Best Debt Companys

162 Companies 3,962 Real Customer Reviews

Debt Settlement Companies (Full List)

Ranked by experts. Reviewed by customers.TM

#1
freedom_debt_relief_review
Settlement
Call Now!
  • $0 Fees Until Settlement is Reached
  • 15+ Years in Business
  • ZERO upfront costs
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Our Score
9.1
User Score
8.9
#2
Pacific Debt Relief Inc Reviews
Settlement
Call Now!
  • ZERO upfront costs
  • Money-back guarantee
  • No credit score required
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Our Score
8.9
User Score
9.5
#3
Accredited Debt Relief Reviews
Settlement
Consolidation
Call Now!
  • Money-back guarantee
  • No fees until settlement is reached
  • Minimum debt: $7,500
Read Reviews >>
Our Score
8.8
User Score
9.6
#4
CuraDebt Tax Reviews
Settlement
  • Requires $5k in Debt
  • Price: 20% of Total Debt
  • AFCC & IAPDA Accredited
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Our Score
7.7
User Score
9.5
#5
Superior Debt Relief Services Reviews
Settlement
Call Now!
  • Free Consultation
  • Money-Back Guarantee
  • 20+ Years in Business
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Our Score
7.3
User Score
9.8
#6
ds-financial-services
Settlement
  • No Minimum Debt Requirement
  • Price: 5-10% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
6.6
User Score
10.0
#7
golden-financial-services
Settlement
  • Requires $7.5k in Debt
  • Price: 15% of Total Debt
  • IAPDA Accredited
Read Reviews >>
Our Score
6.5
User Score
8.3
#8
National Debt Relief Reviews
Settlement
  • Requires $7.5k in Debt
  • Price: 18-25% of Total Debt
  • AFCC & IAPDA Accredited
Read Reviews >>
Our Score
6.2
User Score
3.1
#9
zipdebt
Settlement
  • No Minimum Debt Requirement
  • Price: $197-777 One-Time Fee
  • Not AFCC & IAPDA Accredited
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Our Score
5.8
User Score
10.0
#10
Debt_RX
Settlement
  • Requires $5k in Debt
  • Price: 15-22% of Total Debt
  • IAPDA, AFCC Accredited
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Our Score
5.6
User Score
10.0
#11
new_era logo
Settlement
  • No Minimum Debt Requirement
  • Price: 15%-25% of Total Debt
  • IAPDA Accredited
Read Reviews >>
Our Score
5.5
User Score
--
#12
Clear One Advantage Reviews
Settlement
Call Now!
  • Requires $10k in Debt
  • Price: 20-25% of Total Debt
  • AFCC & IAPDA Accredited
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Our Score
5.4
User Score
8.9
#13
debt-relief-a-la-carte
Settlement
  • No Minimum Debt Requirement
  • Price: 10-15% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
5.2
User Score
10.0
#14
donaldson_williams
Settlement
  • Requires $15k in Debt
  • Price: 17% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
4.9
User Score
9.4
#15
oak_view_law_group_review
Settlement
  • $500 minimum Debt Requirement
  • Price: 25% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
4.8
User Score
10.0
#16
eagle_one_debt_solutions
Settlement
  • Requires $7.5k in Debt
  • Price: 15-25% of Total Debt
  • Not AFCC & IAPDA Accredited
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Our Score
4.0
User Score
--
#17
PCS-Debt-Relief
Settlement
  • Requires $20k in Debt
  • Price: 15-20% of Total Debt
  • Not AFCC & IAPDA Accredited
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Our Score
4.0
User Score
--
#18
Debt-Management-Guys
Settlement
  • Unknown Minimum Debt Requirement
  • Price: Unknown
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.9
User Score
--
#19
Trinity-Financial-Mission
Settlement
  • Requires $10k in Debt
  • Price: Unknown
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.8
User Score
8.0
#20
dmb_financial logo
Settlement
  • Requires $5k in Debt
  • Price: 25% of Total Debt
  • AFCC Accredited
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Our Score
3.8
User Score
0.0
#21
debtmerica_review
Settlement
  • Requires $10k in Debt
  • Price: 20-24% of Total Debt
  • AFCC & IAPDA Accredited
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Our Score
3.7
User Score
--
#22
fast_track_debt_relief_review
Settlement
  • Requires $10k in Debt
  • Price: 15% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.6
User Score
5.3
#23
Franklin_Debt_Relief
Settlement
  • Requires $10k in Debt
  • Price: 20% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.6
User Score
--
#24
The Debt Management Group | BestDebtCompanies.com
Settlement
  • Licensed in 5 States
  • Price: Unknown
  • No Industry Accreditations
Read Reviews >>
Our Score
3.5
User Score
2.7
#25
NetDebt
Settlement
  • Requires $2k in Debt
  • Price: 25% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.5
User Score
2.2
#26
Care One Debt Relief Services Reviews
Settlement
  • Requires $7.5k in Debt
  • Price: 30% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.5
User Score
1.0
#27
Fast Debt Settlement Reviews
Settlement
  • $7.5k Minimum Debt Requirement
  • Price: $400/month
  • IAPDA Accredited
Read Reviews >>
Our Score
3.5
User Score
--
#28
national_settlement_services
Settlement
  • Requires $5k in Debt
  • Price: 35% of Total Debt
  • AFCC Accredited
Read Reviews >>
Our Score
3.4
User Score
0.0
#29
century negotiations
Settlement
  • Requires $5k in Debt
  • Price: 25% of Total Debt
  • AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.3
User Score
5.8
#30
pbm logo
Settlement
  • Requires $7.5k in Debt
  • Price: 16-18% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.2
User Score
2.0
#31
debt_relief_network_review
Settlement
  • Requires $5k in Debt
  • Price: 20% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.2
User Score
--
#32
ooraa_review
Settlement
  • Requires $4k in Debt
  • Price: 20% of Total Debt
  • IAPDA Accredited
Read Reviews >>
Our Score
3.0
User Score
10.0
#33
Global Client Solutions | BestDebtCompanys.com
Settlement
  • Licensed in Oklahoma Only
  • Price: Unknown
  • No Industry Accreditations
Read Reviews >>
Our Score
3.0
User Score
2.5
#34
america_debt_resolutions logo
Settlement
  • Unknown minimum debt requirements
  • Price: 16-21% of Total Debt
  • AFCC & IAPDA Accredited
Read Reviews >>
Our Score
3.0
User Score
--
#35
McCarthy Law PLC | BestDebtCompanys.com
Settlement
  • Not an Actual Debt Settlement Company
  • Price: Unknown
  • No Industry Accreditations
Read Reviews >>
Our Score
3.0
User Score
--
#36
american_debt_enders_review
Settlement
  • Requires $10k in Debt
  • Price: Unknown
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
2.9
User Score
--
#37
century_support_services logo
Settlement
  • Requires $5k in Debt
  • Price: 18-25% of Total Debt
  • AFCC & IAPDA Accredited
Read Reviews >>
Our Score
2.8
User Score
5.0
#38
First Choice Debt Relief | BestDebtCompanys.com
Settlement
  • Unknown Minimum Debt
  • Price: 15-25% of Total Debt
  • IAPDA Accredited
Read Reviews >>
Our Score
2.7
User Score
--
#39
trident_debt_solutions_review
Settlement
  • Requires $30k in Debt
  • Price: 30% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
2.5
User Score
--
#40
Debt Free League company image
Settlement
  • Requires $2.5k-5k in Debt
  • Price: 25% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
2.4
User Score
--
#41
Preferred Financial Services Logo
Settlement
  • Requires $5k in Debt
  • Price: Unknown
  • IAPDA Accredited
Read Reviews >>
Our Score
2.1
User Score
--
#42
Mossler-Law-Firm
Settlement
  • No Minimum Debt Requirement
  • Price: 50% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
2.0
User Score
5.0
#43
Rescue One Financial
Settlement
  • Requires $7.5k in Debt
  • Price: 7% Annually
  • AFCC Accredited
Read Reviews >>
Our Score
1.9
User Score
2.7
#44
Progressive Debt Relief | BestDebtCompanys.com
Settlement
  • Licensed in Florida Only
  • Price: Unknown
  • No Industry Accreditations
Read Reviews >>
Our Score
1.9
User Score
--
#45
allied-credit-solutions
Settlement
  • Requires $10k in Debt
  • Price: Unknown
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
1.7
User Score
--
#46
premier_debt_help_review
Settlement
  • Requires $7.5k in Debt
  • Price: 20% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
1.5
User Score
--
#47
just_us_debt
Settlement
  • Requires $5k in Debt
  • Price: 25% of Total Debt
  • Not AFCC & IAPDA Accredited
Read Reviews >>
Our Score
0.5
User Score
--
#48
Prestige-Financial-Solutions
Settlement
  • This company is no longer in business
  • This company is no longer in business
  • This company is no longer in business
Read Reviews >>
Our Score
0.0
User Score
--
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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