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Navicore Solutions Reviews | BestDebtCompanys.com

Navicore Solutions

Navicore Solutions is a nonprofit organization that has been dedicated to helping people for over 26 years.

Our Score
3.8
User Score
6.1
Our Score
3.8
User Score
6.1
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Undisclosed

Setup & Activation Fee

Undisclosed

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

7

This Review is maintained by Chase Sagum

Review Last Updated: June 26, 2019

Navicore Solutions was founded in 1991 in Freehold, New Jersey. The company is a national leader in the field of nonprofit financial counseling and offers a debt management program focusing on personal finance, consumer credit, student loans, foreclosure prevention, and housing. The company links more than 100,000 consumers with a certified counselor each year and assists through in-person, telephone, and internet counseling.

Rank Chart
Monthly Price
Accreditations
Review

#1

Up to $79
FCAA & ISO

#2

$10-$40
AFCC & IAPDA

#3

Up to $49
ISO

#18
Navicore Solutions Reviews | BestDebtCompanys.com

Undisclosed
NFCC

Pros

Minimal Fees

Navicore Solutions is a non-profit organization. The services customers will receive are made possible through donations and minimal fees paid by those customers who can afford it. The counseling agency offers its services to essentially anyone who is need of debt relief, debt counseling, and debt repayment plans regardless of their financial situation.

No Customer Restrictions

Navicore Solutions does not have set parameters for the type of customer it will serve. There is no minimum debt amount, no credit score limitation, and no type of debt or any other situational requirements that must be met in order to take advantage of the company’s counseling services.

Several Industry Accreditations

Navicore Solutions is accredited by several major associations in the industry, including the following:

  • National Foundation for Credit Counseling
  • Council on Accreditation
  • US Department of Housing and Urban Development
  • Executive Office of the US Trustees

Ability to Act as a Third Party

Navicore Solutions acts as the third-party when consolidating a customer’s debt or other financial tasks. The company’s customers will have to work with other companies as well for complete debt solutions.

No Cancellation Fee

Navicore Solutions does not charge a cancellation fee, nor is a money-back guarantee necessary for the types of services the company provides.

Cons

No Specialization

Navicore Solutions’ wide range of services does not lend itself to very specialized services for intricate cases. In addition, the company does not offer debt settlement services. Navicore Solutions is not a credit card debt settlement company and only offers consumer credit counseling and debt management planning.

Lack of Transparency

Navicore Solutions is not transparent regarding its pricing and fees.

Our Recommendation

Due to its limited transparency and lack of specialization, we do not highly recommend Navicore Solutions at this time. If you are in need of dedicated debt consolidation services, we recommend a company such as Consolidated Credit.


About Navicore Solutions

Free Consultation

Customers can enjoy a free consultation and counseling session from Navicore Solutions, during which they can get a personalized debt management plan to fix financial problems and pay off creditors at no cost. If the client decides to move forward with Navicore Solutions, they can take advantage of credit counseling, housing counseling, student loan counseling, and bankruptcy services.

Available Nationwide

Navicore Solutions provides its financial services to clients in all 50 states.

Time in Business

Navicore Solutions has been in business since 1991, which is a very long tenure in the industry.

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7 Navicore Solutions Reviews

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  1. User Score
    0
    November 27th, 2018 Brentwood, NY
    2 people found this review helpful!
    This company is a FRAUD or SCAM. They charged me for $60 enrollment fee for their Debt Management Program (D.M.P.) and would like to request for a REFUND. It is difficult to contact their Credit Counselor or Customer Service and the voicemail are even full you can’t leave a message. Before i enrolled the program and paid it they always called or contacted me but now that i want a REFUND or CANCELLATION/TERMINATION for my subscription/enrollment they’re hard to reach or contact.
    Read More
  2. User Score
    10
    October 3rd, 2018
    11 people found this review helpful!
    Loan consolidators run the gambit, from outright scams to well-run companies that coordinate with banks. Had huge expenses from medical bills and other sudden costs. I made the initial mistake of trying a consolidator the promised everything and it was a disaster. They maximized their profits by playing hardball with lenders. My credit score plunged, the banks and credit card companies went nuts. I saw nothing but a sea of red. I was afraid to open my mail and go online. I tried Navicore. They were empathetic, quick and created a payment plan I could afford. I still have three years to go, but Navicore really helped when I needed it. Their reps did more good than they know.
    Read More
  3. User Score
    10
    July 1st, 2018 Los Angeles, CA
    4 people found this review helpful!
    I have had nothing but goo experiences with them
    Read More
  4. User Score
    3
    March 7th, 2017
    15 people found this review helpful!
    I was with Genisis for 3yrs.. had little problems that was handle immediately, with a solutions… When Navicore took over my account from Genisis I had nothing but problems…First Payments were not distributed on time… Navicore Representatives had no clue on what to say or what to do… Called numerous of times and then a “SUPERVISOR,” told me it was Genisis error and then it was the USPS error! WHAT! Instead of taking care of the problem and addressing the issue, they were pointing fingers at someone else! I gave Navicore around 3 or 4 times to redeem themselves at Customer Service level… Over a month went by and no solutions just problems or I don’t know answer… Now when I call the Representatives tells me to please hold and next person I’m talking to, is a Supervisor… That’s Not A Solution, It’s A Problem! I would Never, recommend Navicore to anyone!
    Read More
  5. User Score
    0
    February 28th, 2017
    7 people found this review helpful!
    I have never been able to call customer service without being on hold for 60+ minutes. They don’t return calls even requested.
    Read More
  6. User Score
    10
    February 10th, 2017
    11 people found this review helpful!
    5 years is almost done I paid off thousands in debt .with help of Novicore .The best counseling ever.They help me along every step,Wonderful place and people.I have one payments left. Thank God for help.
    Read More
  7. User Score
    10
    September 27th, 2016 Long Beach, CA
    19 people found this review helpful!
    NAVICORE solutions has worked beautifully for me. The credit counselors are very helpful and nice. I have referred many people to Navicore!!
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
3.8
User Score
6.1
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Undisclosed

Setup & Activation Fee

Undisclosed

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

7
Our Score
9.2
User Score
9.4
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

430