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#3
Accredited_Debt_Relief

Accredited Debt Relief Reviews

Reviews of Accredited Debt Relief from real customers
(371 verified)

Our Score
8.8
User Score
9.7
Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10

This Review is maintained by

Review Last Updated: November 10, 2018

Most Helpful Reviews

  1. User Score
    1
    Bertha Thomas
    December 13th, 2017 
    This company is terrible. It's been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I'm a single mother of 2, and my payments are over $1000 a month. I try and tell them it's too high and I can't continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It's a joke.Read More
  2. User Score
    10
    lloyd christie
    June 30th, 2015 Brooklyn, NY
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.Read More

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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371 Accredited Debt Relief Reviews

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  1. User Score
    10
    June 11th, 2018 Miller Place, NY
    0 people found this review helpful!
    Dan was so honest and informative throughout the entire process of choosing the right path for our financial needs. I Would highly recommend him personally for anyone looking for counseling in the right direction.
    Read More
  2. User Score
    10
    June 8th, 2018 Gray Court, SC
    0 people found this review helpful!
    Anton was great to work with, and very informative. While I was still anxious & wondering if there were any type of relief available for me & my financial situation, Anton was well on the way to getting me approved for a product that will greatly improve my finances & quality of life as well. I felt like I was having a conversation with a familiar acquaintance, and all of a sudden we were completing the final steps of the process. 10 is an understatement of my level of satisfaction and appreciation.
    Read More
  3. User Score
    10
    June 6th, 2018
    0 people found this review helpful!
    Great information.
    Read More
  4. User Score
    10
    June 6th, 2018 Murrieta, CA
    2 people found this review helpful!
    Outstanding customer service. Very detailed and concise. Clearly articulated the program.
    Read More
  5. User Score
    0
    June 2nd, 2018 Altoona, PA
    0 people found this review helpful!
    I filled out the form but decided not to follow through and they’ve been robo-calling no less than 3 times a day every single day. I have 8 voicemails from them from May 23-25 alone. I’ve called and asked to be removed and was told my “request was submitted” if I get 1 more call from them I will be reporting them to the PA Attorney General for harassment. If I was interested I would have answered at least one of the 16 calls. Take a hint! Absolutely ridiculous and unacceptable!
    Read More
  6. User Score
    10
    June 1st, 2018 Shelby, NC
    1 people found this review helpful!
    Very pleased with process and professionalism of the representative to which I spoke.
    Read More
  7. User Score
    10
    May 31st, 2018
    1 people found this review helpful!
    Answered all of my questions. Great service.
    Read More
  8. User Score
    9
    May 31st, 2018
    0 people found this review helpful!
    My experience with Accredited Debt Relief was a positive and helpful experience. Jeremy K. was a great representative who helped guide me through the rough waters of this experience. He was very knowledgeable and helpful with all my questions.
    Read More
  9. User Score
    10
    May 30th, 2018 Anchorage, AK
    0 people found this review helpful!
    Working with the consultants was more pleasant than expected, and the services were easy to understand. They have been on-point so far, and their coverage of material and information seems promising.
    Read More
  10. User Score
    10
    May 30th, 2018 Midland, MI
    0 people found this review helpful!
    Brad was very thorough and helpful. He has a Great Personality. I would recommend Accredited Debt Relief to anyone who needs this help just on how Brad presented the program to me. He made me feel like a friend he was helping. Thanks Brad.
    Read More
  11. User Score
    10
    May 28th, 2018 Sylacauga, AL
    0 people found this review helpful!
    I am pleased so far with everything. As everything moves forward I can then submit another review.
    Read More
  12. User Score
    10
    May 25th, 2018 Fremont, CA
    0 people found this review helpful!
    Brad G. – This was my first time working with a debt management company. Although it will affect my credit short term, definitely a lot of positives with saving money and improving my credit in time. Brad was excellent in every way. Thank you for saving my life!
    Read More
  13. User Score
    10
    May 22nd, 2018
    0 people found this review helpful!
    Steven is best
    Read More
  14. User Score
    10
    May 21st, 2018
    0 people found this review helpful!
    Anton was terrific. Made the transition easy
    Read More
  15. User Score
    9
    May 16th, 2018
    0 people found this review helpful!
    Thanks for even helping me. you didn’t have to do this, but you did. Thanks.
    Read More
  16. User Score
    10
    May 16th, 2018 Kent, OH
    0 people found this review helpful!
    They took the time to explain the process and answered all of my questions.
    Read More
  17. User Score
    6
    May 16th, 2018 Carmel Hamlet, NY
    0 people found this review helpful!
    They will not negotiate with law firms over debt settlement
    Read More
  18. User Score
    10
    May 15th, 2018
    0 people found this review helpful!
    Good poeple
    Read More
  19. User Score
    10
    May 14th, 2018
    1 people found this review helpful!
    Justin A. was very knowledgeable and curtious and made me feel welcome. He explained everything in detail and was patient when questions were asked. He did not push or pressure me and was very nice. Thank You again Justin.

    Deb Y.

    Read More
  20. User Score
    10
    May 12th, 2018
    0 people found this review helpful!
    excellent customer service ..
    Read More
  21. User Score
    10
    May 10th, 2018 Orlando, FL
    0 people found this review helpful!
    Steven is simply amazing! He was always very professional and gave us hope that our debt situation could be solved. He was always available and on top of things! He provides truly exceptional and fast customer Service. I give him and Accredited Debt Relief my highest recommendation!!!
    Read More
  22. User Score
    10
    May 8th, 2018 Verona, WI
    0 people found this review helpful!
    Geoff P. worked very hard to get a plan set up for us to get relief from high interest credit cards. Thanks again
    Read More
  23. User Score
    10
    May 7th, 2018 Detroit, MI
    0 people found this review helpful!
    Tom P. was very helpful and encouraging.
    Read More
  24. User Score
    10
    May 3rd, 2018 Montgomery, TX
    0 people found this review helpful!
    I am enjoying working with Maribel C. She is making this difficult time in my life bearable. So glad to have connected with her,
    Read More
  25. User Score
    10
    May 3rd, 2018
    0 people found this review helpful!
    Amazing staff and amazing program!!! Thx so much.
    Read More
  26. User Score
    10
    May 3rd, 2018
    0 people found this review helpful!
    Got local cal ask to hold for someone could not talk that time schedule for nex day all went well
    Read More
  27. User Score
    10
    April 30th, 2018
    0 people found this review helpful!
    MR. A. WAS VERY POLITE AND INFORMATIONAL ABOUT THE PROGRAM
    Read More
  28. User Score
    10
    April 30th, 2018
    1 people found this review helpful!
    You have a very good employee in Sharicka B. The way she talks to you and makes you understand exactly what is going on and what is going to happen is the only reason I went with this program. Her voice is very relaxing and comforting and she does not treat you rudely because you are having financial problems. You would be a fool if you ever let her go.
    Read More
  29. User Score
    10
    April 27th, 2018
    0 people found this review helpful!
    I am happy with the customer servcie.

    Thank You

    Luis

    Read More
  30. User Score
    10
    April 25th, 2018 Rochester, NY
    0 people found this review helpful!
    Corey is awesome! Very knowlegable and supportive! She gave me a great feeling about taking control of my finances and making a step in the right direction! Thank you, Corey! Continue the great work!
    Read More
  31. User Score
    10
    April 25th, 2018 Sacramento, CA
    0 people found this review helpful!
    Jeremy is awesome! I was unsure about the debt settlement because I have heard a lot of horror stories. Jeremy explained the options, how the program works, what the costs would be, and answered all of my questions. He was helpful and didn’t make me feel stupid for being in this situation. I could see that it was the best option for us at this time and Jeremy made me feel totally comfortable with the process. Would definitely recommend to anyone looking for help.
    Read More
  32. User Score
    10
    April 25th, 2018
    0 people found this review helpful!
    The staff was so friendly and helpful with everything. They put my mind at ease. This was a very scary experience but with the folks on the other end, put my mind at ease. Thank you very much!
    Read More
  33. User Score
    10
    April 25th, 2018
    0 people found this review helpful!
    Brad was very helpful and took his time to help in everything that we could understand. And know everything that was going to help us to have a good start at getting my debt under control.
    Read More
  34. User Score
    10
    April 24th, 2018 Seymour, TN
    0 people found this review helpful!
    Very considerate and sympathetic of my position
    Read More
  35. User Score
    2
    April 24th, 2018 Springfield, OH
    0 people found this review helpful!
    I filled out a request to get more info and no one ever called me back
    Read More
  36. User Score
    10
    April 23rd, 2018
    0 people found this review helpful!
    Amazing service – I feel that they genuinely want to help.
    Read More
  37. User Score
    10
    April 21st, 2018
    0 people found this review helpful!
    Very good work
    Read More
  38. User Score
    10
    April 19th, 2018 Ladysmith, WI
    0 people found this review helpful!
    You did a great job Lawrence thank you for making us Debt free its wonderful I do not have to pay theses creditors anymore
    Read More
  39. User Score
    10
    April 16th, 2018
    0 people found this review helpful!
    Very easy to work with. Explanation in detail how everything works. Made me feel comfortable with my decision.
    Read More
  40. User Score
    10
    April 12th, 2018 Great Falls, MT
    0 people found this review helpful!
    Chelsea was wonderful and put my mind at ease with any question I had and how this process works.
    Read More
  41. User Score
    10
    April 10th, 2018
    1 people found this review helpful!
    Anton was very nice and professional explaining the service options available to help my husband and I resolve our debt.We are relieved to know help is available and are comfortable with the decision to enroll in your program.
    Read More
  42. User Score
    9
    April 10th, 2018
    1 people found this review helpful!
    They answered all my questions. Didn’t make me feel like a deadbeat.
    Read More
  43. User Score
    10
    April 10th, 2018 Forney, TX
    1 people found this review helpful!
    Was very nervous on the process my major reason was to increase my credit score. The interest rate and payment quote really met my budget and put me at ease. I am looking forward to the new credit future ahead. Maribel C. was very patient and put me at ease with the process and I am comforted to know that she is with me every step of the way and is available for my questions and concerns. Thanks guys and looking forward to the new credit future
    Read More
  44. User Score
    10
    April 10th, 2018 Tampa, FL
    1 people found this review helpful!
    Chelsi was great. She answered all of my questions and helped me navigate through the e documents. Tonight I will get a good night’s sleep. Thanks !
    Read More
  45. User Score
    10
    April 9th, 2018 San Angelo, TX
    1 people found this review helpful!
    Great job!
    Read More
  46. User Score
    10
    April 6th, 2018
    1 people found this review helpful!
    My experience with Accredited Debt Relief so far has been great. I was very happy to start my Journey with Kelsey. She was very helpful ,patient, and polite. She was also reassuring which helped me to feel better about doing the debt relief program . And everyone else that I spoke to were the same way. It will be such a burden off my shoulders . Thanks to the team that we are working with ….
    Read More
  47. User Score
    10
    April 6th, 2018
    1 people found this review helpful!
    Maribel C. proved to be a highly-qualified person. She was very courteous to me and took her time explaining everything to me. She has a quality of making you feel at ease and safe. Thank you for having such an exemplary employee.
    Read More
  48. User Score
    10
    April 5th, 2018
    1 people found this review helpful!
    Great service and professional that are really ready to help
    Read More
  49. User Score
    10
    April 5th, 2018 Pittsburgh, PA
    1 people found this review helpful!
    Fast and easy
    Read More
  50. User Score
    10
    April 3rd, 2018
    1 people found this review helpful!
    Answer all and any questions professionally
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Step 1: Introduction

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
955

Overall Score

Based on ranking criteria
8.8 /10