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Weird Ways to Pick Up Extra Money After Your 9-5 Is Over

Posted By:  |  March 19, 2014  |  0 Comment(s)

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With credit card debt piling up, plus car notes, and school loans, it may feel that your debt is a great big ball and chain you are constantly carrying around with you. Making minimum payments and never getting ahead not only increases your debt load, it also increases your stress level. You may think the only way out is winning the lottery or declaring bankruptcy, but there are some ways to bring in extra money to help alleviate your debt without going to these extremes. It may mean a little work after you finish your day job, but a bit of extra effort now will pay off for years to come. Here are a few ideas to bring in some extra dough.

Bake for Your Dough, and Sing for Your Supper – Use Your Talents to Earn Cash

If you have a marketable talent, turn it into money. Can you play the piano or sing? Put an ad on Craigslist offering your services for weddings and parties. Working for a few hours on Saturdays can easily net you a few hundred dollars to pay down debt. If you can sew, pick up a few dollars hemming and altering garments. You can work through a dry cleaner or put your own ad up. If you are good with electronics or mechanically inclined, you can make yourself buckets of money on the weekend repairing small appliances, computers, or even lawnmowers. There is no end to marketable talents that can bring in some coin. Photography, baking, painting, knitting, and carpentry are only a few of the skills that are in demand.

Moonlight for Money, Not Romance

This does not mean bartending until close every night or working a second shift at a factory. There are many easy, low-stress jobs that can bring in a few hundred extra dollars every month. If you like kids, try babysitting; you are never too old, and parents will usually pay more for a mature sitter. Another great job for those who like children is tutoring. All that is normally required for this position is a college degree and a clean criminal background check. Look online for agencies that hire tutors in your area. If you enjoy working with the public, then pizza delivery is a great way to earn after hours money, as are telemarketing jobs from home. Other great ideas for second jobs are driving a taxi, cleaning offices, or selling products, such as Avon or Regal.

Give Unto Thy Neighbor for a Reasonable Fee

There are many ways to make money without even leaving your street. You can make a few bucks shoveling snow, mowing lawns, and weeding gardens. Many people are physically unable (or struggle to find time) to perform these tasks. Look around at the yards and gardens in your area and knock on the doors of the houses that look in need of help. Other services that you could provide to your neighbors include dog walking, house sitting, and washing cars.

Task Rabbit

If you haven’t heard of Task Rabbit yet, it might be worth your time to check it out! Task Rabbit let’s you run errands and perform other small tasks for people in your geographic area. Once you’ve registered for the site, or downloaded the app, you can look at your surrounding area and see what people need help with. They pay you to perform a number of small services for them. You may never be able to make a full-time income from this, but it’s a great way to make a little extra and meet some new people.

The trick to making extra money is to keep it simple. If your day job is demanding, you don’t want to create additional stress after work, so find something that is fun and not too taxing and you will be out of that pit of debt in no time.

Poll

  • How important is it to you for a debt consolidation company to offer financial education resources?
  • Takes your existing debt and try to settle with your creditors for a lower amount. If you pay off the settled amount, your debt will be considered paid in full.
  • Negotiates with your creditors on your behalf.
  • Fee based on a percentage of your total starting debt or a percentage of the debt they save you.
  • Most settlement companies have you create a separate "escrow" account where you will make monthly contributions over a certain amount of time to contribute to your settlement. Once there is a substantial amount of funds to show your creditors, the settlement company will try to negotiate a lower amount of debt.
  • Combines all your debts and creditors into one monthly payment.
  • Allows you to pay one monthly payment to the consolidation company, instead of multiple payments to different creditors.
  • You no longer owe your original creditors; instead you pay one monthly payment to your consolidation company.
  • Consolidation companies can help negotiate lower interest rates on your debts and help lower your total debt payment in the long run. A lower interest rate will lower the amount you owe in the end.
  • Allows you to consolidate all your different debts into one personal loan that can be paid off over time.
  • Can offer borrowers a lower interest rate with a longer payback term (compared to high-interest credit cards or medical bills). This will lower the amount of money required to pay off the loan over time.
  • Personal loan debt consolidation can be an effective way to raise your credit score quickly (within 3-6 months).
  • Borrowers can receive funds from their loan within only a few days.

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