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Reviews for Accredited Debt Consolidation | 2019 Debt Relief Reviews

Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
8.6
User Score
9.6

Call now for your free consultation!  1-(855) 281-6216

Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294

This Review is maintained by Chase Sagum

Review Last Updated: September 20, 2019

Accredited Debt Relief works to relieve people of the stress credit card debt and other forms of unsecured debt can cause. The Accredited Debt Relief team will work with creditors on your behalf to consolidate the debt and make it easier to become debt free.

Pros

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best debt consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors to get your monthly payments to a lower, more manageable amount
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene credit card debt interest rates, Accredited typically gets rates down to a manageable 7.9 percent
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit score

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time-consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients can detail their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done with your case. With an online account, clients will be able to see what stage their negotiations are in and what accounts have been closed. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt management program, the process to get started is relatively simple and fast. Once you sign up, negotiations begin within one to two weeks. Now, that does not mean your debt will be consolidated that quickly, but the program and the work start within the first five to ten business days.

Get started with Accredited Debt Consolidation

Cons

Debt Settlement Focus

Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options including debt consolidation. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

Our Recommendation

With Accredited, clients will be able to almost immediately see their progress move them towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in one of the 8 states that Accredited Debt Consolidation is available, we recommend talking to them and getting a free quote.

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294 Accredited Debt Consolidation Reviews

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  1. User Score
    10
    March 29th, 2017 Bradenton, FL
    0 people found this review helpful!
    I feel that I am on the road to financial recovery, with this company. I now have a workable plan of getting out of debt.
    Read More
  2. User Score
    9
    March 29th, 2017 Carbondale, PA
    0 people found this review helpful!
    i was very pleased with the service and phone calls and the politeness of matt..very patient and answered every thing i asked..
    Read More
  3. User Score
    10
    March 25th, 2017 New Rochelle, NY
    0 people found this review helpful!
    it was a pleasure you made me feel comfortable and that you genuinely understand and cared about my situation. Thank you
    Read More
  4. User Score
    10
    March 22nd, 2017 Orlando, FL
    0 people found this review helpful!
    Kenneth was very professional and thorough in the entire process. He made me feel confident about my situation and that there was no need to stress anymore. Knowing that Freedom would work with me and my situation made the weight on my shoulders go away
    Thank you for being so courteous and helpful and offering continued advice and follow-up through the process.
    Read More
  5. User Score
    10
    March 22nd, 2017
    0 people found this review helpful!
    Jonathan L was extremely helpful with with my debt problem. He even got us a six month extension to the original 46 months which lower my payment. Jonathan is a credit to Freedom Debt and we look forward to his advice in the future. We are trying to expand our new Small Business and there are many vendors out there who take your money for services they promise BUT do not deliver. It was a relief to found someone like Jonathan who seems to want to help us survive. Thank for having Jonathan represent your company.
    Noreen and Peter Welch Deerfield Beach, Florida
    Read More
  6. User Score
    8
    March 22nd, 2017
    0 people found this review helpful!
    My experience was great Kelsey has helped me and answered all my questions
    Read More
  7. User Score
    10
    March 21st, 2017
    0 people found this review helpful!
    Dan was extremely nice and knowledgeable. He genuinely seemed to care about my financial needs and hopes for my future.
    Read More
  8. User Score
    10
    March 21st, 2017 Humble, TX
    0 people found this review helpful!
    Nick was warm, thorough, kind, understanding and effectively methodical. He took the time to better understand my particular situation and recommended a sound course of action based on my financial picture. His outreach came as a breath of fresh air and I would recommend that anyone suffering from the burden of overwhelming debt turn to ADR (specifically Nick) for a lifeline.
    Read More
  9. User Score
    10
    March 21st, 2017
    0 people found this review helpful!
    The representative (Sam H), that assisted me was great. He was very knowledgeable and explained the process and benefits in a way that made it easy for me to want to go forward with the program. I’m glad I answered his call. Thanks!
    Read More
  10. User Score
    10
    March 21st, 2017 Gladewater, TX
    0 people found this review helpful!
    My consultant was very helpful and made me feel confident that our debt issues will be resolved at the end of the program.
    Read More
  11. User Score
    4
    March 17th, 2017
    2 people found this review helpful!
    Ended up with huge debt after suffering cancer, out of work for almost a year along with supporting my sons family with a special needs child x 4 years who was out of work during the economy crash 2010-2014. Signed up with FDR to be debt free in 4 years. Sounded great and relief was on its way. After 8 months and $9800.00 deposits later. One of about 10 creditors paid in full for approximately $300.00. During month of January 2017 my mother took ill and died after a month of suffering. I asked if one payment could be held as I didn’t work due to being at her bedside. No one disclosed that it would cause a default with a creditor settlement and $4000.00 paid would be lost and the settlement would have to be renegotiated. When inquiring as to why this wasn’t disclosed When I asked, I was told by an irritable client rep that it was in my original agreement and totally my fault for not making that one payment. I would NOT have asked for this favor if they would have explained Upfront!
    The bottom line, do not ask for a payment to be held or you will suffer the consequences! I almost wish I would have filed bankruptcy instead, but I was too proud! Credit score and personal suffering now. If they would do their job right and actually advocate for the consumer than this would be a good deal.
    Read More
  12. User Score
    10
    March 17th, 2017 Bradenton, FL
    0 people found this review helpful!
    Eric was very helpful in explaining my credit issues. Look forward to fixing my credit
    Read More
  13. User Score
    8
    March 17th, 2017 Georgetown, TX
    0 people found this review helpful!
    The staff are VERY knowledgeable, not pushy, and give good insight to solve problems.
    Read More
  14. User Score
    10
    March 13th, 2017 Greenwood, AR
    0 people found this review helpful!
    AJ was extremely helpful! He was very thoughtful and very thorough in explaining my options. I was very happy with my service.
    Read More
  15. User Score
    10
    March 9th, 2017
    0 people found this review helpful!
    Patrick M answered all my questions in a professional manner he was very nice and polite you have a good employee in Patrick thank you
    Read More
  16. User Score
    8
    March 9th, 2017 Saint Petersburg, FL
    0 people found this review helpful!
    it was great to do this., especially with Eduardo Inciso who answerd all my questions and gave all his profesional tips to work out with my debt consolidation program.
    Read More
  17. User Score
    10
    March 8th, 2017
    0 people found this review helpful!
    Christopher was great and I’m looking forward to taking care of my debts. Thank You for the opportunity. This is a big deal. Thanks to Christopher for making everything easier to understand. Thanks Craig Farra
    Read More
  18. User Score
    10
    March 8th, 2017 Albuquerque, NM
    0 people found this review helpful!
    this is a difficult decision, the process was explained all questionsa answered. I am comfortable using this program.
    Read More
  19. User Score
    10
    March 6th, 2017
    0 people found this review helpful!
    I never thought I would be in this type of problem, I’m so very grateful that Accreditted Debt Relief was there for me when I needed help. They answered all my questions even before I asked it. Thank you for all your assistance, very grateful.
    Read More
  20. User Score
    10
    March 6th, 2017 Pomona, CA
    0 people found this review helpful!
    Great experience. Simple and fast.
    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294
Our Score
9.1
User Score
9.3
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

436