Best Debt Companys

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#1
Freedom_Debt_Relief
Settlement
940 User Reviews  | 
invoca:campaign_id=362945&default_number=1-(855) 403-4319
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  • $0 in Upfront Costs
  • Price Lock Guarantee & Lifetime Warranty
  • Accredited by AFCC and IAPDA
Flame

0+ views this month

Our Score
9.1
User Score
9.0

#1 Freedom Debt Relief

Settlement
  • $0 in Upfront Costs
  • Price Lock Guarantee & Lifetime Warranty
  • Accredited by AFCC and IAPDA
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#2
Pacific_DebtInc.
Settlement
234 User Reviews  | 
invoca:campaign_id=335196&default_number=1-(844) 801-7235
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  • No credit score required
  • Zero upfront costs and money-back guarantee
  • Settles millions of dollars in debt each month
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0+ views this month

Our Score
9.0
User Score
9.6

#2 Pacific Debt Inc.

Settlement
  • No credit score required
  • Zero upfront costs and money-back guarantee
  • Settles millions of dollars in debt each month
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#3
Accredited_Debt_Relief
Settlement
Consolidation
362 User Reviews  | 
invoca:campaign_id=362935&default_number=1-(866) 637-9581
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  • Don't pay until debt is settled
  • Money-back guarantee
  • Free consultation
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0+ views this month

Our Score
8.8
User Score
9.7

#3 Accredited Debt Relief

Settlement
Consolidation
  • Don't pay until debt is settled
  • Money-back guarantee
  • Free consultation
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#7
National_Debt_Relief
Settlement
  • Pay only 18-25% of total debt
  • AFCC & IAPDA accredited
  • $0 in upfront fees
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0+ views this month

Our Score
6.6
User Score
2.4

#7 National Debt Relief

Settlement
  • Pay only 18-25% of total debt
  • AFCC & IAPDA accredited
  • $0 in upfront fees
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#5
SuperiorDebtRelief
Settlement
    Superior Debt Relief provides an alternative to bankruptcy with debt negotiation and debt settlement services. It is faster than many other debt settlement companies, aiming to get clients out of debt within 12-36 months. The company has more than 20 years experience in the debt management industry with excellent customer service reviews and a money-back guarantee. Superior Debt Relief does have a few drawbacks in that it lacks federal and industry accreditations and is only available in 28 states nationwide. Consultations are free, and there are no upfront fees.
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0+ views this month

Our Score
7.3
User Score
9.8

#5 Superior Debt Relief

Settlement
    Superior Debt Relief provides an alternative to bankruptcy with debt negotiation and debt settlement services. It is faster than many other debt settlement companies, aiming to get clients out of debt within 12-36 months. The company has more than 20 years experience in the debt management industry with excellent customer service reviews and a money-back guarantee. Superior Debt Relief does have a few drawbacks in that it lacks federal and industry accreditations and is only available in 28 states nationwide. Consultations are free, and there are no upfront fees.
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#20
Fast_Track_Debt1
Settlement
  • Requires $10k in Debt
  • Price: 15% of Total Debt
  • Not AFCC & IAPDA Accredited
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0+ views this month

Our Score
3.8
User Score
6.6

#20 Fast Track Debt Relief

Settlement
  • Requires $10k in Debt
  • Price: 15% of Total Debt
  • Not AFCC & IAPDA Accredited
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#43
Rescue_One-logo
Settlement
  • Requires $7.5k in Debt
  • Price: 7% Annually
  • AFCC Accredited
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0+ views this month

Our Score
1.9
User Score
3.2

#43 Rescue One Financial

Settlement
  • Requires $7.5k in Debt
  • Price: 7% Annually
  • AFCC Accredited
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Most Recent User Review: The Debt Management Group
  1. User Score
    10
    Alyssa
    November 14th, 2018 at 1:41 pm
    0 people found this review helpful!
    I signed up for a 21 month program with The Debt Management Group and was able to get out of all of my debt in 21 months. They did a great job and beat there initial estimates by 3 months. Anytime I had a question I was able to reach them and the enrolling agent even gave me his cell phone number so I can reach him is off hours. I would recommend this company to anyone in need.

    Read More The Debt Management Group Reviews

  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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