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GreenPath Debt Solutions Reviews

Reviews of GreenPath Debt Solutions from real customers
(2 verified)

Our Score
6.0
User Score
2.0

See Top Rated

Our Score
6.0
User Score
2.0
Rank this Company

Ratings Breakdown

Price

average price, range is $0 to $75
Up to $75

Up-Front Fees

setup & activation fees
Up to $50

Free Consultation

is one included?
Yes

Credit Counseling

do they offer credit counseling services?
Yes

Certified Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
2

Overall Score

Based on ranking criteria
6.0 /10

Consolidated Credit

Compared to industry leader
9.3 /10

This Review is maintained by Chase Sagum

Review Last Updated: November 14, 2018

The Good

  • Available in all 50 states
  • Accredited and members of NFCC, COA, AICCCA
  • Educational resources

Free Consultation

GreenPath Debt Solutions does not follow the pack when it comes to financial services. While some companies are limited to credit card debt and unsecured loans, GreenPath goes farther than that. They believe that understanding individual situations is important. A consultation will help determine the best plan of action to getting out of debt and may render a recommendation to take part in a debt management program.

Educational Resources

The company provides a plethora of online educational resources and tools giving consumers the power of financial literacy at their fingertips. Newsletters and their “Write on the Money” blog gives consumers an added boost, and if that’s not enough, they offer over ten calculators to help customers reach their financial goals.

Best Debt Consolidation Companies

The Bad

  • Additional fees may apply
  • Lack of transparency
  • Not ISO certified

Additional Fees

We enjoy several aspects this company has brought to the table, although there are a few drawbacks worth considering. For example, only the debt counseling services are free. All other services require nominal payments. Additionally, consumers must obtain a credit report, which is not free, unless of course, the customer hasn’t participated in the federally regulated allotment of one free credit report per year. GreenPath Financial charges for credit reports and all three must be obtained.

No Available Interest Rate Information

It is great to see companies that will provide information on what kinds of interest rates they can secure for their customers. Unfortunately, GreenPath does not provide any information on what the average interest rates are for their customers. This information would be helpful to potential customers.

No Refund Information

Many companies in the industry offer a money-back guarantee or some refund. GreenPath either does not provide a refund or does not provide any information on their refund policy. This makes it hard for us to recommend the company when other companies offer this service.

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The Bottom Line

GreenPath, Inc doesn’t claim to be anything it’s not. All of the information about costs and services are laid out on the website for anyone to browse through. They have 50 years of industry experience, proving they satisfactorily helped thousands of clients dig their way to financial freedom. These counselors do not receive any compensation or commission for enrolling clients for services. Consumers can rest assured they will not be pressured into anything that wouldn’t be beneficial for their financial situation. They work for you, not your creditors.

We recommend at least taking advantage of the free online educational resources and credit counseling. GreenPath has successfully helped over 220,000 people, and that number grows every day. Your financial freedom is within your reach. We recommend doing your research to see if GreenPath Debt Solutions is right for you.

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About GreenPath Debt Solutions

For over 50 years GreenPath Debt Solutions has been providing customers with quality financial services. GreenPath Debt Solutions offers debt management plans, free debt counseling, housing services, student loan counseling, financial education, and bankruptcy counseling. GreenPath provides customers with a debt management plan that allows customers to consolidate their debt into one monthly payment while also reducing the interest rates.

See all Greenpath Debt Solutions Reviews below.

Most Helpful Reviews From GreenPath Debt Solutions Customers

  1. User Score
    0
    jon
    May 7th, 2018 Skowhegan, ME
    Wanting to consolidate debt and student loan had a free consultation and the debt part was OK, the student loan consult was a joke. The guy would basically ask you a question and then talk for 15 mins non stop reading from a script, I could have gotten the same info on the internet in uder 2 mins. That experience was enough for me to not use their services, also the debt consult was fishy and wanted to charge me 45 dollars a month to make my payments for "negotiating and closing" my credit accounts, I have no idea what they would negotiate on my behalf. Whole affair didn't pass the smell test plus many negative reviews. Not sure exactly what the services they offer really are as you could do all of these things yourself and take the money you pay them to pay off your debt.Read More
  2. User Score
    4
    R T
    February 5th, 2018 Mechanicsburg, PA
    Once your debts are paid off and your balance is zero, you will have to jump through hoops to close your account and stop them from monthly debiting of a fee. Good luck and make sure to plan the process on a day off when you have nothing else to do.Read More

2 GreenPath Debt Solutions Reviews

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  1. User Score
    0
    May 7th, 2018 Skowhegan, ME
    0 people found this review helpful!
    Wanting to consolidate debt and student loan had a free consultation and the debt part was OK, the student loan consult was a joke.

    The guy would basically ask you a question and then talk for 15 mins non stop reading from a script, I could have gotten the same info on the internet in uder 2 mins.

    That experience was enough for me to not use their services, also the debt consult was fishy and wanted to charge me 45 dollars a month to make my payments for “negotiating and closing” my credit accounts, I have no idea what they would negotiate on my behalf.

    Whole affair didn’t pass the smell test plus many negative reviews.

    Not sure exactly what the services they offer really are as you could do all of these things yourself and take the money you pay them to pay off your debt.

    Read More
  2. User Score
    4
    February 5th, 2018 Mechanicsburg, PA
    1 people found this review helpful!
    Once your debts are paid off and your balance is zero, you will have to jump through hoops to close your account and stop them from monthly debiting of a fee. Good luck and make sure to plan the process on a day off when you have nothing else to do.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Real Reviews (yes they’re real)

With so many debt relief companies out there, and a lack of sites willing to bring you the HONEST breakdowns of each company, what source can you turn to for the real information you can trust?

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Our Score
6.0
User Score
2.0
Rank this Company

Ratings Breakdown

Price

average price, range is $0 to $75
Up to $75

Up-Front Fees

setup & activation fees
Up to $50

Free Consultation

is one included?
Yes

Credit Counseling

do they offer credit counseling services?
Yes

Certified Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
No

Number of Reviews

User reviews here on BDC
2

Overall Score

Based on ranking criteria
6.0 /10

Consolidated Credit

Compared to industry leader
9.3 /10
Our Score
9.3
User Score
9.4
Rank this Company

Ratings Breakdown

Price

monthly price range
Up to $69

Up-Front Fees

setup & activation fees
Up to $49

Free Consultation

is one included?
Yes

Credit Counseling

do they offer credit counseling services?
Yes

Certified Counselors

are there certified counselors on staff?
Yes

ISO Certified

is this business ISO certified?
Yes

Number of Reviews

User reviews here on BDC
424

Overall Score

Based on ranking criteria
9.3 /10