Best Debt Companys

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Debt Consolidation Made Simple.

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#1
Consolidated Credit Reviews
Consolidation
Management
424 User Reviews  | 
invoca:campaign_id=362797&default_number=1-(888) 538-4192
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  • Reduce monthly payments by 30%-50%
  • Low interest rates
  • Served over 5 million clients
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0+ views this month

Our Score
9.3
User Score
9.4

#1 Consolidated Credit

Consolidation
Management
  • Reduce monthly payments by 30%-50%
  • Low interest rates
  • Served over 5 million clients
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#2
Consolidation
Management
294 User Reviews  | 
invoca:campaign_id=362929&default_number=1-(855) 281-6216
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  • Free consultation
  • AFCC and IAPDA accredited
  • Qualify with $7,500 in unsecured debt
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0+ views this month

Our Score
8.6
User Score
9.6

#2 Accredited Debt Consolidation

Consolidation
Management
  • Free consultation
  • AFCC and IAPDA accredited
  • Qualify with $7,500 in unsecured debt
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#3
DebtWave Credit Counseling Reviews
Consolidation
Management
  • Low interest rates
  • Low monthly payments
  • Over 13,000 clients' cases settled
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0+ views this month

Our Score
8.4
User Score
9.6

#3 DebtWave Credit Counseling

Consolidation
Management
  • Low interest rates
  • Low monthly payments
  • Over 13,000 clients' cases settled
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Most Searched: Last 30 Days

#5
incharge_debt_solutions_review
Consolidation
Management
  • Monthly Fee: Up to $75
  • Up-front Fee: Up to $50
  • Offers Credit Counseling
Flame

0+ views this month

Our Score
6.2
User Score
9.8

#5 InCharge Debt Solutions

Consolidation
Management
  • Monthly Fee: Up to $75
  • Up-front Fee: Up to $50
  • Offers Credit Counseling
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#22
CreditGuard of America Reviews
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Flame

0+ views this month

Our Score
3.0
User Score
1.6

#22 CreditGuard of America

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
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#26
Trinity
Consolidation
Management
Read Review  |   |  Visit Site
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
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0+ views this month

Our Score
1.9
User Score
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#26 Trinity Debt Management

Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
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Most Recent User Review: Consolidated Credit
  1. User Score
    10
    Franz
    November 8th, 2018 at 8:07 am
    0 people found this review helpful!
    Nickoel was incredibly helpful and a pleasure to speak with. I felt like I was spinning my wheels barely making the minimum payment every month. I just joined the program and I will be starting this month. I was incredibly nervous and worried but she made me feel comfortable and answered any questions I had.

    Read More Consolidated Credit Reviews

  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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