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Navicore Solutions

Navicore Solutions is a nonprofit organization that has been dedicated to helping people for over 26 years.

Our Score
4.2
User Score
10.0

Visit Site

Our Score
4.2
User Score
10.0
Rank this Company

Ratings Breakdown

Price

monthly service fee
Undisclosed

Up-Front Fees

setup & activation fees
Undisclosed

Free Consultation

is one included?
Yes

Time in Business

total # of years
26 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
1

This Review is maintained by Chase Sagum

Review Last Updated: January 2, 2017

Navicore Solutions is a nonprofit organization that has been dedicated to helping people get a better handle on their finances since 1991. Those people who need help with consumer debt, student loans, housing issues, or other personal finance problems can come to Navicore Solutions for in-depth counseling to get back on their feet. Navicore is available in all 50 states, and offer a free consultation with a certified counselor.

Rank Chart
Monthly Price
Accreditations
Review

#1

Up to $69
FCAA & ISO

#2

$10 - $49
ISO

#3

Up to $39
FCAA & ISO

#13
Navicore Solutions Reviews | BestDebtCompanys.com

Undisclosed
NFCC

The Good

  • Available in all 50 states
  • No restrictions
  • Well accredited

Non-Profit Organization

Navicore Solutions is a non-profit organization. The quality credit counseling and other financial services customers will receive are made possible through donations and minimal fees to those customers who can afford it. This makes Navicore’s services available to essentially anyone who is need of debt relief.

Availability

Navicore Solutions provides its financial services to all 50 states. This makes it very convenient for customers all over the country to have access to Navicore’s services.

No Restrictions

Anyone who is in need of some financial help can get it through Navicore Solutions, they do not have set parameters for the type of customer they serve. There is no minimum debt amount, no type of debt or any other situational requirements for their services.

Accreditations

Navicore Solutions is also accredited by several other major associations in the industry:

  • National Foundation for Credit Counseling
  • Council on Accreditation
  • U.S. Department of Housing & Urban Development
  • Executive Office of the U.S. Trustees

Experience

Navicore Solutions has been in business since 1991—that’s 26 years of experience helping people out of poor financial situations. That experience certainly helps Navicore serve its customers better than some newer consolidation services.

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The Bad

  • Third party
  • No specialization
  • Lack of transparency

Third Party

When it comes to actually consolidating a customer’s debt or other financial tasks, Navicore Solutions acts as the third party and works with the creditors to complete these tasks. So the customer will have to work with other companies as well.

No Specialization

Navicore Solutions offers to help customers with many of those issues, but this wide range of services does not lend itself to very specialized services for intricate cases.

Lack of Transparency

There are several pieces of information that are missing from Navicore’s website that we would like to see. We would like the possible fees a potential customer may pay, and the average interest rates. These bits of information would be helpful for potential clients and for ranking their services.
Want to see the top rated Debt Consolidation Companies? Click Here

The Bottom Line

Navicore Solutions by all appearances is a great choice for those customers who have a need for help with their personal financial situation. The company offers a variety of services, including credit counseling and help with consolidation. Customers of any background or circumstance can take advantage of these high-quality services to help get out of their negative situations. The reputation of Navicore Solutions has been very positive throughout its long history with many satisfied customers.

About Navicore Solutions

The main mission of Navicore Solutions is to get everyone out of debt. Some of the services that this company provides to help customers get there are credit counseling, housing counseling, debt management plans, and bankruptcy. Through counseling, customers will get a personalized plan to help manage their debt (whether that means consolidation, bankruptcy, or other options). Navicore Solutions acts as the guide for customers to navigate their way through this process.

Price

Undisclosed at this time.

Up-Front Fees

Undisclosed at this time.

Free Consultation

Customers can enjoy a free consultation and counseling session from Navicore Solutions, they can get a personalized plan to fix financial problems with no cost.

Time in Business

Navicore Solutions has been in business since 1991.

Debt Education

Navicore Solutions offers limited educational resources to help customers.

Cancellation Policy / Money-Back Guarantee

Navicore Solutions does not charge a cancellation fee, nor is a money-back guarantee necessary.

Unsecured vs. Secured Loans

Navicore Solutions helps customers pay off unsecured debt.

Mobile-Friendly Site

Navicore does feature a mobile-friendly site.

Contact Information

1(800)992-4557

Email Address:

[email protected]

Address: 

200 US Highway 9, Manalapan, New Jersey 07726

Business Hours:

Business hours information is not available on the Navicore Solutions website at this time.

Services Provided

Navicore Solutions provides debt consolidation.

Minimum Debt Accepted

Navicore does not have publish whether there is a minimum debt accepted at this time.

Online Dashboard

Navicore Solutions does offer customers a dashboard to utilize.

CPFC Certified

Navicore Solutions is not CPFC certified at this time.

ISO Certified

Navicore Solutions is not ISO certified at this time.

 

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1 Navicore Solutions Reviews

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  1. User Score
    10
    September 27th, 2016 Long Beach, CA
    3 people found this review helpful!
    NAVICORE solutions has worked beautifully for me. The credit counselors are very helpful and nice. I have referred many people to Navicore!!
    Read More

Poll

  • When looking for a debt settlement company, which of these two aspects is most important to you?
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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We are dedicated to bringing the truth out, and rank debt relief companies as they should be. Through our investigation, and experience with each company, we rank each company, and bring you our honest, unbiased opinion. We also include authentic user reviews by past customers of each company that are moderated and verified.

Like many sites, we are compensated through affiliate relationships with each company we review, however all of our rankings are based on our 11-Point Ranking Criteria.

All reviews are subject to moderation and approval. Any reviews that may resemble false information, or competitors of another company will need to be verified by our staff before being approved and published. We reserve the right to approve or deny any reviews left on this site.
Our Score
4.2
User Score
10.0
Rank this Company

Ratings Breakdown

Price

monthly service fee
Undisclosed

Up-Front Fees

setup & activation fees
Undisclosed

Free Consultation

is one included?
Yes

Time in Business

total # of years
26 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
1
Our Score
9.3
User Score
9.4
Rank this Company

Ratings Breakdown

Price

monthly price range
Up to $69

Up-Front Fees

setup & activation fees
Up to $49

Free Consultation

is one included?
Yes

Time in Business

total # of years
24 years

Credit Counseling

do they offer credit counseling services?
Yes

Certified Credit Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
Yes

Number of Reviews

User reviews here on BDC
387