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#1
Consolidated Credit Reviews
Consolidation
Management
572 User Reviews  | 
1-(855) 982-2967
Call Now!
  • No credit score requirement
  • Cancel anytime with no fees
  • Great for credit card debt
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0+ views this month

Our Score
9.4
User Score
9.6
#2
accredited_debt_relief-1
Consolidation
Management
473 User Reviews  | 
1-(866) 757-7228
Call Now!
  • Plans from $10/month
  • No credit score required
  • Free consultation & credit counseling
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0+ views this month

Our Score
9.1
User Score
9.6
#3
DebtWave Credit Counseling Reviews
Consolidation
Management
353 User Reviews  | 
1-(888) 526-9597
Call Now!
  • Affordable monthly fees
  • Free consultation & credit counseling
  • Not available in all 50 states
Flame

0+ views this month

Our Score
8.4
User Score
9.7

Most Searched: Last 30 Days

#5
incharge_debt_solutions_review
Consolidation
Management
  • Monthly Fee: Up to $75
  • Up-front Fee: Up to $50
  • Offers Credit Counseling
Flame

0+ views this month

Our Score
6.3
User Score
10.0
#21
CreditGuard of America Reviews
Consolidation
Management
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
Flame

0+ views this month

Our Score
3.2
User Score
1.8
#26
Trinity
Consolidation
Management
Read Review  |   |  Visit Site
  • Monthly Fee: Undisclosed
  • Enrollment Fee: Undisclosed
  • Offers Credit Counseling
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0+ views this month

Our Score
1.9
User Score
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Most Recent User Review: Solid Ground Financial
  1. User Score
    0
    Alfred Clark
    August 21st, 2017 at 3:17 pm
    0 people found this review helpful!
    Solid Ground Financial and Viking Management took my money and did nothing about paying back my lenders. I call and leave messages but I receive no return calls.

    Read More Solid Ground Financial Reviews

  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.
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