0 people found this review helpful!
    Kristin was great! She was very friendly and professional. She had my back when I needed her help.
    Read More
  26. User Score
    10
    July 8th, 2015 Oxford, AL
    0 people found this review helpful!
    When I called I was devastated that my life was in such a horrible state. After speaking with Sam the first time I knew without a shadow of a doubt this was my answer. Sam is AWESOME!! He needs to be commended for the great work and customer service that he has!! I thank you all so much for making my life a brighter place to be.
    Read More
  27. User Score
    10
    July 8th, 2015 Phoenix, AZ
    0 people found this review helpful!
    So far our experiences with Michael W. have been awesome! He is very knowledgeable, caring, supportive and a great listener in helping us achieve our goals with your company. We are very thankful to have run across his name and your company. We look forward to working with you and your company :)
    Read More
  28. User Score
    10
    July 7th, 2015 New Port Richey, FL
    0 people found this review helpful!
    Sam was very pleasant and very informative, he explained everything so that i could understand them clearly. He is a very polite gentleman and very nice to work with.
    Read More
  29. User Score
    10
    June 30th, 2015 Riverside, CA
    0 people found this review helpful!
    Sam Hayes…very helpful understanding of my situation. ..explain everything that was going to happen..the do’s and don’ts..very positive help relieve my stress level about my situation. .very glad I called..and talk to him…Thank you Sam ..awesome service
    Read More
  30. User Score
    10
    June 30th, 2015 Hellertown, PA
    0 people found this review helpful!
    Marcus really took the time to explain the process to me. He was very compassionate to my current situation. I have always had good credit and have found myself on uncharted waters during such a dark time. He really made me feel much more at ease by explaining everything and reassuring me that he would be there during the whole process. I really feel like I made the right decision by joining the program and I’m looking forward to being debt free again and repairing my credit.
    Read More
  31. User Score
    9
    June 30th, 2015 Schenectady, NY
    0 people found this review helpful!
    very professional yet personal attention to my situation. Appreciate the time and effort put forth to find the perfect program to fit my needs. Thank you
    Accredited Debt relief.
    Read More
  32. User Score
    9
    June 30th, 2015 Winchester, VA
    0 people found this review helpful!
    Mike was very flexible and accommodating. He throughly reviewed program requirements and answered all questions I presented. I feel confident about debt resolution program and will refer my friends.
    Read More
  33. User Score
    10
    June 30th, 2015 Brooklyn, NY
    0 people found this review helpful!
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.
    Read More
  34. User Score
    10
    June 17th, 2015 Oakdale, CA
    1 people found this review helpful!
    My rep Marcus was amazing !!
    Read More
  35. User Score
    10
    June 10th, 2015 North Grafton, MA
    0 people found this review helpful!
    Sam explained everything in great detail and all questions answered.
    Read More
  36. User Score
    10
    June 8th, 2015 Cleveland, OH
    0 people found this review helpful!
    Sam took care of everything, he made me feel like everything is going to be okay and I will soon be debt free. I am greatful that I was able to find your company to help me get back on my feet I am looking forward to becoming debt free soon then I thought thanks to Sam he is my hero.

    May.

    Read More
  37. User Score
    10
    June 4th, 2015 Fayetteville, AR
    0 people found this review helpful!
    I had a most enjoyable experience. Michael West is the nicest person I’ve ever dealt with. I feel very secure with the choice I made. Thank you for getting me out of the high $ credit cards.
    Read More
  38. User Score
    10
    June 3rd, 2015 Oklahoma City, OK
    0 people found this review helpful!
    Robert was always extremely helpful. He was prompt in answering my emails, calls, and questions. He guided me through the process and I feel much more comfortable with this program and with my capability to develop better financial practices. He’s a great adviser!
    Read More
  39. User Score
    10
    June 2nd, 2015 Westland, MI
    0 people found this review helpful!
    Everyone was extremely helpful. They answered all my questions and explained what I did not understand.

    Michael West was very helpful and patient with me.

    Thank You

    Read More
  40. User Score
    10
    June 2nd, 2015 Buffalo, NY
    0 people found this review helpful!
    She was very helpful and made me feel like a member of her family. Excellent job.
    Read More
  41. User Score
    10
    June 1st, 2015 Warrenville, IL
    1 people found this review helpful!
    This was a good experience and a big weight lifted off my shoulders. The reps are extremely helpful
    Read More
  42. User Score
    10
    May 28th, 2015 Fountain Hills, AZ
    0 people found this review helpful!
    The best customer service I could ask for! Polite, friendly, non judge mental, explained everything thoroughly, no high pressure sales tactics, affordable. Would absolutely recommend this to anyone!
    Read More
  43. User Score
    9
    May 26th, 2015 West Monroe, LA
    0 people found this review helpful!
    Robert handled my account very well.
    Read More
  44. User Score
    10
    May 26th, 2015 Redlands, CA
    0 people found this review helpful!
    Kristin was very helpful and she helped me with everything
    Read More
  45. User Score
    9
    May 22nd, 2015 Florence, AL
    0 people found this review helpful!
    Robert was very helpful and professional with me helping with my questions on my debt. He is an asset to your team. I want to thank him and your company for the help. Thank’s
    Read More
  46. User Score
    10
    May 21st, 2015 TX
    0 people found this review helpful!
    They were very helpful, I am grateful for everything.
    Read More
  47. User Score
    10
    May 20th, 2015 Akron, OH
    0 people found this review helpful!
    My agent Ryan was GREAT
    Read More
  48. User Score
    10
    May 20th, 2015 Fort Lauderdale, FL
    0 people found this review helpful!
    Very knowledgeable. Pleasant
    Read More
  49. User Score
    10
    May 20th, 2015 Dayton, OH
    0 people found this review helpful!
    Very knowledgable and helpful.
    Read More
  50. User Score
    10
    May 15th, 2015 Bronx, NY
    0 people found this review helpful!
    The representative, Sam, was very informative and reassuring. He walked me through the whole process and even stayed passed his work hours to make sure that the process was completed properly and he kept calling me to keep me informed as to what was going on.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Real Reviews (yes they’re real)

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Step 1: Introduction

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
955

Overall Score

Based on ranking criteria
8.8 /10