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Reviews for green path debt solutions | 2019 Debt Relief Reviews
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Reviews for green path debt solutions | 2019 Debt Relief Reviews

GreenPath Debt Solutions

GreenPath Debt Solutions holds over 50 years in providing debt and financial services. The company charges a low monthly fee up to $75.

Our Score
6.6
User Score
6.6
Our Score
6.6
User Score
6.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $75

Setup & Activation Fee

Up to $50

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

5

This Review is maintained by Chase Sagum

Review Last Updated: September 20, 2019

GreenPath Debt Solutions is a financial counseling agency. It offers debt counseling, housing services, debt management, student services, credit report review, and bankruptcy counseling.

Rank Chart
Monthly Price
Accreditations
Review

#1

Up to $79
FCAA & ISO

#2

$10-$40
AFCC & IAPDA

#3

Up to $49
ISO

#6
Reviews for green path debt solutions | 2019 Debt Relief Reviews

Up to $75
NFCC

GreenPath was established in 1961 as a Michigan Credit Union League. In 1967, it became a nonprofit corporation. 2001 was when the name changed to GreenPath, Inc.

Pros

No Minimum Debt Requirement

Unlike many debt relief companies, GreenPath Debt Solutions does not have a minimum debt requirement. This means that anyone can receive debt relief support from GreenPath Debt Solutions.

GreenPath Debt Solutions Pricing

Many services GreenPath offers are free. Costs for debt management plan consist of a one-time set up fee that ranges from $0 to $50, and monthly fees that range from $0 to $75 (this is based on your state of residence and debt amount).

The fee for reverse mortgage counseling may range from $99 to $125. This reverse mortgage assistance offering makes GreenPath Debt Solutions stand out from other debt companies.

The service fee for bankruptcy counseling and education may be free or cost up to $50 depending on your financial situation and service method. If you are seriously considering bankruptcy, GreenPath Debt Solutions can provide counseling.

GreenPath can provide you with an educational credit report and credit score for about $15.

Mobile Friendly

GreenPath has a mobile-specific website. There is not a downloadable app at this time.

GreenPath has also made it easy to stay connected via social media through Facebook, Twitter, YouTube, and LinkedIn.

Cons

Poor Customer Reviews

GreenPath Debt Solutions has low customer satisfaction ratings. These reviewers were unsatisfied with the level of customer service and information provided by the company.

While there are only a few GreenPath Debt Solutions reviews below, it’s worth doing more research before selecting GreenPath Debt Solutions for your needs.

Our Recommendation

While GreenPath Debt Solutions offers a wide variety of debt services and financial wellness support for free or at a very low cost, it also has received low reviews from consumers. It’s worth investigating the company further and comparing it to other debt management companies before making a final choice.


About GreenPath Debt Solutions

Debt Education

On the website, a client can access articles on varying topics of debt education. Also on the website, one can find a credit card debt calculator. This is a great visual to show total interest and payments, and how many months it will take to pay it off on your own or using GreenPath debt management plan.

A monthly newsletter is provided to give useful debt education tips and advice. On the first and third Wednesday of each month, a financial webinar is presented to those who have registered.

GreenPath University is another excellent tool. This online resource includes financial education, videos, e-courses and games.

Free Consultation

All prospective GreenPath Debt Solutions clients have a free consultation. During the consultation, a GreenPath Debt Solutions financial counselor will review your financial situation and discuss options with you.

Some services are free, like credit counseling, housing services, student services, and credit reports.

Other services may have a fee including debt management, reverse mortgage counseling, and bankruptcy counseling and education. These fees vary depending on your financial situation, if there are grant funds available, and what state you reside in.

Types of Debt GreenPath Helps With

GreenPath’s debt experts work out debt repayment plans with all of your creditors and help you manage all of your debts, not just your credit card debt.

Most competitors will handle only credit card and unsecured debts. That model does not work as well as GreenPath’s approach because it addresses only part of your financial situation.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

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5 GreenPath Debt Solutions Reviews

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  1. User Score
    10
    September 22nd, 2019
    0 people found this review helpful!
    I have been with GreenPath for over a year and I am having such an awesome experience with this company .Very professional friendly and informative I love GreenPath.
    Read More
  2. User Score
    9
    September 11th, 2019
    1 people found this review helpful!
    I have been using GreenPath for the last 8 months and I have had a wonderful experience with them. Customer service has been very good and professional and friendly and very informative!
    Read More
  3. User Score
    10
    July 31st, 2019
    2 people found this review helpful!
    Honestly, they’ve been amazing for me. So unless you lied about your income and couldn’t afford your reduced payment, that’s on you. I’ve paid down almost 3K in debt and my collection calls stopped in 3 months. My score has risen almost 100 points. The bad reviews are people who can’t keep with the program. Student loans aren’t included (I have zero since mine are paid off). Don’t rate them bad because of student loans.
    Read More
  4. User Score
    0
    May 7th, 2018 Skowhegan, ME
    4 people found this review helpful!
    Wanting to consolidate debt and student loan had a free consultation and the debt part was OK, the student loan consult was a joke.

    The guy would basically ask you a question and then talk for 15 mins non stop reading from a script, I could have gotten the same info on the internet in uder 2 mins.

    That experience was enough for me to not use their services, also the debt consult was fishy and wanted to charge me 45 dollars a month to make my payments for “negotiating and closing” my credit accounts, I have no idea what they would negotiate on my behalf.

    Whole affair didn’t pass the smell test plus many negative reviews.

    Not sure exactly what the services they offer really are as you could do all of these things yourself and take the money you pay them to pay off your debt.

    Read More
  5. User Score
    4
    February 5th, 2018 Mechanicsburg, PA
    13 people found this review helpful!
    Once your debts are paid off and your balance is zero, you will have to jump through hoops to close your account and stop them from monthly debiting of a fee. Good luck and make sure to plan the process on a day off when you have nothing else to do.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
6.6
User Score
6.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $75

Setup & Activation Fee

Up to $50

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

5
Our Score
9.1
User Score
9.4
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

430