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#3
Accredited_Debt_Relief

Accredited Debt Relief Reviews

Reviews of Accredited Debt Relief from real customers
(371 verified)

Our Score
8.8
User Score
9.7
Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10

This Review is maintained by

Review Last Updated: November 10, 2018

Most Helpful Reviews

  1. User Score
    1
    Bertha Thomas
    December 13th, 2017 
    This company is terrible. It's been almost a year and half of my accounts are still in negotiations. Every month they want me to pay more. I'm a single mother of 2, and my payments are over $1000 a month. I try and tell them it's too high and I can't continue to make these payments but keep trying to get me to pay more. Also, I am now being sued by some of my creditors. They are also not saving me any money. I was not late on my payments before I enrolled in the company. They told me to stop paying the creditors, so I did. The creditors tacked on so many charges I owe them 2xs the amount. Clearone settles on a less amount which is basically what I owed before all the fees and charges, then clearone charges you. There is no savings. It's a joke.Read More
  2. User Score
    10
    lloyd christie
    June 30th, 2015 Brooklyn, NY
    The service was excellent. I was able to cut my monthly bill in half with a 30 month plan. The staff is courteous and very informative, they guide you through the process to make better decisions.Read More

The Good

Accredited Debt Relief Highlights
  • Excellent national accreditations
  • Debt settlement firm that has been in business since 2004
  • Overwhelmingly positive user reviews
Excellent National Accreditations

ADR has excellent accreditations. The company is accredited by the AFCC and IAPDA. These accreditations and certificates hold ADR to a higher standard, making them a trustworthy company for consumers to go for debt settlement services.

Free Consultation Offered

Company representatives of Accredited Debt Relief (ADR) help forgive debt every day and offer a free consultation designed to help people in credit card debt understand where they are financially and what options they have for reaching a credit card debt settlement and becoming debt free.

Positive User Reviews

In review after review of ADR, we see people praising them for their knowledgeable staff in their debt counseling services. Not only that, because debt settlement can be a sensitive topic, many reviewers reported how comfortable ADR representatives made them feel. In fact, the biggest complaint people had was they wished they had called ADR to obtain a debt settlement solution sooner.

Pricing and fees for Accredited Debt Relief vary by state. In general, you will pay anywhere between 4-8% annually of your total debt. The most that Accredited can legally charge a consumer is 25%. Most consumers typically pay between 15-25% (according to the company’s website). This is consistent with most debt settlement companies.

Get started with Accredited Debt Relief

The Bad

Services from ADR are only available in 34 states. Other debt settlement companies are available nation-wide. You also have to settle at least $10,000 to even qualify for ADR’s debt settlement and debt counseling services. This limits the population who can use ADR. Additionally, ADR has only been in business since 2008, which may be a concern for consumers looking to work with the most established debt management companies with longer track records for their debt settlement programs.

We did find isolated reports from a couple of people who contacted ADR and wished the company had explained the entire settlement process, including how the debt management plan would affect their credit score along with more details surrounding the monthly payment amount, however, these experiences do not seem to be the norm.

  • Service not available in all states
  • Must have over $7.5k in unsecured debt to qualify
  • Company has only in business since 2008

The Bottom Line

Accredited Debt Relief is a great option for those who find themselves with over $7,500 of debt. The company offers relatively low fees ranging between 15-25%. The company offers a free consultation and an online dashboard to help you track your debt settlement program progress. Overall, we recommend working with Accredited Debt Relief.

Contact Information

Website: accrediteddebtrelief.com
Hours:
Monday- Friday: 7:00 AM – 7:00 PM Pacific
Saturday and Sunday 8:00 AM – 5:00 PM Pacific
Address:
591 Camino De La Reina, Suite #818
San Diego, CA 92108

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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371 Accredited Debt Relief Reviews

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  1. User Score
    10
    August 26th, 2018
    0 people found this review helpful!
    Maribel C was so friendly and explained every thing to me in a manner that was easy to understand.
    Read More
  2. User Score
    10
    August 24th, 2018
    0 people found this review helpful!
    I have to say I’ve had the best experience so far with accredited debt relief. Dan B the representative is by far the most professional person I’ve spoken with while interviewing several companies .

    The process was easy and understandable even though there is a lot of information that goes into it. Dan made me feel at ease and confident that I could settle my debts easily with an affordable monthly payment.

    I would highly recommend accredited debt relief to anyone and ask for Dan B.

    Read More
  3. User Score
    10
    August 24th, 2018 Greenville, MI
    0 people found this review helpful!
    Very helpful and prompt
    Read More
  4. User Score
    10
    August 24th, 2018
    2 people found this review helpful!
    We were very impressed with Jeremy’s personality and professionalism in helping us with our unfortunate situation. He was helpful in every respect pertaining to the relief we were seeking.
    We would definitely refer any other acquaintances we might become aware of, who might be in a similar situation.
    Read More
  5. User Score
    9
    August 24th, 2018
    2 people found this review helpful!
    The representative was friendly and thorough explaining the details of this service. She took time to answer all of my questions for further understanding & made me feel very comfortable in selecting their program.
    Read More
  6. User Score
    8
    August 22nd, 2018
    0 people found this review helpful!
    He was straight forward and professional.
    Read More
  7. User Score
    10
    August 22nd, 2018 Worcester, MA
    0 people found this review helpful!
    This is a great place. They are incredibly patient and helpful. They are super focused on you and not about getting money from you. I have anxiety especially when making phone calls and I didn’t very anxious at all, they are human and I think that is amazing. They don’t judge you! Definitely call if you need help.
    Read More
  8. User Score
    10
    August 21st, 2018 Jersey City, NJ
    1 people found this review helpful!
    Karina R was absolutely amazing. She took the time to answer all my questions whether it was via email or over the phone. Her customer service is top of the line!
    Read More
  9. User Score
    10
    August 21st, 2018 Irving, TX
    0 people found this review helpful!
    Ference V is one of the most caring and personable individuals that I have ever had the pleasure of working with. It was really his empathy with my situation that made me want to work through my situation with Accredited Debt Relief. I just knew that he would work hard for me and assist me throughout the debt relief process! It is comforting to know that there are still good people out there willing to help when things get tough beyond our means. I appreciate this company and would recommend them to anyone.
    Read More
  10. User Score
    10
    August 17th, 2018 Chester, PA
    0 people found this review helpful!
    Everyone at Accredited was wonderful, helpful and very understanding. They didn’t make me feel embarrassed or ashamed for being in this situation. Thank you to all of you.
    Read More
  11. User Score
    10
    August 16th, 2018 Chester, PA
    0 people found this review helpful!
    I was overwhelmed with the personal attention I received and the relief I felt made me feel very special and excited to start a new debt free life.’ Thank you so very much for being there to help me. I don’t know what I would have done if I didn’t find you. Again…. Thank you.
    Read More
  12. User Score
    9
    August 15th, 2018 Pomona, CA
    0 people found this review helpful!
    Professional yet casual
    Read More
  13. User Score
    10
    August 14th, 2018
    1 people found this review helpful!
    Everything was great! Dan was understanding and very helpful !
    Read More
  14. User Score
    10
    August 9th, 2018
    0 people found this review helpful!
    Very pleasant and knowledgeable answered all my questions
    Read More
  15. User Score
    10
    August 8th, 2018
    0 people found this review helpful!
    Brad was terrific and guided me through the process and explained it to me clearly
    Read More
  16. User Score
    0
    August 6th, 2018
    0 people found this review helpful!
    Getting set up was always there to help me but been trying to call for over two weeks and no one will get back to me
    Read More
  17. User Score
    10
    August 3rd, 2018 Cutchogue, NY
    0 people found this review helpful!
    very pleased ,Brad was very professional. Brad took the time to explain everything completely was a complete thorough and answered every question I had
    Read More
  18. User Score
    10
    July 31st, 2018
    0 people found this review helpful!
    He answered all my questions and didn’t just brush anything off.
    Read More
  19. User Score
    10
    July 31st, 2018
    1 people found this review helpful!
    Daniel was great!!! Thank you Daniel for your guidance, patience, and understanding. I am so glad I found you.
    Read More
  20. User Score
    10
    July 31st, 2018 Bronx, NY
    0 people found this review helpful!
    Anton made feel at ease with his knowledge and compassion.
    Read More
  21. User Score
    9
    July 30th, 2018 Lynn, MA
    0 people found this review helpful!
    Steve was very patient and polite.
    Read More
  22. User Score
    9
    July 30th, 2018
    0 people found this review helpful!
    Brad was excellent with his help and making sure I understood everything.
    Read More
  23. User Score
    10
    July 28th, 2018 Redding, CA
    0 people found this review helpful!
    I found your representative, Tom P. to be very professional on caring. He made me feel at ease and safe. He did an excellent job of explaining all to me.
    Read More
  24. User Score
    8
    July 27th, 2018
    0 people found this review helpful!
    They were very prompt in calling me and took time to explain things to me.
    Read More
  25. User Score
    10
    July 26th, 2018 Newburgh, NY
    0 people found this review helpful!
    Well, I am only in the beginning stages of this .. So far so Good ..if this goes as planned and everyone shows the Urgencies Tom Phan my Account specialist showed me in getting me going with this, to get me aboard, the rest should go smoothly.. he is an incredible asset to your company and understands how important it is to move things along and just get it done. In a professional manor.. thanks again for the opportunity.
    Read More
  26. User Score
    10
    July 24th, 2018 San Francisco, CA
    0 people found this review helpful!
    After 6-7 months of thinking I needed to do this, I found Accredited. What a feeling of relief I have after working with Sharicka – she’s not only an absolute joy to deal with, but she really knows her business. I would recommend her in a second.
    Read More
  27. User Score
    9
    July 24th, 2018 Friona, TX
    0 people found this review helpful!
    Jeremy is a sales professional after my own heart; focussing on need rather than commissions…..as I have always trained my own sales staff through the past 25 years..
    Read More
  28. User Score
    10
    July 24th, 2018 Wise, VA
    1 people found this review helpful!
    Jeremy, was awesome helping me.
    Read More
  29. User Score
    9
    July 20th, 2018
    0 people found this review helpful!
    The representatives I spoke with were very professional and seemed sincere in their efforts to assist. Going forward, I certainly hope that I continue to receive the same sincerity and helpfulness as I have experienced so far
    Read More
  30. User Score
    10
    July 18th, 2018
    0 people found this review helpful!
    Lawrence explained the program in detail to me so that I understood what I am about to get into and I know what to expect. He was very patient and professional as well as knowledgeable
    Read More
  31. User Score
    10
    July 18th, 2018
    0 people found this review helpful!
    Very nice staff and professional
    Read More
  32. User Score
    10
    July 17th, 2018
    0 people found this review helpful!
    I had a great experience talking to Jeremy K, he was very helpful on getting all the information I needed during this process and the type of service I was getting.
    Thank you.
    Read More
  33. User Score
    10
    July 17th, 2018
    0 people found this review helpful!
    Great service. Explained everything thouroghly!
    Read More
  34. User Score
    10
    July 16th, 2018 FL
    1 people found this review helpful!
    Happy for the approval. Great customer service, everything was explained vividly.
    Read More
  35. User Score
    9
    July 14th, 2018
    0 people found this review helpful!
    Justin answered all my questions and provided excellent customer service.
    Read More
  36. User Score
    10
    July 11th, 2018
    1 people found this review helpful!
    Brad was excellent and helped us with taking our first step to getting out of debt
    Read More
  37. User Score
    10
    July 11th, 2018
    0 people found this review helpful!
    100
    Read More
  38. User Score
    10
    July 10th, 2018
    0 people found this review helpful!
    Best phone call I almost didn’t answer. So glad I did though. What a relief this program is going to be for me. Thank you SO MUCH for having this program available.
    Read More
  39. User Score
    10
    July 10th, 2018
    0 people found this review helpful!
    Jeremy was an excellent custormer rep very nice and explained everything I wanted to know. Very informative great call. Thank you Jeremy!!!
    Read More
  40. User Score
    10
    July 5th, 2018
    0 people found this review helpful!
    This appears to be the best decision I made this year !
    Read More
  41. User Score
    10
    June 30th, 2018 Holden, MA
    0 people found this review helpful!
    Justin was reassuring, answered my questions fully and I felt no “pressure” to consent to the program. It gave me a way out when I was feeling like there was none. Thank you
    Read More
  42. User Score
    10
    June 26th, 2018 Oklahoma City, OK
    0 people found this review helpful!
    Everyone has been very helpful and efficient on trying to get me up and running! Especially Chelsi G!! In order become debt free!!!
    Read More
  43. User Score
    10
    June 25th, 2018
    0 people found this review helpful!
    Was a great help with everything.
    Read More
  44. User Score
    10
    June 22nd, 2018
    1 people found this review helpful!
    Corey’s help and knowledge was exceptional, her positive attitude really helps take the stress out of my situation. I became a home owner for the first time in twenty years, two years ago, and due to health and lack of education forced to accept employment for less salary.
    Read More
  45. User Score
    9
    June 21st, 2018 Santa Fe, NM
    0 people found this review helpful!
    Very good customer service. She explained everything to where we could understand what she was saying.
    Read More
  46. User Score
    10
    June 19th, 2018
    0 people found this review helpful!
    Justin A. was very friendly and professional. It was a pleasure speaking with him.
    Read More
  47. User Score
    10
    June 18th, 2018
    0 people found this review helpful!
    Very easy to work with and superb customer service
    Read More
  48. User Score
    10
    June 14th, 2018
    0 people found this review helpful!
    Awesome!!!!
    Read More
  49. User Score
    9
    June 13th, 2018
    0 people found this review helpful!
    Extremely thorough
    Read More
  50. User Score
    10
    June 12th, 2018
    0 people found this review helpful!
    Excellent description of your services and what it could do for me
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Step 1: Introduction

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Our Score
8.8
User Score
9.7
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
12 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
371

Overall Score

Based on ranking criteria
8.8 /10
Our Score
9.1
User Score
9.0
Rank this Company

Ratings Breakdown

Price

% of total debt
15-25%

Accreditations

AFCC or IAPDA
AFCC & IAPDA

Free Consultation

is one included?
Yes

Time in Business

total # of years
15 Years

Min. Debt

Min. debt accepted
$7,500

Guarantee

money back guarantee?
Yes

Number of Reviews

User reviews here on BDC
955

Overall Score

Based on ranking criteria
8.8 /10