Best Debt Companys

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25 Twitter Accounts to Follow to Help You Get out Of Debt

It is unfortunate, but the average American household has credit card debt of upwards of $15,000+. Many individuals, students and families are finding it hard to make ends meet and don’t have the education they need to get out of debt and stay out of debt. Consider some of the resources we have listed here to find the help you need today. (they are in no particular order)

1. W D Robinson @GetOutofDebt

Mr. Robinson is a debt solutions provider whose main goal is to educate people about getting a handle on their debt. Not only does he provide common ways to get out of debt, but he gives alternate ways of doing so that you might not have thought of before. Though some might think his ways are radical, he has proven them to work.

2. Get Out of Debt Now @get_out_of_debt

We really like this resource since not only does it teach a person how to reduce their debt overall, they focus on things like consolidating your student loans, using insurance that your employer provides, and how to build savings.

3. Dave Ramsey @DaveRamsey

You’ve probably heard of him before, but that is because he is one of the most popular debt experts to date. With classes, books, live events, radio shows and his very own show, you can get a plethora of information that will help your situation. He also provides some online budget tools as well as many other resources.

4. Farnoosh Torabi @FARNOOSH

Farnoosh experienced $30k in debt at a young age and has spent the years since providing help to others. She receives questions and gives answers on her blog to common questions we all have, as well as writing articles on helpful debt reduction topics. Books like Psych Yourself Rich help you get into a better money mindset.

5. CareOne Debt Relief @CareOneWorks

Offering debt relief plans, CareOne is a great resource to consolidate your debt. One of the best reasons to work with them is their 6 month 100% money back guarantee on all services you receive. They have many resources, tools and tips for you to use, as well as offering you a low monthly payment for your debt.

6. See Debt Run @seedebtrun

As with many companies, the owners have experienced severe debt themselves and seek to help others. With dozens upon dozens of articles on their website, they are able to cater to your specific needs and help educate you. Not only do they offer tips for debt reduction, but also how to increase your income as needed.

7. StrikeDebt @StrikeDebt

Strike Debt is currently building a debt resistance movement. If you hold the same beliefs that most individual debt is illegitimate and unjust, then join them here. You will not only get some tips on reducing debt, but also how to refuse debt as well.

8. Steve Rhode, @GetOutofDebtGuy

Steve is an expert in debt reduction because he has experienced debt issues himself; he has been through bankruptcy and created a national credit counseling group because of it. He writes about the debt reduction industry, helps warn people of scams and gives advice and help to those that seek it.

9. Freedom Debt Relief @FreedomFamily

Freedom Debt Relief offers you different scenarios to get your debt under control like minimizing payments, settling your debt, credit counseling in general, debt consolidation or how to deal with your bankruptcy. You can easily get a free quote online as well. We like this company because they are AFCC accredited.

10. Man Vs. Debt @ManVsDebt

These people here understand that debt is often about mental beliefs and barriers. They want to help you get in touch with those barriers to break through them and find some debt relief. With the storytelling and copious amounts of links to helpful articles, you can find some relatable situations with others, and educate yourself.

11. Mary Hunt @DebtProofLiving

With a step by step plan to get out of debt, you will have the following tools – a debt repayment plan, a spending plan, a contingency fund, a freedom account, and a community to connect with for ongoing support. Yearly membership is only $29 as well!

12. Tackling Our Debt @TacklingOurDebt

This resource is teeming with information and tips from how to pay off your credit cards effectively, as well as things like how to make freezer meals to save money. With topics like life, money, travel and giveaways, you will learn how to make the most of your finances in creative ways.

13. The Debt Hawk @TheDebtHawk

If you have credit card debt, and lots of it, you may want to consider this resource for keeping consumers up to date on rate changes with lending institutions and credit card companies. This can be good to use if you decide to transfer your debt to another source to save on interest.

14. Canty & Associates @bonniecantylaw

Though this is a law firm, Canty & Associates can help you handle your overall credit card debt and find ways to work with debt collectors. It can be easier to talk to your creditors if they know you have legal representation.

15. John G. Watts @JohnGWatts

With over 30 years in helping people with legal debt issues, you can find some professional help here. They specialize in dealing with abusive debt collectors, credit report errors, and illegal calls to cell phones, general debt consumer issues, bankruptcy, foreclosures, or when you are being sued by a debt collector.

16. National Debt Relief @NationalRelief_

Being able to get a free quote here is a great service, as well as being able to find help with their consolidation program. They will help you easily determine if you can qualify for debt settlements and work with you every step of the way. They offer settlements as an alternative to filing bankruptcy, credit counseling, and debt consolidation.

17. Debt Syndrom @debtsyndrome

This is a do-it-yourself resource with many articles on budgeting, credit card debt, your personal credit score, different kinds of debt solutions and tips on saving money. Pick the topics that relate to your personal experience and being your education.

18. The Debt Corporation @TheDebtCorp

This company states that they can reduce your debt by 50% in as little as 24 months. With many tips on how to save money and pay off your debt more quickly, they also want to empower their clients. You can call to get a free quote quite easily.

19. Consolidated Credit @Debt_Free_2day

You are able to get a free quote via the website which is a nice feature. They offer debt management assistance, credit counseling and even will do a free budget analysis for you. As if that wasn’t enough, they even help you figure out your personal finances such as preparing for life events, budgeting tips and every day spending.

20. Ready For Zero @ReadyForZero

We love their online tools that allow you to get a full view of your finances and make better decisions. Not only will you have a personalized plan, but you can get reminders and notifications to help you track deposits, payments and interest rates, and more. The best part? It’s free!

21. Tracie @PennyPinchinMom

Part of handling your debt is finding money in your monthly income that you can add to debt payments. Tracie with Penny Pinchin Mom helps you find the coupons, deals and savings that will allow you to save more money overall.

22. Debt Free Me @unburdened

With tons of resources, links and articles, you can easily find what you need for cash advances, consolidation for loans, credit card help, credit reports, refinancing, and more. This is merely a portal to many websites with relevant information.

23. NFCC @nfccdebtadvice

This is a national financial counseling firm that has offices in all 50 states. They offer many different types of tools for consumers online, as well as services like credit counseling, debt reduction and bankruptcy help, even housing counseling as well. Their agents are accredited by the Council on Accreditation.

24. Money Matters @MoneyMatters

This is another online resource that houses many different types of articles and links to get you on the right track to minimizing your debt. From making money, to saving money, banking, credit cards and debt, as well as videos, you have lots of information to choose from.

25. Christian Credit @christiancredit

Offering free quotes on debt settlement, bankruptcy, and credit repair, you have different avenues of support here. They also will do a free budget analysis and help with educating you on debt, help with student loans and walk you through the entire process.

Bonus – @BDCdotcom

Don’t forget to follow us on twitter as well : )

  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

Poll

  • What is the most important feature when choosing a company to consolidate your debt? (Check all that apply)

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