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Reviews for Accredited Debt Consolidation | 2019 Debt Relief Reviews

Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
8.6
User Score
9.6

Call now for your free consultation!  1-(855) 281-6216

Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294

This Review is maintained by Chase Sagum

Review Last Updated: September 20, 2019

Accredited Debt Relief works to relieve people of the stress credit card debt and other forms of unsecured debt can cause. The Accredited Debt Relief team will work with creditors on your behalf to consolidate the debt and make it easier to become debt free.

Pros

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best debt consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors to get your monthly payments to a lower, more manageable amount
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene credit card debt interest rates, Accredited typically gets rates down to a manageable 7.9 percent
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit score

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time-consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients can detail their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done with your case. With an online account, clients will be able to see what stage their negotiations are in and what accounts have been closed. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt management program, the process to get started is relatively simple and fast. Once you sign up, negotiations begin within one to two weeks. Now, that does not mean your debt will be consolidated that quickly, but the program and the work start within the first five to ten business days.

Get started with Accredited Debt Consolidation

Cons

Debt Settlement Focus

Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options including debt consolidation. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

Our Recommendation

With Accredited, clients will be able to almost immediately see their progress move them towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in one of the 8 states that Accredited Debt Consolidation is available, we recommend talking to them and getting a free quote.

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294 Accredited Debt Consolidation Reviews

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  1. User Score
    10
    March 2nd, 2017 Palm Bay, FL
    0 people found this review helpful!
    I was only gathering information when I received a phone call from Guy J.
    He took the time to answer all my questions, explaining everything I needed to know about the program, until we were both sure that I understood it.
    He never tried to pressure me or give me a high pressure sales pitch. He was pleasant, and very, very patient.
    I am excited to finally feel free from a large burden that I have been carrying for a long time, and very eager to see where this new adventure takes me. I believe I will finally have some peace of mind…as soon as a final settlement is reached with my creditors.
    Thank you Guy…
    Read More
  2. User Score
    10
    March 2nd, 2017
    0 people found this review helpful!
    This was a painless experience.Steve did a fantastic job explaining all the info regarding the the debt relief program only wish I did this a year ago. So in about 3 years I hope to be debt free from all the high interest cards and personal loans I had Thanks again to Steve for a job well done.
    Read More
  3. User Score
    10
    March 1st, 2017
    0 people found this review helpful!
    This was a painless experience and Steve was so courteous and helpful he guided me thru all the steps to sign up and did a fantastic job. My only wish is that I had did this a year ago.
    Thanks again for helping towards getting bdebt free.
    Jonathan Carano
    Read More
  4. User Score
    9
    February 28th, 2017 Philadelphia, PA
    1 people found this review helpful!
    Dan was interested in my situation and seemed sincere.
    Read More
  5. User Score
    10
    February 27th, 2017
    1 people found this review helpful!
    Eric provided great customer service and is very knowledgeable in his area. I was relieved with the information that was given to me and looking forward to working with your service.
    Thank you so much for that peace of mind.
    Read More
  6. User Score
    9
    February 27th, 2017 Willards, MD
    0 people found this review helpful!
    He went over everything with me and explained it all very well.
    Read More
  7. User Score
    10
    February 25th, 2017
    1 people found this review helpful!
    I would like to thank Damian for great customer service from start to finish. He was so patient with myself and all the questions I had. He was very helpful and very informative. Even when I was skeptical about doing this he just talked to me about everything and sent me information to validate anything I was skeptical about. Thank you again.
    Read More
  8. User Score
    10
    February 24th, 2017
    1 people found this review helpful!
    Thanks to debt relief I can sleep better tonight I was very scared at first to get this started trying to work things out on my own nothing work I kept getting into more debt. So last night I went ahead and completed the program happy to say it gave me the release I needed to stop worrying about what I had got myself into. Wish I had did it sooner
    Read More
  9. User Score
    9
    February 23rd, 2017
    1 people found this review helpful!
    Alija was wonderful! He answered all my dozens of questions with patience and was very thorough as well.
    I look forward to working further with Alija until I have settled all my debt. I was in serious debt and I can’t tell you the relief I feel over having one monthly payment which will actually pay off the principal over time! Thanks again Alija! Jean
    Read More
  10. User Score
    10
    February 23rd, 2017 Middletown, PA
    1 people found this review helpful!
    Dan was excellent. I look forward to working with him.
    Read More
  11. User Score
    10
    February 22nd, 2017 Beverly Hills, FL
    1 people found this review helpful!
    The experience was very good and patience with me as I could not always talk at the right time do to work. John was so helpful, nice and talked with me through everything. I thank you for caring and being there for me.
    Read More
  12. User Score
    10
    February 21st, 2017 Horseheads, NY
    1 people found this review helpful!
    I couldn’t ask for better and/or more qualified person to assist me.
    Read More
  13. User Score
    10
    February 21st, 2017
    0 people found this review helpful!
    Kenneth was very helpful and explained everything that I needed to do to get myself out of debt. He listened to my issues and told me how to proceed forward correctly. Kenneth explained how they would proceed forward from here.
    Read More
  14. User Score
    10
    February 20th, 2017
    0 people found this review helpful!
    Eduardo Enciso was very helpful and understanding.
    Read More
  15. User Score
    10
    February 20th, 2017 Mineral, VA
    0 people found this review helpful!
    Chris is fantastic in every way. Is a pleasure doing business with him. I rate him 5 stars.
    Read More
  16. User Score
    10
    February 20th, 2017 Miami, FL
    0 people found this review helpful!
    My representative was very informing and took his time to explain everything to me and answer all my questions. I was extremely satisfied with my experience.
    Read More
  17. User Score
    10
    February 20th, 2017
    0 people found this review helpful!
    I just wanted to let you know that I really appreciated how I was treated when I spoke with Dan. He was very knowledgeable and also kind and compassionate. He explained everything in a way so I could understand thee whole process. I look forward to working with Dan and the team to become debt free a lot sooner than I ever thought possible. Thank you Again.
    JoAnn
    Read More
  18. User Score
    10
    February 20th, 2017
    0 people found this review helpful!
    Nick was excellent throughout the entire process! I will certainly highly recommend him and his company to any friends in need as he was referred to me by my sister Carol F!
    Read More
  19. User Score
    9
    February 20th, 2017 Woburn, MA
    0 people found this review helpful!
    Very good customer service. Delivery of information was thorough but easy to understand. Staff was considerate to my current needs.
    Read More
  20. User Score
    10
    February 20th, 2017
    0 people found this review helpful!
    Outstanding customer service
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294
Our Score
9.1
User Score
9.3
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

436