Accredited Debt Relief Reviews
Reviews of Accredited Debt Relief from real customers
(371 verified)
The Good
Accredited Debt Relief Highlights
- Excellent national accreditations
- Debt settlement firm that has been in business since 2004
- Overwhelmingly positive user reviews
Excellent National Accreditations
ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.
Free Consultation Offered
Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.
Positive User Reviews
In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.
Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.
The Bad
Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.
We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.
- Service not available in all states
- Must have over $7.5k in unsecured debt to qualify
- Company has only in business since 2008
The Bottom Line
Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.
Contact Information
Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108
Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.
-
User Score10
-
User Score10
-
User Score10
-
User Score103 people found this review helpful!It has been a great experience with starting debt relief. My agent was very informative and helpful with all my questions. I would highly recommend this company to anyone looking to get out of debt the best way. Thank you for all or your help.Was this review helpful? YesRead More
-
User Score10
-
User Score9
-
User Score10
-
User Score101 people found this review helpful!I was very satisfied with my experience. Ryan was very informative and understanding and helped me with my questions and doubts.
I am looking forward to becoming debt free and to never again get myself in the same position again.
Thank youWas this review helpful? YesRead More -
User Score103 people found this review helpful!I am so happy with the service and with my helper SAm! He was kind did not judge and helped me to help myself without making me feel like I was a child! Sam is thye best and I look forward to our goal of making sure I clear up my credit.
Thank you,
RuthWas this review helpful? YesRead More -
User Score10
-
User Score10
-
User Score9
-
User Score9
-
User Score100 people found this review helpful!As with any debt consolidation I was sceptical. Shawn made me feel very informative and confidant that I made the right choice. He walked me through it and we were finished very quickly. He was pleasant and I was at ease. Nicole the welcome reprisentative also very pleasant. They made this process comfortable for me and I did not feel at all embarrassed of my debt.
Thank you
I can finally sleep at night.Was this review helpful? YesRead More -
User Score102 people found this review helpful!Thank you Sean!
Sean explained the Debit Relief process clearly and informed me what to expect. His positive attitude and professionalism clearly reflects the integrity of this company and that this company really cares about their clients.I am now hopeful for a better financial future. I will be referring my family and friends to this company and especially to Sean. Thank you so much Sean!
Was this review helpful? YesRead More -
User Score10
-
User Score10
-
User Score10
-
User Score8
-
User Score9
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score100 people found this review helpful!When I called I was devastated that my life was in such a horrible state. After speaking with Sam the first time I knew without a shadow of a doubt this was my answer. Sam is AWESOME!! He needs to be commended for the great work and customer service that he has!! I thank you all so much for making my life a brighter place to be.Was this review helpful? YesRead More
-
User Score100 people found this review helpful!So far our experiences with Michael W. have been awesome! He is very knowledgeable, caring, supportive and a great listener in helping us achieve our goals with your company. We are very thankful to have run across his name and your company. We look forward to working with you and your company :)Was this review helpful? YesRead More
-
User Score10
-
User Score100 people found this review helpful!Sam Hayes…very helpful understanding of my situation. ..explain everything that was going to happen..the do’s and don’ts..very positive help relieve my stress level about my situation. .very glad I called..and talk to him…Thank you Sam ..awesome serviceWas this review helpful? YesRead More
-
User Score100 people found this review helpful!Marcus really took the time to explain the process to me. He was very compassionate to my current situation. I have always had good credit and have found myself on uncharted waters during such a dark time. He really made me feel much more at ease by explaining everything and reassuring me that he would be there during the whole process. I really feel like I made the right decision by joining the program and I’m looking forward to being debt free again and repairing my credit.Was this review helpful? YesRead More
-
User Score9
-
User Score9
-
User Score10
-
User Score10
-
User Score10
-
User Score100 people found this review helpful!Sam took care of everything, he made me feel like everything is going to be okay and I will soon be debt free. I am greatful that I was able to find your company to help me get back on my feet I am looking forward to becoming debt free soon then I thought thanks to Sam he is my hero.
May.
Was this review helpful? YesRead More -
User Score10
-
User Score100 people found this review helpful!Robert was always extremely helpful. He was prompt in answering my emails, calls, and questions. He guided me through the process and I feel much more comfortable with this program and with my capability to develop better financial practices. He’s a great adviser!Was this review helpful? YesRead More
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score9
-
User Score10
-
User Score9
-
User Score10
-
User Score10
-
User Score10
-
User Score10
-
User Score100 people found this review helpful!The representative, Sam, was very informative and reassuring. He walked me through the whole process and even stayed passed his work hours to make sure that the process was completed properly and he kept calling me to keep me informed as to what was going on.Was this review helpful? YesRead More
- Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
- Negotiates with your creditors on your behalf.
- Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
- Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
- Combines all your debts and creditors into one monthly payment.
- Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
- You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
- Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
- Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
- Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
- Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
- Borrowers can receive funds from their loan within only a few days.
Read full articleRecent News:
Step 1: Introduction
We'll get you set up with Accredited Debt Relief
By submitting this form, I consent to receive calls using automated technology from Accredited Debt Relief at the number provided and understand this is not a condition of purchase.
Most Helpful Reviews