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Reviews for Accredited Debt Consolidation | 2019 Debt Relief Reviews

Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
8.6
User Score
9.6

Call now for your free consultation!  1-(855) 281-6216

Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294

This Review is maintained by Chase Sagum

Review Last Updated: September 20, 2019

Accredited Debt Relief works to relieve people of the stress credit card debt and other forms of unsecured debt can cause. The Accredited Debt Relief team will work with creditors on your behalf to consolidate the debt and make it easier to become debt free.

Pros

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best debt consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors to get your monthly payments to a lower, more manageable amount
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene credit card debt interest rates, Accredited typically gets rates down to a manageable 7.9 percent
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit score

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time-consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients can detail their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done with your case. With an online account, clients will be able to see what stage their negotiations are in and what accounts have been closed. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt management program, the process to get started is relatively simple and fast. Once you sign up, negotiations begin within one to two weeks. Now, that does not mean your debt will be consolidated that quickly, but the program and the work start within the first five to ten business days.

Get started with Accredited Debt Consolidation

Cons

Debt Settlement Focus

Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options including debt consolidation. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

Our Recommendation

With Accredited, clients will be able to almost immediately see their progress move them towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in one of the 8 states that Accredited Debt Consolidation is available, we recommend talking to them and getting a free quote.

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1-(855) 281-6216
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294 Accredited Debt Consolidation Reviews

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  1. User Score
    1
    June 7th, 2017 Cypress, TX
    0 people found this review helpful!
    Larry L was very clear in his presentation and did not hesitate to answer any of my concerns I felt comfortable giving all information needed, looking forward to working with him to clear my debt. Linda Del Monte
    Read More
  2. User Score
    0
    June 6th, 2017
    0 people found this review helpful!
    Mr. Peter was extremely helpful today. He explained everything so that I could understand perfectly what I was entering in to. We spoke thoroughly about the process, and how each step would occur. If I ever had to go through the process again I would definitely ask for Peter.
    Read More
  3. User Score
    10
    June 6th, 2017 Oklahoma City, OK
    0 people found this review helpful!
    Mr. David N wasn’t very knowledgeable about his company’s business of getting people out of debt. Made the initial phase of joining your company easy to understand as for all the rest of our conversations about debt
    Read More
  4. User Score
    10
    June 5th, 2017
    0 people found this review helpful!
    Explained in detail and very professional
    Read More
  5. User Score
    10
    June 5th, 2017
    0 people found this review helpful!
    Amazing professionalism that instills comfort knowing I’m truly being helped. Rare and very refreshing…
    Read More
  6. User Score
    10
    June 5th, 2017
    0 people found this review helpful!
    Jeremy K has been very helpful and done a fantastic job getting me started on the program. I am not sure where I would be without his guidance and assistance. Thank you Jeremy
    Read More
  7. User Score
    10
    June 5th, 2017
    0 people found this review helpful!
    Great guy to have on your side thanks mark
    Read More
  8. User Score
    10
    June 2nd, 2017
    0 people found this review helpful!
    I felt very comfortable and confident with Alicia. She explained all aspects of the program and products we were eligible for or not eligible for. I did not feel pressured at any time to join any program. I have talked to other debit relief programs but never felt the confidence in their programs as I did with Accredited Debit Relief.
    Read More
  9. User Score
    9
    June 2nd, 2017 Moodus, CT
    0 people found this review helpful!
    John was extremely knowledgeable and helpful
    Read More
  10. User Score
    9
    June 1st, 2017
    0 people found this review helpful!
    Very good customer service with a professional attitude and quite helpful. Lauren was a very good teacher when I had some questions about the different programs. She figured out what was best for me with good insight to my problem. I was not sure but she was straight forward in her approach and I was very pleased with the whole process.
    Read More
  11. User Score
    10
    June 1st, 2017 Missoula, MT
    0 people found this review helpful!
    Mr Steven C worked with me on my loan/debt consolidation and he was more thorough than any one I have ever worked with before on any endeavor. I felt completely at ease during our time together on the phone and he explained everything completely.
    He is definitely a positive asset to your company and all of his clients, including me.
    Thank you again and please tell him what I have written here.
    Read More
  12. User Score
    10
    June 1st, 2017 Spruce Pine, NC
    0 people found this review helpful!
    This was a very quick service and also very easy and pleasant.
    Read More
  13. User Score
    10
    June 1st, 2017 Brandon, FL
    0 people found this review helpful!
    I think Brandon is the best he is a Senior Account Specialist. He made me feel comfortable and walked me thru everything. He is helping me thru my whole process.
    Read More
  14. User Score
    10
    June 1st, 2017 Jackson, NJ
    0 people found this review helpful!
    Karina R was both amazingly helpful and extremely knowledgable. She helped put me at ease with my decision to use their services and made me feel accepted without judgement. It is refreshing to speak to a genuine, understanding and real person about what we all face at times financially. I couldn’t be happier to move forward with such a fantastic representative and if it weren’t for her open and honest nature I may not have used this type of company.
    Read More
  15. User Score
    10
    June 1st, 2017
    0 people found this review helpful!
    Andy was great! Very helpful and thorough :)
    Read More
  16. User Score
    10
    June 1st, 2017 La Vergne, TN
    0 people found this review helpful!
    Ryan was direct and clear, he explained everything to me and answered all my questions.
    Read More
  17. User Score
    10
    June 1st, 2017 New York, NY
    0 people found this review helpful!
    Very details and friendly staff. Recommended
    Read More
  18. User Score
    9
    May 31st, 2017 La Mirada, CA
    0 people found this review helpful!
    He was precise and seemed to understand the financial mess that we are in. I hope it works out as well as he says that it can. Thanks.
    Read More
  19. User Score
    10
    May 31st, 2017 Owings Mills, MD
    0 people found this review helpful!
    Great customer service excited to get started!
    Read More
  20. User Score
    10
    May 31st, 2017 New York, NY
    0 people found this review helpful!
    Matt G was very helpful and informative. He discussed my options and helped me get a quote with a great monthly payment. His customer service is nothing short of excellent.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294
Our Score
9.2
User Score
9.4
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

432