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Reviews for Accredited Debt Consolidation | 2019 Debt Relief Reviews

Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
8.6
User Score
9.6

Call now for your free consultation!  1-(855) 281-6216

Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294

This Review is maintained by Chase Sagum

Review Last Updated: September 20, 2019

Accredited Debt Relief works to relieve people of the stress credit card debt and other forms of unsecured debt can cause. The Accredited Debt Relief team will work with creditors on your behalf to consolidate the debt and make it easier to become debt free.

Pros

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best debt consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors to get your monthly payments to a lower, more manageable amount
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene credit card debt interest rates, Accredited typically gets rates down to a manageable 7.9 percent
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit score

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time-consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients can detail their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done with your case. With an online account, clients will be able to see what stage their negotiations are in and what accounts have been closed. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt management program, the process to get started is relatively simple and fast. Once you sign up, negotiations begin within one to two weeks. Now, that does not mean your debt will be consolidated that quickly, but the program and the work start within the first five to ten business days.

Get started with Accredited Debt Consolidation

Cons

Debt Settlement Focus

Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options including debt consolidation. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

Our Recommendation

With Accredited, clients will be able to almost immediately see their progress move them towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in one of the 8 states that Accredited Debt Consolidation is available, we recommend talking to them and getting a free quote.

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294 Accredited Debt Consolidation Reviews

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  1. User Score
    10
    June 30th, 2017 Baltimore, MD
    0 people found this review helpful!
    Brandon,
    It’s ALWAYS a pleasure talking to you. Get ready for the customer overflow!! :-). I have put the word out about what a blessing you have been. Thanks again
    Read More
  2. User Score
    10
    June 30th, 2017
    0 people found this review helpful!
    Jonathan did an excellent job. Very professional and extremely helpful.
    Read More
  3. User Score
    10
    June 30th, 2017 Ridgewood, NJ
    0 people found this review helpful!
    Ryan is considerate, well informed and thorough.
    Thanks for your help!
    Read More
  4. User Score
    10
    June 29th, 2017
    0 people found this review helpful!
    Excellent, detailed information about the program.
    Read More
  5. User Score
    10
    June 29th, 2017 Charleston, WV
    0 people found this review helpful!
    Mr Perez was very helpful and informative.
    Read More
  6. User Score
    10
    June 29th, 2017
    0 people found this review helpful!
    David was extremely thorough with all information and made me feel comfortable and at ease with using this service. He was very helpful and made me feel relieved that I can finally get this debt taken care of.
    Read More
  7. User Score
    10
    June 29th, 2017 Philadelphia, PA
    0 people found this review helpful!
    This was the only time I have connected with a debt consolidation company that I felt comfortable enough to actually use the service to help myself. I appreciate the honesty and explanations I received during my conversation with the representative. Thanks to my experience with this particular company. I will be free of debt.
    Read More
  8. User Score
    10
    June 28th, 2017 Toms River, NJ
    0 people found this review helpful!
    Tyler did a great job of guiding me through the program. He calmed me own about my situation (which was sinking into more and more debt) and showed me I had an option other than borrowing at high interest to pay my bills. I’d like to say “Thank you, Tyler you lifted a weight off my shoulders.”
    Read More
  9. User Score
    10
    June 28th, 2017
    0 people found this review helpful!
    Sam was a great person to work with. I appreciate his customer service 100%.
    Read More
  10. User Score
    10
    June 28th, 2017
    0 people found this review helpful!
    Thank you Ryan! Your care and concern gave me hope and peace of mind. I’m excited about getting help to get my finances under control and paid off. The process through Accredited Debt Consolidation was quick and very professional. Again thank you so much!
    Read More
  11. User Score
    10
    June 28th, 2017 Pasadena, CA
    0 people found this review helpful!
    Excellent customer service
    Read More
  12. User Score
    10
    June 27th, 2017 Tallahassee, FL
    0 people found this review helpful!
    Jordan was very helpful in explaining to me how the program works and was very knowledgeable with the questions that I had for her . She was very prompt in returning phone calls to me. She went thru the entire process and asked if had any questions along the way. I will recommend her to any one in the same situation as I am.
    Read More
  13. User Score
    10
    June 27th, 2017 Foley, AL
    0 people found this review helpful!
    Extremely helpful, very clear about program details
    Read More
  14. User Score
    10
    June 27th, 2017 Pomona, CA
    1 people found this review helpful!
    Quite overwhelming! I answered a email for debt relief and spoke with Larry Ley who explained the programs. Underwriting made a decision to go forward on a certain plan.
    Here I am . Have to digest all the instructions, Looking ahead to a breath of fresh air from
    my debt situation. Thank You.
    Read More
  15. User Score
    10
    June 26th, 2017 Hackensack, NJ
    0 people found this review helpful!
    Excellent customer assistance
    Read More
  16. User Score
    10
    June 26th, 2017
    0 people found this review helpful!
    Christopher K was very informative and very helpful with my needs. He explained everything to me and made it simple to understand. I’m happy I called.
    Read More
  17. User Score
    8
    June 26th, 2017
    0 people found this review helpful!
    I am very satisfied with the attention and explanation of your product. The attention received from your personnel was more than great. I had a long time I did not experience such treatment by personnel in customer services. Thank you
    Read More
  18. User Score
    10
    June 26th, 2017 Salt Lake City, UT
    0 people found this review helpful!
    representative was very nice to talk to, answered all questions in a professional manner and
    was very helpful on my application.
    Read More
  19. User Score
    10
    June 26th, 2017
    0 people found this review helpful!
    Very helpful. They seemed Concerned about my credit and how to best help me overcome my debt.
    Read More
  20. User Score
    9
    June 26th, 2017 Saint Louis, MO
    0 people found this review helpful!
    Very helpful, curitous with the whole process.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294
Our Score
9.1
User Score
9.4
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

430