Best Debt Companys

159 Companies 3,679 Real Customer Reviews

#3
Accredited_Debt_Relief

Accredited Debt Relief Reviews

Reviews of Accredited Debt Relief from real customers
(371 verified)

Our Score
8.8
User Score
9.7
Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10

This Review is maintained by

Review Last Updated: November 10, 2018

Most Helpful Reviews

  1. User Score
    1
    Bertha Thomas
    December 13th, 2017 
    This company is terrible. It's been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I'm a single mother of 2, and my payments are over $1000 a month. I try and tell them it's too high and I can't continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It's a joke.Read More
  2. User Score
    10
    lloyd christie
    June 30th, 2015 Brooklyn, NY
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.Read More

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

Request Reconsideration

371 Accredited Debt Relief Reviews

1. Select Your Rating:

2
1
1
2
1
1
7
48
308
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

3. Review Validation*

or

    Sort By:

  1. User Score
    10
    April 2nd, 2018 College Station, TX
    1 people found this review helpful!
    Explain everything in detail.
    Read More
  2. User Score
    10
    March 27th, 2018 Buena Park, CA
    1 people found this review helpful!
    Tom is relational and made me comfortable throughout the process
    Read More
  3. User Score
    10
    March 26th, 2018
    1 people found this review helpful!
    Great experience. Very informative.
    Read More
  4. User Score
    10
    March 26th, 2018 Charlottesville, VA
    1 people found this review helpful!
    tom was very kind and understanding and explained the program very well.
    Read More
  5. User Score
    10
    March 26th, 2018 Altamonte Springs, FL
    1 people found this review helpful!
    Kelsey is amazing! She has patience and answered my questions.
    Read More
  6. User Score
    10
    March 26th, 2018
    1 people found this review helpful!
    Geoff was a excellent person to deal with thru this process.
    Read More
  7. User Score
    10
    March 20th, 2018
    1 people found this review helpful!
    Justin A. was extremely helpful in taking care of my needs in debt relief. Couldn’t be happier
    Read More
  8. User Score
    9
    March 19th, 2018 Huntsville, TX
    1 people found this review helpful!
    Geoff P. was amazing and very helpful! Thankful for people like him.
    Read More
  9. User Score
    10
    March 16th, 2018
    1 people found this review helpful!
    Mr. A. was attentive to my needs by finding the best debt relief package to lessen my considerable stress impacting my quality of life in my final years. He educated me as to the best debt relief package. He was attentive to my questions and was patient in clarifying my misunderstandins where applicable. I look forward to working with him.
    Read More
  10. User Score
    10
    March 15th, 2018 Oklahoma City, OK
    1 people found this review helpful!
    Steve was great!
    Read More
  11. User Score
    10
    March 15th, 2018 Wentzville, MO
    1 people found this review helpful!
    The attention to detail was outstanding
    Read More
  12. User Score
    9
    March 14th, 2018
    1 people found this review helpful!
    Great customer service and guaranteed to be debt free within 33 months or less with affordable monthly payments
    Read More
  13. User Score
    10
    March 13th, 2018
    1 people found this review helpful!
    All I can say is wow. Thanks so much for lifting this heavy burden off of my shoulders. My sales agent, Peter, was amazing. I’ve already had a few credit cards settled and I have save quite a few bucks. I’m so glad I found the light at the end of the tunnel.
    Read More
  14. User Score
    10
    March 13th, 2018
    1 people found this review helpful!
    This is a great company to work with! Every transaction has been very smooth, and they have worked very quickly to resolve my debt. They are always there to answer any questions I have, and responses are quick and accurate. I am looking forward to being able to retire as planned, without the stress of ongoing credit card debt. So far, I’m extremely happy!
    Read More
  15. User Score
    1
    December 13th, 2017
    8 people found this review helpful!
    This company is terrible. It’s been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I’m a single mother of 2, and my payments are over $1000 a month. I try and tell them it’s too high and I can’t continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It’s a joke.
    Read More
  16. User Score
    10
    August 20th, 2017 Clearwater, FL
    1 people found this review helpful!
    Salesman was very professional, helpful and communicated with a high level of affinity.
    Read More
  17. User Score
    10
    August 19th, 2017 Houston, TX
    11 people found this review helpful!
    Bill was extremely helpful in providing details of the services offered
    Read More
  18. User Score
    9
    August 18th, 2017 Clinton, AR
    19 people found this review helpful!
    Benjamin has been great with this stressful process and had been more than willing to honestly answer all of my questions. Very kind and personable as well as completely understanding. I’m extremely appreciative of all his work with helping me.
    Read More
  19. User Score
    10
    August 17th, 2017 Niceville, FL
    2 people found this review helpful!
    I was very pleased with all the people I was in contact with, they were very friendly and helpful
    Read More
  20. User Score
    10
    August 17th, 2017 Warrior, AL
    1 people found this review helpful!
    Super nice and helpful. Completely understood our hardship
    Read More
  21. User Score
    10
    August 17th, 2017
    2 people found this review helpful!
    Great experience with the debit relief agent very knowledgeable. Was able to assist me with exactly what I was looking for.
    Read More
  22. User Score
    9
    August 15th, 2017
    3 people found this review helpful!
    Brad was awesome! He helped in so many ways. made this process easy and simple!
    Read More
  23. User Score
    10
    August 15th, 2017 Meadville, PA
    2 people found this review helpful!
    Guy J was excellent. Explained all options, and everything related to the program.
    Read More
  24. User Score
    10
    August 10th, 2017 Minneapolis, MN
    2 people found this review helpful!
    I am excited to get started with this program for debt relief. I have a wonderful coach who will be at my beckoned call. He explained the program in a way that was easy to understand and comprehend. He made me confident that I will be more than satisfied with the work they will do in assisting me with getting debt-free. A feel a lot less stressed.
    Read More
  25. User Score
    10
    August 8th, 2017 Texarkana, AR
    0 people found this review helpful!
    Joe H and Jose are Fabulous at their jobs…They made me feel very comfortable and made feel very happy that they are able to help my situation…thank you
    Read More
  26. User Score
    10
    August 8th, 2017
    1 people found this review helpful!
    Extremely helpful and friendly service! Monica was very professional and worked hard to help me through the entire process.
    Read More
  27. User Score
    9
    August 8th, 2017 Houston, AR
    2 people found this review helpful!
    I was very satisfied with Dan b.He was very helpful and explained things to me.
    Read More
  28. User Score
    10
    August 4th, 2017 Wilmington, NC
    1 people found this review helpful!
    Great help! Good explanations. Answered my questions. I did not feel pressured.
    Read More
  29. User Score
    10
    August 3rd, 2017 Brooklyn, NY
    2 people found this review helpful!
    I spent some time on the phone with Brandon M in regards to setting debt I have and he put my mind and heart at ease. I was so nervous but he took him time and went through the whole application he exceeded my expectations and I ended the call happy and relieved.
    Read More
  30. User Score
    10
    August 3rd, 2017
    1 people found this review helpful!
    My time with Sam was just great. He took his time and explained everything and was pleasant in doing it.
    Read More
  31. User Score
    10
    August 3rd, 2017 Dallas, TX
    1 people found this review helpful!
    Jonathan was very helpful going over everything in detail with me
    Read More
  32. User Score
    10
    August 2nd, 2017
    0 people found this review helpful!
    Janet A is my agent , she was very polite & courteous ! she made feel very confident about the program, alleviating a lot of stress & worry! I look forward to working with her going forward!
    Read More
  33. User Score
    10
    August 2nd, 2017
    1 people found this review helpful!
    Rudy explained everything very well. Very satisfied with him explaining every detail
    Read More
  34. User Score
    10
    August 2nd, 2017 Fenton, MO
    1 people found this review helpful!
    Monica was very helpful. Explained all my options and helped me select the best one for me and what I am trying to do in the least amount of time. She reviewed all necessary documents with me and even did a follow up call to see if I had any further questions.
    Read More
  35. User Score
    9
    August 2nd, 2017
    0 people found this review helpful!
    I can’t quite leave a review based on how my entire experience was with Accredited Debt Relief because I am still in the beginning stages at this point, however I have to say the customer service so far has been great. Thank you Mark T for being extremely professional, patient, and for putting me and my family at ease during this process. We really appreciate your help Mark.
    Read More
  36. User Score
    10
    August 1st, 2017
    0 people found this review helpful!
    Debt Relief-

    Great Experience! Ryan was very patient, understanding, and proficient in the product. I am appreciative for all the help I received today.

    Read More
  37. User Score
    10
    August 1st, 2017
    0 people found this review helpful!
    I am new to your company and I spoke with Matt G. who was very thorough, friendly and even funny. Matt put me at ease about my situation and was very kind and helpful, I appreciate people like him greatly. Thank you
    Read More
  38. User Score
    10
    August 1st, 2017
    0 people found this review helpful!
    Everything went smooth and easy
    Read More
  39. User Score
    10
    July 28th, 2017 Irving, TX
    0 people found this review helpful!
    Matt – Fully explain the program in details, and I do feel better making this move!
    Read More
  40. User Score
    10
    July 27th, 2017
    0 people found this review helpful!
    So far everything has been great. Our rep Joe is awesome and so far is helping us in every way he can. Thanks for all the help. We will be debt free in less than 48 months. Oh yea
    Read More
  41. User Score
    10
    July 27th, 2017 North Richland Hills, TX
    0 people found this review helpful!
    My name is Joni and I talked to Jonathan P. He was very patient with me. I do not have a lot of computer savy,and he was helpful the whole time it took foŕ mè to get it on the computer. He is saving us money,because of him, our monthly payments are more reasonable and we can have our dept played off in jùst 48 months
    Read More
  42. User Score
    8
    July 27th, 2017 Mobile, AL
    0 people found this review helpful!
    the review I thought it was very informative, and I thought it would be a good plan for me.
    Read More
  43. User Score
    10
    July 26th, 2017 Chula Vista, CA
    0 people found this review helpful!
    Steven C was amazing with his approach to my debt issues. I did not feel pressured and felt very comfortable making the decision to work with Accredited Debt Relief.
    Thank you Steven for your help, I am excited to have my credit restored.
    Read More
  44. User Score
    10
    July 26th, 2017 Raleigh, NC
    0 people found this review helpful!
    Matt was very helpful walking me through the steps of becoming debt free. He made the entire process very quick and easy as well as understanding.
    Read More
  45. User Score
    10
    July 20th, 2017
    0 people found this review helpful!
    I’m very happy with the customer service. Mark T is polite, informative, and very reassuring. I now feel positive to be on the process of being debt free.
    Read More
  46. User Score
    10
    July 17th, 2017
    0 people found this review helpful!
    Accredited Debt Relief was very helpful explaining every step in getting my situation with my debt reduced so that I can better manage it. Steven C was extremely courteous and easy to talk with.
    Read More
  47. User Score
    10
    July 14th, 2017
    1 people found this review helpful!
    Very professional and cordial
    Read More
  48. User Score
    10
    July 14th, 2017
    0 people found this review helpful!
    Very nice guy to work with. Also very knowledgeable.
    Read More
  49. User Score
    10
    July 12th, 2017
    1 people found this review helpful!
    Guy has been extremely helpful in this process. I’m so glad I decided to to move forward with things.
    Read More
  50. User Score
    10
    July 11th, 2017 Clinton, NC
    1 people found this review helpful!
    Bill Consolidation and Joseph was very nice and professional. He deserves a good raise.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

Recent News:

Want us to review a company?

If there is a debt company that you don't see on our site, and would like us to review, please contact us.

Real Reviews (yes they’re real)

With so many debt relief companies out there, and a lack of sites willing to bring you the HONEST breakdowns of each company, what source can you turn to for the real information you can trust?

We are dedicated to bringing the truth out, and rank debt relief companies as they should be. Through our investigation, and experience with each company, we rank each company, and bring you our honest, unbiased opinion. We also include authentic user reviews by past customers of each company that are moderated and verified.

Like many sites, we are compensated through affiliate relationships with each company we review, however all of our rankings are based on our 11-Point Ranking Criteria.

All reviews are subject to moderation and approval. Any reviews that may resemble false information, or competitors of another company will need to be verified by our staff before being approved and published. We reserve the right to approve or deny any reviews left on this site.

Step 1: Introduction

We'll get you set up with Accredited Debt Relief

By submitting this form, I consent to receive calls using automated technology from Accredited Debt Relief at the number provided and understand this is not a condition of purchase.

Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
955

Overall Score

Based on ranking criteria
8.8 /10