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#3
Accredited_Debt_Relief

Accredited Debt Relief

Pro: Nationally accredited; great customer reviews
Con: Only available for 34 states

Our Score
8.8
User Score
9.7

Call now for your free consultation   1-(866) 637-9581

Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
420

This Review is maintained by

Review Last Updated: November 10, 2018

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Time In Business

ADR has been in business for 12 years, and was founded in 2003.

Debt Education

There were no interactive tools on accrediteddebtrelief.com for potential clients to use, nor was there any indication that kits or workbooks might be available. They do, however, offer credit counseling services and consultations so they have somewhat of an educational offering. We would like to see them offer more training available on their site in addition to a blog.

Mobile Friendly

The website is mobile friendly. No mobile app is available for this company.

Cancellation Policy

Clients are allowed to terminate the program at any time. Charges are levied only for accounts that have been resolved.

Types of Services Available

It’s a bit hard to determine which services this debt relief company actually offers. The website lists the following services: Debt Consolidation, Debt Settlement,  Debt Management, Credit Counseling, Bankruptcy. ADR will also offer help with creditor calls from lending companies, collection agencies, etc.

Online Dashboard

When a customer creates an account with Accredited Debt Relief, a personal client portal is set up so the customer can check the status of their account 24/7. This allows them to stay informed of any updates and settlement amounts.

Accreditations

Accredited Debt Relief is a member of the American Fair Credit Council(AFCC)  and IAPDA.

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Call our recommended rep over at Accredited Debt Relief below.

1-(866) 637-9581

420 Accredited Debt Relief Reviews

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    Sort By:

  1. User Score
    10
    January 2nd, 2019
    0 people found this review helpful!
    Easy, quick and very friendly!
    Read More
  2. User Score
    10
    December 30th, 2018
    1 people found this review helpful!
    SGHE WAS EXCELLENT IN IFO AND IN GIVING OUT RATESAND HOW MUCH I
    Read More
  3. User Score
    10
    December 27th, 2018
    0 people found this review helpful!
    Very helpful and nice. Great experience working with her.
    Read More
  4. User Score
    10
    December 26th, 2018
    0 people found this review helpful!
    Lawrence was very kind and informative and made me feel ok to contact him if I need him.
    Read More
  5. User Score
    10
    December 21st, 2018 Pomona, CA
    0 people found this review helpful!
    The customer service was amazing, and she really helped me out, and took the time to explain everything. I appreciated it so much!!
    Read More
  6. User Score
    10
    December 18th, 2018
    1 people found this review helpful!
    Anton was amazing at talking me through the process. I can see a light at the end of the tunnel finally!
    Read More
  7. User Score
    10
    December 13th, 2018 Weaverville, NC
    1 people found this review helpful!
    Steven was very nice and professional
    Read More
  8. User Score
    10
    December 12th, 2018
    1 people found this review helpful!
    I am grateful for the professional service I received from Accredited and am looking to move forward!
    Read More
  9. User Score
    10
    December 8th, 2018 Las Vegas, NV
    2 people found this review helpful!
    Karina was very informative and clear about financial debt relief offer. She was very friendly and good listener. So glad she was able to find a way of getting my offer approved.
    Read More
  10. User Score
    9
    December 5th, 2018
    1 people found this review helpful!
    Maribel took the time to explain every aspect of my contract .thanks
    Read More
  11. User Score
    10
    December 3rd, 2018
    0 people found this review helpful!
    Nice guy. Very polite, explained everything very well.
    Read More
  12. User Score
    10
    November 30th, 2018 Bethesda, MD
    1 people found this review helpful!
    Maribel was excellent. Courteous, knowledgeable and professional/
    Read More
  13. User Score
    10
    November 29th, 2018
    2 people found this review helpful!
    Customer service was great, informative and quick, the Whole process was easy to navigate through and get set up..
    Read More
  14. User Score
    10
    November 28th, 2018 Lillington, NC
    0 people found this review helpful!
    Dan was very professional, and explained every thing to me. It was a pleasure talking with him. I was really glad he called because I really needed his help. Thank you Dan
    Read More
  15. User Score
    10
    November 27th, 2018
    1 people found this review helpful!
    I had a pleasurable experience speaking with Karina R; we had a lot to go over. She’s extremely interpersonal and courteous, which will undoubtedly make the process more seamless should any questions arise
    Read More
  16. User Score
    10
    November 21st, 2018
    4 people found this review helpful!
    Very thorough with everything and very fast at getting back
    Read More
  17. User Score
    10
    November 21st, 2018
    0 people found this review helpful!
    Lawrence is a professional Account Executive. Extensive experience and great communicator!
    Read More
  18. User Score
    10
    November 20th, 2018
    1 people found this review helpful!
    I had no idea there were different options out there to help me help myself in getting out of debt. Thank you Steven for bringing these to me and assisting me in making the best decision for me and my future.
    Read More
  19. User Score
    10
    November 13th, 2018
    1 people found this review helpful!
    great customer service, rep was awesome explaining in detail and knew what she was talking about, super satisfied with her help
    Read More
  20. User Score
    9
    November 13th, 2018 New York, NY
    0 people found this review helpful!
    Maribel was helpful and patient with me. Willing to work with me and i appreciated that.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Real Reviews (yes they’re real)

With so many debt relief companies out there, and a lack of sites willing to bring you the HONEST breakdowns of each company, what source can you turn to for the real information you can trust?

We are dedicated to bringing the truth out, and rank debt relief companies as they should be. Through our investigation, and experience with each company, we rank each company, and bring you our honest, unbiased opinion. We also include authentic user reviews by past customers of each company that are moderated and verified.

Like many sites, we are compensated through affiliate relationships with each company we review, however all of our rankings are based on our 11-Point Ranking Criteria.

All reviews are subject to moderation and approval. Any reviews that may resemble false information, or competitors of another company will need to be verified by our staff before being approved and published. We reserve the right to approve or deny any reviews left on this site.

Step 1: Introduction

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
420
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
1,083