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#3
Accredited_Debt_Relief

Accredited Debt Relief

Pro: Nationally accredited; great customer reviews
Con: Only available for 34 states

Our Score
8.8
User Score
9.7

Call now for your free consultation   1-(866) 637-9581

Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
420

This Review is maintained by

Review Last Updated: November 10, 2018

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Time In Business

ADR has been in business for 12 years, and was founded in 2003.

Debt Education

There were no interactive tools on accrediteddebtrelief.com for potential clients to use, nor was there any indication that kits or workbooks might be available. They do, however, offer credit counseling services and consultations so they have somewhat of an educational offering. We would like to see them offer more training available on their site in addition to a blog.

Mobile Friendly

The website is mobile friendly. No mobile app is available for this company.

Cancellation Policy

Clients are allowed to terminate the program at any time. Charges are levied only for accounts that have been resolved.

Types of Services Available

It’s a bit hard to determine which services this debt relief company actually offers. The website lists the following services: Debt Consolidation, Debt Settlement,  Debt Management, Credit Counseling, Bankruptcy. ADR will also offer help with creditor calls from lending companies, collection agencies, etc.

Online Dashboard

When a customer creates an account with Accredited Debt Relief, a personal client portal is set up so the customer can check the status of their account 24/7. This allows them to stay informed of any updates and settlement amounts.

Accreditations

Accredited Debt Relief is a member of the American Fair Credit Council(AFCC)  and IAPDA.

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1-(866) 637-9581

420 Accredited Debt Relief Reviews

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    Sort By:

  1. User Score
    10
    November 13th, 2018
    2 people found this review helpful!
    Everything was explain to my satisfaction
    Read More
  2. User Score
    10
    November 9th, 2018
    1 people found this review helpful!
    I needed help and Maribel C of Accredited came to my Rescue! She was efficient in every possible way! So informative so compassionate! I never felt I was being treated as though I was a failure she made me feel good about myself that I had sought out a solution that was best for me! Your Company will thrive with people like Maribel! Clone her! Thank you
    Read More
  3. User Score
    10
    November 7th, 2018
    1 people found this review helpful!
    I am very please with the information that was told to me about this process ,and looking forward to get my issues resolved
    Read More
  4. User Score
    10
    November 6th, 2018
    1 people found this review helpful!
    My case was handled with utmost attention.I felt valued!!!
    Read More
  5. User Score
    10
    November 6th, 2018 Melbourne, FL
    2 people found this review helpful!
    Very explaining, took step by step
    Read More
  6. User Score
    10
    November 5th, 2018 Fayetteville, NC
    0 people found this review helpful!
    I kind of stumbled on this company looking through all the other companies that offer debt relief. From the very beginning I have been treated fairly and very professional. Brad G has been very honest and straight forward and throughout the process explained and made sure I understood everything I was doing. Fate brought me here and I thank GOD I am able to work with Brad.
    Read More
  7. User Score
    10
    November 2nd, 2018 Santa Ana, CA
    0 people found this review helpful!
    I loved the customer service she provided. Sharicka B helped me a lot gave more than I needed, solved my problems. I Swear best customer service she provided to me.
    Read More
  8. User Score
    10
    November 1st, 2018
    0 people found this review helpful!
    I was pleasantly suprised to find the person I spoke with was so very helpful to my needs. Steven was able to answer my concerns prior to my asking even one question.

    This type of Customer service is very rare today. Excellent service! Thanks!

    Read More
  9. User Score
    9
    October 30th, 2018 Elmhurst, IL
    2 people found this review helpful!
    Dan was great to work with.
    Read More
  10. User Score
    10
    October 25th, 2018 Birmingham, AL
    2 people found this review helpful!
    I was looking at a very difficult time trying to get my debt under control after making some bad decisions. Brad was AWESOME and very up front about what your company could help me with, and what it would take to get my finances straight. I appreciate his honesty, his integrity and his attitude and I am happy with the agreement.
    Read More
  11. User Score
    10
    October 25th, 2018 Kissimmee, FL
    1 people found this review helpful!
    So far this has been an learning challenge and STEVEN WAS VERY KNOWLEDGEABLE and easy to follow. THANK YOU DANNY
    Read More
  12. User Score
    10
    October 19th, 2018 Ripley, TN
    2 people found this review helpful!
    Agent was friendly & very helpful! I feel there is a bright light at the end of my tunnel
    Read More
  13. User Score
    10
    October 11th, 2018 Brooklyn, NY
    2 people found this review helpful!
    Approval for debt relief program – Tom P was excellent very personable (a Libra like me) and supportive and explained everything clearly. Great experience!
    Read More
  14. User Score
    10
    October 9th, 2018
    0 people found this review helpful!
    So very satisfied with everyone I got to work with so far. all have been very helpful and knowledgeable.
    Read More
  15. User Score
    10
    October 8th, 2018
    2 people found this review helpful!
    Sharicka B,was very courteous,kind,patient and knows her job very well. She’s a great asset to your company.
    Read More
  16. User Score
    9
    October 8th, 2018 Milwaukee, WI
    1 people found this review helpful!
    tom was very informative
    Read More
  17. User Score
    5
    October 4th, 2018
    3 people found this review helpful!
    Nardia G

    I’ve had the pleasure to work with Ms. G. I commend her and her coworkers for the tireless effort she has made in achieving their goals to complete a very difficult task in my behalf. In all honesty…..Thank you

    Read More
  18. User Score
    10
    October 3rd, 2018 San Diego, CA
    0 people found this review helpful!
    Anton V has excellent customer service. I am glad he guided me to this process. Keep up the good work.
    Read More
  19. User Score
    10
    October 3rd, 2018
    0 people found this review helpful!
    Given the circumstance that have warranted our decision to avail ourselves of your services being stressful enough, your excellent agent, Brad G, was able to walk us through the process in a healthy and cohesive manner. Not an easy feat I have no doubt. We’re feeling a lot better and more in control and in fact we are. Thank you for your clearly professional acumen as well as for those brilliant dignitaries at Customer Service who have been supportive as well. Respectfully, Tiffany Moulton
    Read More
  20. User Score
    10
    October 1st, 2018
    3 people found this review helpful!
    Jeremy was very good at explaining everything, and making me feel relax. I was very upset because this is not what I wanted to do but need to do to relieve some of the stress that I am
    going through. I am looking forward to having a debt free life.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Real Reviews (yes they’re real)

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We are dedicated to bringing the truth out, and rank debt relief companies as they should be. Through our investigation, and experience with each company, we rank each company, and bring you our honest, unbiased opinion. We also include authentic user reviews by past customers of each company that are moderated and verified.

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All reviews are subject to moderation and approval. Any reviews that may resemble false information, or competitors of another company will need to be verified by our staff before being approved and published. We reserve the right to approve or deny any reviews left on this site.

Step 1: Introduction

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
420
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
1,083