Best Debt Companys

163 Companies 4,158 Real Customer Reviews

#2

Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
8.6
User Score
9.6

Call now for your free consultation!  1-(855) 281-6216

Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294

This Review is maintained by Chase Sagum

Review Last Updated: June 19, 2019

The Good

  • Program benefits
  • Free consultation
  • Online management
  • Enrollment

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best debt consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors to get your monthly payments to a lower, more manageable amount
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene credit card debt interest rates, Accredited typically gets rates down to a manageable 7.9 percent
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit score

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time-consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients will be able to go over their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done with your case. With an online account, clients will be able to see what stage their negotiations are in and start to see the results of the Accredited team. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt management program, the process to get started is relatively simple and fast. Once you sign up, negotiations begin within one to two weeks. Now, that does not mean your debt will be consolidated that quickly, but the program and the work start within the first five to ten business days.

Get started with Accredited Debt Consolidation

The Bad

  • Debt settlement focus
  • Availability

Debt Settlement Focus

There are a number of debt relief solutions associated with the debt consolidation program and debt consolidation loans. However, Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options including debt consolidation. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

The Bottom Line

With Accredited, clients will be able to almost immediately see work being done on their case as they work towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in a state where Accredited debt consolidation operates, it may be worth obtaining a free quote and taking advantage of the free consultation to see if the service fits your specific financial needs.

About Accredited Debt Consolidation Solutions

Accredited Debt Relief works to relieve people of the stress credit card debt and other forms of unsecured debt can cause. The Accredited Debt Relief team will work with creditors on your behalf to consolidate the debt and make it easier to become debt free.

Are there any inaccuracies in this review? We take our accuracy very seriously and would love your feedback. Give feedback here.

Request Reconsideration

We'll Introduce you!

Call our recommended rep over at Accredited Debt Consolidation below.

1-(855) 281-6216
Or you can visit their site by clicking here.

294 Accredited Debt Consolidation Reviews

1. Select Your Rating:

4
1
1
1
1
10
43
233
0=WORST 10=BEST

2. Subject For This Review*(Select all that apply)

3. Review Validation*

or

    Sort By:

  1. User Score
    10
    July 12th, 2017 Hoboken, NJ
    0 people found this review helpful!
    Alfredo was very professional and insightful. He was very patient in answering questions, and explaining the program.
    Read More
  2. User Score
    10
    July 12th, 2017
    0 people found this review helpful!
    My experience with Kenneth W was very good. He explained my options clearly & gave me hopes that this matter will be solved & my expectations will be met in a timely matter with little pain.
    Read More
  3. User Score
    10
    July 12th, 2017
    0 people found this review helpful!
    I liked Drew because he was very easy to talk to and he was very very patient with me,in explaining questions that iasked.
    Read More
  4. User Score
    10
    July 12th, 2017
    0 people found this review helpful!
    It was fast to do no Drama
    Read More
  5. User Score
    10
    July 11th, 2017 Huntington, WV
    0 people found this review helpful!
    Magnum was great explain everthing and lots of help
    Read More
  6. User Score
    9
    July 11th, 2017 Tucson, AZ
    0 people found this review helpful!
    Kimberly was extremely helpful in discussing and detailing all our options and resulting decision.
    Read More
  7. User Score
    10
    July 11th, 2017
    0 people found this review helpful!
    Exactly what I was looking for. Recently was forced to retire early, income cut in half this program is God sent.
    Read More
  8. User Score
    10
    July 11th, 2017 Bakersfield, CA
    0 people found this review helpful!
    Todd M did an excellent job keeping in contact with me and guiding me through the process while answering all my questions to put me at ease. Couldn’t have asked for a better experience.
    Read More
  9. User Score
    10
    July 10th, 2017 Springville, UT
    0 people found this review helpful!
    Very helpful and understanding of the situation.
    Read More
  10. User Score
    10
    July 10th, 2017
    0 people found this review helpful!
    Great service very calming to my nerves.
    Thank you for your professionalism
    Read More
  11. User Score
    9
    July 10th, 2017 Buffalo, NY
    0 people found this review helpful!
    David took the time to ensure that I read over the contract before I signed it. I was at times, hesitant about the program but, from talking to him, I believe this program is going to work well for me. Thank you.
    Read More
  12. User Score
    9
    July 10th, 2017
    0 people found this review helpful!
    Guy, was very helpful and did an excellent job!!
    Read More
  13. User Score
    9
    July 7th, 2017 Santa Barbara, CA
    0 people found this review helpful!
    Had answers to all my questions, and made me feel safe in doing this.
    Read More
  14. User Score
    10
    July 7th, 2017 Long Beach, CA
    0 people found this review helpful!
    Christopher K is a very knowledgeable person of debt relief. Thus he made the process easy to understand, and quick to activate.
    Read More
  15. User Score
    10
    July 7th, 2017 Paragould, AR
    0 people found this review helpful!
    David was very helpful with all my questions he answered everything and I am very pleased and excited to get this started
    Read More
  16. User Score
    9
    July 5th, 2017
    0 people found this review helpful!
    I was contacted by Marlon V. His professionalism is outstanding. He make a person feel good just by listening to him..
    Read More
  17. User Score
    10
    July 5th, 2017
    0 people found this review helpful!
    James was very thorough and explained everything in an easy and understandable manner. He’s made my transition seem less and I’m fully confident that I’ve made the right decision with his guidance.
    Read More
  18. User Score
    10
    July 3rd, 2017
    0 people found this review helpful!
    Besides being an early riser (most convenient for me) James is exceptionally knowledgeable of
    the products offered by this company. His adroitly navigated me through each of my options and his expertise was invaluable to me. This endeavor could have been very stressful,but James was so confident in the purpose and mission of your company,that by the time I needed to make a decision, I quite confident that I was making the correct one for my situation.
    I am so glad that James answered my call this day. He is an asset to your company.
    Read More
  19. User Score
    10
    July 3rd, 2017
    0 people found this review helpful!
    After speaking with representative Andy to get initial information regarding Accredited Debt Relief and researching the company, I signed up.
    Andy was very helpful and provided excellent customer, service which is one of the main reasons I chose ADR.
    Andy put me at ease and at no point pressured me to sign on during our phone conversations.
    I am looking forward to the support Andy will provide as needed as the program progresses.
    Read More
  20. User Score
    0
    July 2nd, 2017 Rockville, MD
    1 people found this review helpful!
    I had wonderful service until I decided to cancel the service. I followed the instructions in my agreement but have had no response from Accredited Debt Consolidation. I cancelled in April, 8 days after signing the agreement but have had my checking account debited three consecutive months. My representative, AJ B has not responded to my requests for help in cancelling my service. I am very disappointed. AJ was so helpful in the beginning of the process. I trusted his integrity, and the companies integrity. I was wrong to do so.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

Recent News:

Want us to review a company?

If there is a debt company that you don't see on our site, and would like us to review, please contact us.

Real Reviews (yes they’re real)

With so many debt relief companies out there, and a lack of sites willing to bring you the HONEST breakdowns of each company, what source can you turn to for the real information you can trust?

We are dedicated to bringing the truth out, and rank debt relief companies as they should be. Through our investigation, and experience with each company, we rank each company, and bring you our honest, unbiased opinion. We also include authentic user reviews by past customers of each company that are moderated and verified.

Like many sites, we are compensated through affiliate relationships with each company we review, however all of our rankings are based on our 11-Point Ranking Criteria.

All reviews are subject to moderation and approval. Any reviews that may resemble false information, or competitors of another company will need to be verified by our staff before being approved and published. We reserve the right to approve or deny any reviews left on this site.
Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294
Our Score
9.1
User Score
9.4
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

427