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Reviews for Accredited Debt Consolidation | 2019 Debt Relief Reviews

Accredited Debt Consolidation

Accredited Debt Consolidation negotiates a consolidated debt amount that is reasonable to pay back.

Our Score
8.6
User Score
9.6

Call now for your free consultation!  1-(855) 281-6216

Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294

This Review is maintained by Chase Sagum

Review Last Updated: September 20, 2019

Accredited Debt Relief works to relieve people of the stress credit card debt and other forms of unsecured debt can cause. The Accredited Debt Relief team will work with creditors on your behalf to consolidate the debt and make it easier to become debt free.

Pros

Program Benefits

A dedicated debt specialist will evaluate each client’s financial situation and match them with the best debt consolidation program for their needs. These programs provide solutions that allow for better management of all credit obligations. With the Accredited Debt Consolidation program, clients can expect to work towards financial freedom with the following capabilities:

  • Reduction of monthly payment – this is achieved by negotiators working with your creditors to get your monthly payments to a lower, more manageable amount
  • Elimination of multiple creditors – there may be a solution with creditors that allows for complete elimination
  • Lower interest rates – rather than paying obscene credit card debt interest rates, Accredited typically gets rates down to a manageable 7.9 percent
  • Straight-forward bill-paying process – paying back your debt and for debt consolidations services are made easy with online access
  • Avoid delinquencies – no more delinquencies will be reported or reflected on your credit score

Free Consultation

Finding out which company or debt consolidation option is best for your financial situation can be difficult and time-consuming. Accredited Debt Consolidation has found a way to streamline this process by providing free quotes and consultations. By simply calling Accredited at 866-345-5007, prospective clients can detail their specific situation to find out which program will reap the greatest results.

Online Management

Clients are never left in the dark when it comes to what is being done with your case. With an online account, clients will be able to see what stage their negotiations are in and what accounts have been closed. Accounts can be accessed online, at any time, and from both desktop and mobile devices.

Enrollment

Following the free consultation and subsequent decision to enroll in the Accredited debt management program, the process to get started is relatively simple and fast. Once you sign up, negotiations begin within one to two weeks. Now, that does not mean your debt will be consolidated that quickly, but the program and the work start within the first five to ten business days.

Get started with Accredited Debt Consolidation

Cons

Debt Settlement Focus

Accredited Debt Relief typically focuses on providing debt settlement services despite offering various debt relief options including debt consolidation. While this focus does not necessarily mean that they will not provide you with necessary help, it is important to note where the majority of their business comes from.

Availability

The number of current states that Accredited Debt Consolidation can operate in is rather disheartening. At the present time, only eight states have access to the debt consolidation branch of services offered by Accredited. Only residents that live in the following states will be able to use Accredited for debt consolidation: Iowa, Idaho, Indiana, Maryland, Minnesota, Missouri, Montana, and Texas.

Our Recommendation

With Accredited, clients will be able to almost immediately see their progress move them towards financial freedom. That being said, there are some questions surrounding their accreditations and ability to service a vast majority of the country. For those that live in one of the 8 states that Accredited Debt Consolidation is available, we recommend talking to them and getting a free quote.

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294 Accredited Debt Consolidation Reviews

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  1. User Score
    10
    May 9th, 2017
    0 people found this review helpful!
    I look forward to working with David in the future as my customer service rep. David was very thorough, knowledgeable, professional and respectful in the two plus hours we spent discussing possible debt solutions.
    Read More
  2. User Score
    10
    May 5th, 2017
    0 people found this review helpful!
    Wow. I just called to see if they could just look at my situation. From my first conversation with Robert, he was providing me with information and guidance with my financial situation. I felt as if they had deliberate intent to help resolve my situation before receiving all the necessary information. I am feeling so good knowing that my debt is be handled by a truly professional company.
    Read More
  3. User Score
    9
    May 5th, 2017
    0 people found this review helpful!
    Evan was a pleasure to work with. He was friendly yet professional He was able to answer all of my questions and did a lot to alleviate my concerns.
    Read More
  4. User Score
    10
    May 5th, 2017
    0 people found this review helpful!
    Excellent customer service and quick .
    Read More
  5. User Score
    10
    May 4th, 2017
    0 people found this review helpful!
    The experience I had with Brandon was great he made sure I understood exactly what was going to happen and what I could expect in the future
    Read More
  6. User Score
    10
    April 12th, 2017
    0 people found this review helpful!
    The customer service was excellent, Kelsey was so informative and helpful all my questions were answered and I feel very confidate in my decsion.
    Read More
  7. User Score
    10
    April 12th, 2017 Lehigh Acres, FL
    1 people found this review helpful!
    your team is very professional, i look foward to working with you all.
    Read More
  8. User Score
    10
    April 12th, 2017 Houston, TX
    0 people found this review helpful!
    Very professional, and answered all of my questions.
    Read More
  9. User Score
    10
    April 10th, 2017 Fort Lauderdale, FL
    0 people found this review helpful!
    John A, Thanks for your help and advise, as well as patience with my decision making. As you know, paying my bills is number one on my list of things that a person should do. However, starting up a new business, has had it’s unforeseen setbacks, including debt. I hope that this program brings back the breathing room for our business, and lets us do what we do best, and that is architecture. Thanks again. Bob
    Read More
  10. User Score
    10
    April 10th, 2017
    0 people found this review helpful!
    I was very satisfied to speak to Mario M for that helping hand. Mario was very helpful and informative about the debt consolidation program.
    Read More
  11. User Score
    10
    April 10th, 2017 Saint Paul, MN
    1 people found this review helpful!
    Kimberly was very very helpful. Very thorough on the information
    Read More
  12. User Score
    10
    April 7th, 2017 Bronx, NY
    0 people found this review helpful!
    Everything was quick and easy. Very pleasant.
    Read More
  13. User Score
    10
    April 6th, 2017 Melissa, TX
    0 people found this review helpful!
    AJ is amazing. Very detailed with explaining options and goals. One of the best customer service experiences I’ve had. I will recommend his services if I encounter friends/family that need these services. I appreciate his professionalism and kindness. Great employee!!
    Read More
  14. User Score
    8
    April 6th, 2017
    0 people found this review helpful!
    My rep was very understanding and listen to me as I explain my circumstance.
    Read More
  15. User Score
    10
    April 5th, 2017 Pomona, CA
    0 people found this review helpful!
    Excellent Service. Mr. James P was very helpful and patient with me. Had to call him so many times to answer questions whenever they popped up. He’s a great asset to your company. Thank you so much.
    Read More
  16. User Score
    10
    April 4th, 2017 Canyon Lake, TX
    0 people found this review helpful!
    She is very knowledgeable, patient, and thorough. She is a valuable asset to your organization. More companies need employees like Kimberly!
    Read More
  17. User Score
    10
    April 4th, 2017 Oklahoma City, OK
    0 people found this review helpful!
    Everything was explained quickly and clearly.
    Read More
  18. User Score
    10
    April 4th, 2017 Ragley, LA
    0 people found this review helpful!
    Very informative service. He was very knowledgeable and courteous. Excellent customer service skills.
    Read More
  19. User Score
    10
    April 3rd, 2017 Pomona, CA
    0 people found this review helpful!
    Dan made me feel like he really wanted to help me. I feel like I know him personally. I felt very comfortable with him. He made it sound easy and getting me debt free. He is always there and will walk me through the whole process.
    Read More
  20. User Score
    10
    March 31st, 2017 Cape Coral, FL
    0 people found this review helpful!
    Dan was so helpful, patient, understanding and answered all my questions and then some. I never felt pressured or taken advantage of. He worked with me to make sure I can manage my payments and set me up with very reasonable initial payment dates and allowed me to split my payments. I felt that Dan showed genuine concern and was just great to talk to.
    Thank you Dan!

    Kris Ault

    Read More
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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Our Score
8.6
User Score
9.6
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

$10-$40

Setup & Activation Fee

$0-$100

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

No

Number of Reviews

294
Our Score
9.1
User Score
9.3
Rank this Company

Ratings Breakdown

Monthly Enrollment Fee

Up to $79

Setup & Activation Fee

$0-$49

Free Consultation

Yes

Credit Counseling

Yes

ISO Certified

Yes

Number of Reviews

436